Can ABC Online Quick Loan be converted to equal principal and interest repayment?

Existing customers who apply for NetRapid Loan before 9 a.m. on May 13, 2019 will adopt the repayment method of "interest with principal and repayment". Starting from 9 a.m. on May 13, 2019, for newly signed customers of NetRapid Loan, if the loan term is less than 1 year (inclusive), the repayment method will be adjusted from "interest with principal" to "monthly interest settlement and repayment of principal at maturity".

The basic conditions for applying for a housing provident fund loan with a provident fund loan are as follows:

1. Have a legal and valid identity.

2. Have full capacity for civil conduct.

3. Have a stable occupation and income, good credit status, and the ability to repay the principal and interest of the loan.

4. Purchase, build, renovate and overhaul owner-occupied housing.

5. Have a contract or relevant supporting documents for the purchase, construction, renovation and overhaul of self-occupied housing.

6. Provide a guarantee approved by the client.

7. Neither the borrower nor the husband and wife have any outstanding housing provident fund loans and housing provident fund policy-subsidized loans.

8. Deposit conditions: Establish a housing provident fund account for more than 6 months (inclusive).

Provide the following information:

1. Proof of housing provident fund contribution of the applicant and his or her spouse.

2. Identity certificate of the applicant and his/her spouse (referring to resident ID card, permanent residence booklet and other valid residence certificates), marital status certificate.

3. Proof of stable economic income of the family and other proof of creditor's rights and debts that have an impact on the ability to repay.

4. Valid supporting documents such as contracts and agreements for the purchase of housing.

5. The collateral, the list of pledges, the certificate of ownership, the certificate of consent of the person with the right to dispose of the mortgage, the certificate of pledge, and the certificate of valuation of the collateral issued by the relevant departments.

6. The provident fund center requires a third-party guarantor to make a guarantee and pay the guarantee fee, and the borrower, the lender and the third-party guarantor jointly sign a tripartite contract.

1. Because the repayment of the loan is automatically deducted by the system, after the loan is repaid, if you want to repay the loan, you can deposit the money into the designated repayment account, and the system will automatically deduct the repayment amount from the repayment account on the repayment date (the deduction time is about the evening of the repayment date).

2. Customers can also take the initiative to repay in advance, log in to the personal website of the Agricultural Bank of China (after the Google version of the bank, click "Loan"; Then select "Netfast Loan"; Then click on "My Online Quick Loan"; Then click "Repay" to repay the loan. Or log in to the Agricultural Bank of China Zhangyin APP (Android version repayment is also OK, and the repayment steps are similar to the online banking repayment process.)

3. It should be noted that the borrower is not allowed to repay the loan in advance on the day of the loan. If you plan to let the system automatically approve the deduction, you must deposit the repayment amount into the repayment account before 17 o'clock on the repayment date, otherwise you may miss the deduction time.

Extended information: 1. Procedures for applying for ABC online quick loan.

1. Log in to the online banking of the Agricultural Bank of China (Google version, and use the Agricultural Bank of China K Bao, K Ling, etc. to log in to your personal bank account;

2. Enter the menu of "Personal Loan-Netfast Loan" and click the "Apply Now" button;

3. After entering the ABC website (Google version of the quick loan application page, wait for the system to calculate your credit limit;

4. According to your own needs and credit situation, you can choose the withdrawal amount.

2. Application conditions for online quick loans of Agricultural Bank of China.

1. Be at least 18 years old and not more than 60 years old, have the nationality of the People's Republic of China, and have full capacity for civil conduct;

2. Hold a legal and valid identity document;

3. E-banking customers of ABC and holding security authentication tools issued by ABC;

4. Good credit status, no bad credit behavior;

5. Have a stable income and have the ability to repay credit on time;

6. There is no unexpired or unsettled "NetJet Loan" quota.

3. Special conditions for applying for online quick loans:

In addition to the basic conditions, the applicant should also meet the following conditions for different types of customers:

1. Mortgage customers: The relevant personal housing loan has been repaid for more than 24 months (inclusive); The related properties are not in the areas where the trend of housing prices, oversupply exceeds demand, or the non-performing rate of personal housing loans of our bank is high; If the associated property is a villa or other large apartment, the borrower should be a private owner other than a private owner.

2. Provident Fund Customers: In the borrower's credit report, the borrower has more than 2 years (inclusive) of provident fund payment information, and the latest update date is less than 6 months; In the borrower's credit report, there is no balance of personal operating loans in our bank or other banks.

Existing customers who apply for NetRapid Loan before 9 a.m. on May 13, 2019 will adopt the repayment method of "interest with principal and repayment", that is, one-time repayment of principal and interest at maturity. From 9 a.m. on May 13, 2019, for newly signed customers of NetRapid Loan, the repayment method is "monthly interest settlement and repayment of principal at maturity" if the loan term is less than 1 year (inclusive). The system will automatically deduct the repayment amount from your repayment account on the repayment date of the loan, please follow the contract at 17:17 on the repayment date

Deposit the full amount of funds into the repayment account before 00.

If you need self-service early repayment, you can do so through the following channels:

2.Online Banking: Please log in to your personal online banking and click "Loans, My Loans, and Repayment" to repay the loan.

Reminder: There is no penalty for early repayment. All early repayment is repayment of principal and interest; In the case of partial early repayment, the repayment amount is the principal repaid, and the interest corresponding to this part of the principal is repaid on the next interest repayment date.

The repayment of the Agricultural Bank of China only needs to deposit the amount to be repaid each month into the savings card of the Agricultural Bank of China, which needs to be bound to the repayment relationship, and the bank will transfer the relevant amount from the bank card on the fixed repayment date of each month in the future. The following is an explanation of the relevant business processes and business introductions of ABC's online quick loan.

Netjet Loan refers to a small-amount consumer loan issued by the Agricultural Bank of China to the individual customers of the Agricultural Bank of China who meet certain conditions, and the customers can apply for self-service, automatically approve and use credit by themselves.

Loan objects: ABC personal housing loan customers, payroll households, VIP customers, customers who pay housing provident fund on time in some areas, and other whitelist customers.

Loan amount: The maximum amount is 200,000 yuan, please go to the branch to withdraw the amount.

Loan term: 1 year, up to 5 years for scenario customers.

The lowest interest rate can enjoy the LPR of the same period of the loan, please refer to the actual approval result.

Log in to ABC Mobile Banking, enter the "Loan-Netfast Loan" menu, and click the "Apply Now" button to apply.

All in all, it is enough to deposit a fixed repayment amount every month, and it will not affect the credit investigation.

After the loan is repaid, you can immediately refinance it in the mobile bank or online banking.

ABC Online Quick Loan is a self-service application and automatic approval microcredit loan launched by ABC for individual customers of ABC. The maximum loan amount is 300,000 yuan, the loan term is 1 year, the annual interest rate of the loan is about 6%, and the minimum is 10% above the benchmark interest rate.

You can apply again on the same day of repayment within the one-year validity period of the loan limit, and you can apply for it on the next day after the one-year validity period of the loan limit expires. Netfast Loan refers to a small consumer loan issued by ABC in cash to individual customers of ABC who meet certain conditions, and is self-applied for, quickly received, automatically approved, and self-service.

It is possible to repay the loan early, but according to the loan contract, you need to pay a few thousand dollars in liquidated damages, which is the case with every bank for early repayment.

ABC online quick loan can be repaid in advance, but you have to pay liquidated damages and interest, I hope it can help you.

If you take out an online quick loan, you can repay the loan in advance, but you should be charged a certain amount of liquidated damages.

Agricultural Bank of China's online quick loan should be able to repay in advance, and there may be a handling fee for repayment.

If you can handle early repayment business, you can handle it online or at a branch.

ABC can repay the loan in advance, but it needs to be mortgaged for three years before it can be repaid in advance.

I think all of them can be repaid early, the key depends on whether you have the funds on hand.

Early repayment is possible. Borrow and return as you go. The duration is one year.

Can ABC repay early? Of course, you can, no matter what kind of loan you have, you can repay it early.

You can repay the loan early, which is very flexible.

Some loans, early repayment, there is a penalty for liquidated damages.

Yes, but you may have to pay a penalty.

Yes, there is some interest.

Regardless of the ** loan.

All of them can be repaid early.

This should look like you can go to early repayment.

Interest is paid monthly, and the principal is repaid in a lump sum at maturity, and early repayment can be made, and there is no penalty for early repayment.