Is it possible to waive the absolute deductible mentioned in the clause without a deductible in the

Hello, glad for your question.

Excludes the Waiver Clause.

Subject to a special agreement, after the occurrence of an insured event, the insurer shall be responsible for the part of the deductible amount that should be borne by the insured, calculated according to the deductible rate specified in the corresponding type of insurance.

The insurer shall not be liable for the deductible amount that shall be borne by the insured in the following cases:

1. The third party shall be responsible for compensation in the motor vehicle loss insurance but the third party cannot be found;

2. The insured chooses to handle the traffic accident through negotiation on its own in accordance with the relevant laws and regulations, but cannot prove the cause of the accident;

3. Increased due to violation of safe loading regulations;

4. The designated driver at the time of insurance application, and the insured vehicle is increased by the non-designated driver when the insured vehicle is used;

5. The insured accident occurs outside the agreed driving area at the time of insurance application, and the insured accident occurs outside the agreed driving area;

6. The increase is due to the occurrence of multiple insured accidents during the insurance period;

7. In the event of a full-vehicle loss insurance accident stipulated in the motor vehicle theft insurance, the insured fails to provide the "Motor Vehicle Driving License", "Motor Vehicle Registration Certificate", the certificate of origin of the motor vehicle, the certificate of tax payment of the vehicle acquisition tax (the certificate of payment of the vehicle purchase surcharge) or the certificate of tax exemption;

8. The insurance provisions that may be attached to this clause but have not been selected to attach this clause;

9. The insurance provisions of this clause shall not be attached.

According to the clause, the insurance company should pay a claim if it does not belong to the above circumstances, so the insurance can be exempted from the absolute deductible in the clause without counting the deductible clause.

Explanation of the noun of absolute free odds:

The absolute deductible refers to the amount of compensation paid by the insurer for each accident and a certain percentage of the loss is waived. According to Article 20 of the Motor Vehicle Insurance Clause, within the scope of insurance liability, the ratio of the part of the loss that the company will not compensate for to the total loss determined by factors other than the responsibility of the driver of the insured vehicle in the accident.

From the references, there is a detailed explanation.

"Excluding deductible insurance", the official name is the special clause excluding deductible odds, which is an additional type of car insurance, as long as the owner insures this insurance, he can transfer 5% to 20% of the liability that should be borne by himself to the insurance company. Because this rider has comprehensive coverage and relatively cheap rates, it is very popular with car owners as soon as it is launched. It usually means that after the car owner purchases this insurance, the car owner will transfer the deductible amount borne by the car owner due to the accident liability to the insurance company, and the car owner will receive more compensation.

However, excluding deductible insurance, only the accident liability deductible odds of car damage insurance and third-party liability insurance are passed on to the insurance company. When purchasing car insurance, car owners should separately insure car damage insurance and third-party liability insurance without deductible insurance, so as to maximize their own claim rights.

Yes, you can, in the terms.

Summary. Hello, the difference between car insurance without deductible and absolute deductible:1

Deductible is an add-on and cannot be insured separately. 2.Absolute deductible is the deductible limit stipulated in the insurance contract that the insurance company will never be liable for the loss below the agreed amount, and it can be insured separately.

Hello, the difference between car insurance without deductible and absolute deductible:1Excluding the deductible macro indemnity is an additional insurance and cannot be insured separately.

2.Absolute deductible is the deductible limit stipulated in the insurance contract that the insurance company will never be liable for the loss of the insured person below the agreed amount, and it can be insured separately.

Excluding deductible, it means that the insured and the insurance company have specially booked that if an accident occurs, the insurance company must settle the claim within the limit of liability, and the deductible amount that should be borne by the insured should be borne by the insured if the deductible is calculated according to the terms of the main insurance that should be insured.

Absolute deductible means that when the loss of the insurance subject occurs, the insurance company will only bear the liability for the excess part, if it is below the specified limit, then the insurance company will not make a claim.

The difference between car car family air insurance without deductible and absolute deductible:

1.Absolute deductible is the deductible limit stipulated in the insurance contract that the insurance company will never be liable for the loss below the agreed amount;

2.Excluding deductible generally refers to the insured and the insurance company specially booked, if an accident occurs, then the insurance company must settle within the liability limit corresponding to the deductible calculated according to the terms of the main insurance policy, the deductible amount should be borne by the insured, and the absolute deductible refers to the loss of the subject matter of the insurance, must exceed a certain amount or ratio, the insurance company will bear the liability for the excess part, if it is below the specified limit, Then the insurance company will not run the claim. Eliminate blindness.

Deductible insurance is a joint add-on to vehicle damage insurance and third party liability insurance, and is a reinsurance for the deductible part of the insurance company. According to the terms of motor vehicle insurance, in both car damage insurance and third liability insurance, the insurance company has an agreement that the insurance company will only compensate 80 95 of the actual loss according to the liability of the insured vehicle driver in the accident, and the part that the insurance company does not pay is called the free odds.

The existence of free odds makes the driver not pay attention to driving safety because of the insurance, and also plays a role in the obligation to protect the car. However, there are naturally drivers who hope that they will be 100 worry-free after buying insurance, in this regard, the insurance company has designed a deductible part of the insurance that also pays for the needs of this part of the customer, which is a special insurance without deductible.

Car insurance** is also different in different sales channels, you can choose to buy it online, and Ping An Car Insurance has certain discounts for private car online purchases. You can see for yourself before you buy it.

The full name of the deductible insurance is "special insurance without deductible", and in many accident compensations, the insurance company can have a 5%-20% deductible for the car. When the car owner purchases the deductible, these deductibles can be avoided and the car owner can get the full compensation.

In the commercial insurance of the vehicle, the general claim can not be 100% paid, such as third-party liability insurance, if you crash someone else's car, you need to pay 10,000 yuan, if there is no additional deductible insurance, the insurance company can only pay 80%, plus the deductible insurance, you can pay in full. Deductible insurance is an additional insurance that can be attached to car damage, theft, and other types of insurance, and its role is to increase the rate of compensation.

I bought it on Ping An Online, the popular type, including the deductible, that is, out of insurance, the insurance company fully compensated. I usually pay more than 400 more than 400 to make sure I don't have to spend any more money.

There is a difference in car insurance**, you can ask a few more**. Shop around.