Taiping Xinyue Lifetime Annuity Insurance Basic Sum Insured 5000 How much to pay in a year

There is still a number in Guangzhou that can be sold for three days, so you can consult me if you need it.

Annuity insurance is too difficult to choose! It's just that the yield of different products varies greatly. Some products buy an annuity of 300,000 yuan and can only get back 330,000 yuan in the end, only 1% of the income; Some products have an annual rate of return on the main insurance alone.

For everyone's reference.

1.First and foremost is high yields.

No matter what we are buying an annuity for, annuity insurance, as a wealth management product, must first study the income. The income of annuity insurance** is from annuity accounts and universal accounts. Although the process of revenue growth is more complicated, the standard for judging the return of this product is to calculate the IRR yield.

The better annuity insurance on the market generally has an IRR close to 4% after more than 10 years of appreciation.

2.The cash flow of the product should match the time of use of the funds.

Our cash flow will be changed by the purchase of annuity insurance, so we need to consider 4 questions comprehensively:

How much can a child get back for studying?

How much pension do we get when we retire?

What is the cash value of the policy when I need money urgently?

How much money can I leave for my family after I return to old age in 100 years?

Working families can focus on solving 1 or 2 problems, after all, the budget is limited, such as pensions, and the focus is on how much money you can get back after the age of 60 with the annuity insurance you want to buy.

Business owners need more flexibility in their funds, but the budget will be more sufficient, and they will also need to consider the cash value of the annuity and how much money they can return to their families after 100 years.

Although the product form of annuity insurance is simple, there are so many pits in it that you can't imagine. So I specially evaluated a ranking of the top ten high-yield products of annuity insurance:"Top 10 High-yield Annuity Insurance Points This Year! 》

Hope it helps.

That's all for me"Taiping Xinyue Lifetime Annuity Insurance Basic Sum Insured 5000 How much to pay in a year"All, look!

Summary. Kiss <>

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Taiping Xinyue lifetime annuity less than 5,000 can not receive money: although annuity insurance is usually paid on an annual basis, but when applying for insurance, you can also choose other ways to receive according to your personal situation. Collar:

It is a way for the insured to withdraw all the pensions at once at the agreed time of collection; Quota: The method of receiving is to determine the amount of the insurance amount in the unit time until the insured has received all the insurance benefits; Timing: The insured determines the amount of the insurance money according to the total amount of insurance money at the agreed payment time.

Taiping Xinyue's lifetime annuity is less than 5,000, can I not receive money?

Kiss <>

We'll be happy to answer for you. <>

Taiping Xinyue lifetime annuity less than 5,000 can not receive money: although annuity insurance is usually paid on an annual basis, but when applying for insurance, you can also choose other ways to receive according to your personal situation. Collar:

It is a way for the insured to withdraw all the pensions at once at the agreed time of collection; Quota: The method of receiving is to determine the amount of the payment at the time of the single clearance position until the insured has received all the insurance answers; Timing: It means that the insured determines the amount of the insured according to the total amount of insurance money at the agreed time of collection.

Extended Information: "Taiping Xinyue Life" is the first annuity product in Taiping Life's individual insurance channel that adopts the high predetermined expected annualized interest rate stipulated by the China Insurance Regulatory Commission. The product also has the characteristics of Xianghuai instant payment, expected annualized expected return can be expected, full key friend period to return premiums, a variety of outstanding reputation increase collection methods, etc., is an "all-round" insurance and wealth management products.

Applicable age: 28 days to 65 years old.