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If you need to go through the relevant procedures of the real estate certificate, add and change the property owner, etc., during the period of personal housing loan handled by China Merchants Bank, etc., due to the different regulations of each city, you can contact the loan handling bank or the local post-loan service center for consultation and confirmation.
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You can go to the local real estate exchange and ask for the most reliable.
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If your father borrowed a personal line of credit at that time, he can transfer the mortgage to you without mortgage registration, but if the auto finance company waited for the mortgage registration procedures at that time, it can only be transferred to you after the money is repaid. Your father is willing, as long as the transfer procedures can be done, of course, the transfer can be transferred to you, and your father will continue to repay! Happy child.
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1. According to the questions you added, according to the law, the property rights of this car belong to you, if you are worried, you can only transfer the property rights to your friend's name, and the credit card can be kept for your own use, or cancelled, so that your friend can handle another one in your own name. 2. If you do not change the transfer and your friend cannot repay the loan, you will have to repay the bank money.
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Of course, you can, but you have to go through the formalities.
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No, the loan car cannot be transferred.
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Gift or sale transfer. The details are as follows:
The transfer fee is about 6% of the tax return price (i.e. the transfer price of the property as agreed upon) (3% of the notary fee and 3% of the transfer tax). However, after the transfer of the gift, if you want to transfer the property in the future, you will have to pay 20% of the declared value of the individual income tax alone. Therefore, it is not advisable to use gift transfer.
It is recommended to use the sale and transfer of ownership, that is, the transfer of the property directly from the mother to the son, and the tax is about 8% of the declared tax price (seller: 1% of personal income tax (exempt for real estate certificate more than 5 years), business tax for real estate certificate more than 5 years exempt), buyer: deed tax, and other transfer taxes and fees are about hundreds, and the above tax points are calculated as ordinary residences of less than 144 square meters).
If the real estate certificate is transferred for five years, there is no need to pay individual income tax, only the deed tax is paid, and other transfer taxes and fees are about hundreds. i.e. about a total of about that.
The tax return price is yours to set. The Housing Authority's computer system has a minimum assessment for each local area. If the declared value is higher than the appraised value, the tax will be calculated according to your value.
If it is lower, it will be calculated according to the appraised value of the system. The most knowledgeable about this appraisal price is the local real estate agent in the same area, because they often go to the transfer and know how much they can pass through the lowest report, so it is recommended that you go to the agent to find out.
The basic procedures for the transfer of ownership of second-hand houses: signing the sales contract, handing over documents, paying taxes, paying taxes and transferring, and obtaining certificates. Sometimes the procedures vary from region to region, for example, it is possible to pay taxes first and then submit the documents.
Signing a sales contract refers to the negotiation and signing of a contract between the buyer and the seller together with the intermediary party (if any) on the real estate, delivery method, payment method, etc.
If the loan requires a certificate of the first house, it must be issued by the relevant department first according to the requirements of the Housing Authority. The seller should bring the original ID card, real estate certificate, and original tax invoices related to the property. The sale and purchase contract can be signed with the Housing Authority version to the Housing Authority.
There are many big cities that have implemented online signing, which is to apply for a pre-acceptance number and fill in the form online, and then submit the documents, so as not to queue up at the housing authority).
Tax payment transfer means: after the buyer and the seller pay their respective taxes, both parties bring their ID cards and all the invoices and documents of their respective taxes and fees to the housing authority to check and confirm that the tax has been paid, complete the transfer, and receive the transfer receipt.
Obtaining the certificate means: the buyer shall bring the ID card and the transfer receipt to the housing authority to collect the new real estate certificate at the specified time according to the transfer receipt.
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You can use the housing provident fund for a loan.
Housing Provident Fund Loan Process:
Lenders applying for housing provident fund loans need to submit a written application to the bank;
For loan applications with complete materials, the bank shall accept and review them in a timely manner and submit them to the provident fund center in a timely manner;
The Provident Fund Centre is responsible for approving the loan and notifying the bank of the approval result in a timely manner.
The bank notifies the applicant to go through the loan procedures according to the results of the approval of the provident fund center, and the borrower and his wife sign the loan contract and related contracts or agreements with the bank, and send the loan contract and other formalities to the provident fund center for review, and the provident fund center approves the loan**, and the entrusted bank will disburse the loan on time and in full according to the loan contract;
If the mortgage is secured by a housing mortgage, the borrower shall go to the housing property management department of the area where the house is located to go through the real estate mortgage registration procedures, and the mortgage contract or agreement shall be signed by both husband and wife, and if the mortgage is pledged, the borrower shall hand over the valuable property to the management department or the league center for safekeeping.
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There are two reasons why small property rights cannot be transferred: 1Small-scale property rights are built on rural collective land, and their transactions are not protected and recognized by national laws.
2.Small-property houses do not have a real estate certificate and cannot be filed with the housing authority. Therefore, small property rights can only be transferred within the village collective.
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No.
Buying and selling only gets the right to use it, not the ownership of it.
The so-called transfer of ownership of a small property is only an agreement to transfer the right to use it.
The sale of small property rights is prohibited by the state for many times, and is not protected by national laws.
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It is necessary to see if there is a real estate certificate, and the certificate can be transferred.
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If the party's father dies, the transfer of the house to the party's mother may be handled. If the dwelling was acquired by the deceased after marriage, it is a joint dwelling after the marriage, and half of the property rights must be inherited and the other half shall be owned by the mother. All first-order heirs, spouses of the deceased are required.
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After the house is donated, if the donor repents and is unwilling to give the house to the donee due to various reasons, it is legally permissible, but it also needs to be discussed on a case-by-case basis. If the donor repents and the house has not been transferred to the other party, that is, "before the gift is actually transferred to the donee", the donor has the right to revoke the gift. The so-called before the actual transfer means that the house has not yet gone through the relevant transfer, that is, it has not gone to the housing authority to change the registration.
As long as the donated property is actually transferred, the donor can repent. However, there is an exception, that is, notarized gifts or gifts of a public welfare and moral nature such as poverty alleviation and disaster relief cannot be revoked. In the second case, if the house has been registered, the donor may exercise the right to revoke the gift within one year from the date on which the donee knows or should have known the reasons for the revocation only if the donee has the following circumstances:
1) The donee seriously infringes upon the donor or the donor's close relatives; (2) There is an obligation to support the donor but does not perform it; (3) Failure to perform the obligations agreed in the gift contract.
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Regret is not possible, after the completion of the transfer means that the gift is over, if the negotiation he agrees to return to you, this can be in the transfer back.
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The father has given the house to his daughter, and it has been transferred to the daughter's face, but the father is still living, and the father is to give all the property to her daughter, which will affect the daughter's application for public rental housing, and the daughter can no longer apply for public rental housing, because he already has a house in his name. It is only related to one suite and two suites, if he applies for public rental housing again, it is a second suite, the national policy is not so good, there is already a suite for you to apply for public rental housing, which is impossible, so the father's kindness has added trouble to the daughter, you can apply for public rental housing, and then transfer the father's house to his daughter.
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Family affection is in a lawsuit with the so-called, too much worship of money, and the father and daughter turn their faces to sue for lawsuits.
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Since 2014, public rental housing and low-rent housing have been operated in parallel with each other, and they are collectively referred to as public rental housing after the merger. The application acceptance channels, review and access procedures and rental pricing mechanisms will be further improved.
1. Handwritten application form (written with a black water-based pen, signature and fingerprint) 2. Original and photocopy of ID card (front and back) of the applicant + co-applicant (family members or co-tenants other than the applicant);
3. The original and photocopy of the household registration book of the applicant + co-applicant;
4. Marriage certificate.
5. Income certificate (all members must be issued, and the original certificate is required) 6. Real estate certificate.
7. The following certificates are required for those with the following conditions.
It seems that you can't tell if you have to be at least sixteen years old.
The father's house is transferred to you, it is your personal property, it is the inheritance left to you by your parents, and it has nothing to do with your wife, and your wife cannot share it after the divorce, because it does not belong to the joint property of your husband and wife.
For example, in a certain year, month, day, and time, in a certain minute and a certain second, after negotiation between the two parties, it was finally decided to transfer the house in a certain place to the son, set up some evidence as proof, and then write the year, month and date and sign the name.
What procedures are required for the transfer of the father's house to the son, it is better not to need any procedures, because after all, it is the normal transfer of the father's house to the son.
Generally speaking, you can transfer the title as long as you get the title deed. Regardless of the number of years of ownership, the transfer tax must be paid. >>>More