How about Xinhua Fuxiang Lifetime Annuity Insurance

This insurance is good, enjoy a lifetime of life annuity insurance (participating type), guaranteed to life.

This product is a combination of "Fortune Lifetime Whole Life Annuity Insurance (Participating Type) + Additional Voluntary Annuity Insurance (Universal Type)".

The additional insurance will be automatically transferred to the survival insurance benefit according to the agreement of the main insurance.

Insurance Liability I. Main Insurance Liability:

1) Survival Benefit: 20% (Basic Sum Assured + Accumulated Dividend Sum Assured) will be paid to the insured on the day after the end of the 10-day hesitation period, 2) Death Benefit: Paid according to the cash value corresponding to the premium paid + Accumulated Dividend Sum Assured, 3) Waiver of insurance premium:

The premium is waived due to accidental death or total physical disability.

2. Additional insurance liability:

1. Death benefit: the value of the policy account;

2. Annuity: Three years after the contract takes effect, the annuity beneficiary can apply for an annuity. An annuity payment of 10% of the annual policy account value will be paid.

Annuity insurance is hard to buy! Because the yield of different products varies widely. Some products buy an annuity of 300,000 yuan and can only get back 330,000 yuan in the end, only 1% of the income; Some products can achieve the annual rate of return of the main insurance alone.

For everyone's reference.

Here are two key points for a brief analysis of annuity picking:

1.High yield is the first priority.

No matter what the purpose of buying annuity insurance is, annuity insurance, as a kind of financial insurance, must talk about income. Annuity account and universal account are ways to increase the value of annuity insurance. Although the process of value-added is complicated, the judgment of annuity insurance income is still through the calculation of IRR yield.

At present, the better annuity insurance on the market can generally approach 4% through more than 10 years of value-added.

2.The cash flow of the annuity should match the demand for the use of funds.

Buying an annuity insurance will change our cash flow, so the following 4 questions should be considered comprehensively:

When the child reaches the age of schooling, how much money can he receive?

How much pension can I get back after retirement?

Will there be a loss when I surrender the policy due to urgent need for money? How much cash value can it be?

How much money can I leave for my loved ones at the end of my life?

Salarymen have a limited budget, so they can focus on one or two issues, such as pension, and focus on how much money this product can get back after the age of 60.

Business owners have sufficient budgets and high requirements for financial flexibility, and they also need to consider the cash value of the annuity and how much money they can return to their families after 100 years.

Although the product form of annuity insurance is simple, there are so many pits in it that you can't imagine. So I specially evaluated a ranking of the top ten high-yield products of annuity insurance:"Top 10 High-yield Annuity Insurance Points This Year! 》

Hope it helps.

That's all for me"How about Xinhua Fuxiang Lifetime Annuity Insurance"All, look!

Fortune Lifetime Annuity Wealth Management Plan is a wealth management product with pension and savings functions launched by Xinhua Insurance Company, which can not only enable consumers to flow funds, but also play the role of pension planning, so that the old age life is guaranteed.

The characteristics of Xinhua Insurance's life of happiness:

1. The old have something to rely on and can be put away freely.

Adhering to the concept of dividends in the sum assured that Xinhua Insurance has always advocated, Xinhua Insurance's "Fortune Lifetime Annuity Wealth Management Plan" takes into account the two functions of "planning for the present" and saving for the future, and provides customers with continuous and stable liquidity equal to life through special annuity payments, effectively playing the role of pension planning and ensuring a high-quality life in old age. The plan automatically increases the insured amount of customers through annual dividends, so that dividends and annuity payments are organically combined, so that the annuities received by customers can be increased, alleviate the impact of inflation, and give full play to the planning and protection functions of life insurance products.

2. Attack and defend freely.

After completing the accumulation of wealth, the first rich class regards safety and value preservation as an important criterion for wealth management. And start the life planning of wealth inheritance.

With the purchase of New China Insurance's wealth management and happiness for a lifetime, the policyholder can receive the sum insured after the hesitation period, and the income is stable. In addition, this product can also take safety and value preservation as the main criterion of the product, which can enable consumers to make a good life plan.

Although this Blessed Life can really receive a lifetime, but the income is unstable, and the premium investment in the early stage is very large, and the return cycle is also very long.

Test your anti-risk index, experts will interpret it for you for free!

Summary. Hello dear. We will be happy to answer your questions.

Xinhua Insurance Happiness Life, this is a lifetime annuity insurance, you can take out all after 10 years of payment, but the insurance contract will be terminated, which is a surrender. Xinhua Insurance is a lifelong annuity insurance, you can choose to withdraw all after 10 years, including principal and income, or you can receive insurance benefits and dividends every year.

How to receive Xinhua Insurance Happiness for a lifetime.

Hello dear. We will be happy to answer your questions. Xinhua Insurance Happiness Life, this is a lifetime annuity insurance, you can take out all after 10 years of payment, but the insurance contract will be terminated, which is a surrender.

Xinhua Insurance is a lifelong annuity insurance, you can choose to withdraw all after 10 years, including principal and income, or you can receive insurance benefits and dividends every year.

Xinhua's Fortune Life is a lifetime annuity insurance that receives 20% of the sum insured and 20% dividends every year.

The annual annuity and dividends will automatically enter the universal account to accumulate interest. If you want to get a good deal, it is recommended not to withdraw the money in your account at any time unless necessary. In this way, you can accumulate interest at the annual interest rate in the account, which is far more cost-effective than withdrawing it.

Hello, New China Insurance Fortune Life is a financial management insurance launched by New China Insurance, which includes Fortune Lifetime Annuity Insurance (Dividend) and Additional Voluntary Annuity Insurance (Universal). The benefits of New China Insurance are as follows: Additional Voluntary Annuity Insurance (Universal) 1, Death Benefit:

In the event of the death of the insured, the insurance company will pay the death benefit according to the policy account value at the time of the insured's death, and the contract will be terminated. 2. Annuity: Three years after the contract takes effect, the insured can apply for an annuity from the insurance company.

The insurance company will pay an annuity at 10% of the account value of the policy at that time if the insured survives at 0:00 on the corresponding date of the effective date of each policy after the annuity application is made.

Enjoy a lifetime of land hand lifetime annuity insurance (dividend-paying), guaranteed to a lifetime of acres. This product is a combination of "Fortune Lifetime Whole Life Annuity Insurance (Participating Type) + Additional Voluntary Annuity Insurance (Universal Type)". The additional array will be automatically transferred to the survival insurance benefit according to the main insurance agreement.

The main insurance liability of the insurance liability: (1) survival insurance benefit: 20% (basic sum insured + accumulated dividend sum assured) will be paid to the insured on the next day after the end of the 10-day hesitation period and every year, (2) death benefit:

It will be paid according to the cash value corresponding to the premium paid + accumulated dividend sum assured, (3) Waiver of insurance premium: The insured will be exempted from insurance premium due to accidental death or total physical disability.

2. Additional insurance liability: 1. Death insurance benefit: the value of the policy account; 2. Annuity:

Three years after the contract has been in effect, the annuity beneficiary can apply for an annuity. An annuity payment of 10% of the annual policy account value will be paid. Extended Resources:

1. New China Insurance Fuxiang Jinsheng is a long-term red annuity wealth management protection product, and provides death protection, if the death or total disability caused by an accident can be waived the remaining premium. It is also equipped with a universal account, which can achieve secondary value-added. Fuxiang Jinsheng can surrender the policy, and then just receive the policy within 15 days of refund without deduction, after the cooling-off period surrender will have a loss, is according to the contract orange Sisen refund cash value.

Cooling-off period surrender refers to the surrender of the policy by the policyholder within the cooling-off period agreed in the contract. Generally, insurance companies stipulate that the policyholder has a cooling-off period of 10 days after receiving the policy. Usually, the insurance company will refund the entire premium after deducting the cost of production.

Normal surrender, surrender beyond the cooling-off period will be regarded as normal surrender. Policies that have received insurance benefits are not eligible for surrender.

New China Insurance is one of the largest property insurance groups in the world, covering insurance, investment, finance and other fields. With more than 120 subsidiaries and branches in more than 70 countries and regions around the world, New China Insurance's business covers insurance, closed Zhengmin investment, finance, health management, private equity and other fields.

New China Insurance's business scale is very large, with a large number of customers and service networks, and has a good business reputation. New China Insurance occupies an important position in the Chinese market and enjoys a good reputation in the industry, with high credibility and reputation. New China Insurance has a comprehensive range of insurance products, covering commercial insurance, personal insurance, family insurance, investment insurance, health insurance, financial insurance and other fields, which can meet the different needs of customers.

The service of Xinhua Insurance is also very good, and customers can get timely and thoughtful service in the process of insurance application and claim settlement. New China Insurance has a complete complaint handling mechanism, which effectively solves customer complaints and suggestions, so that customers can get satisfactory services.

Overall, Xinhua Insurance is a trustworthy insurance company with a good reputation, with a wide range of product coverage, good services, and very reliable insurance quality.