ABC Accompanying e Travel Traffic Accident Insurance Plan How to return the self service surrender

Recently, I have seen a lot of people ask questions about the surrender of critical illness insurance, and it is normal, critical illness insurance is more complicated, and it is inevitable that sometimes I regret buying it"Top 10 Popular Critical Illness Insurance Points Worth Buying! 》

How to surrender the policy? There are two forms: online surrender and offline surrender.

(1) Online surrender

Generally speaking, you can find the policy on the personal homepage of the insurance, apply for surrender, and operate according to the above requirements, but relatively few insurance can be surrendered directly, and more you still have to surrender the insurance company over the counter.

You should know that if you buy insurance in a bank and other apps, you have to find the insurance company behind the policy if you want to surrender the policy, because the bank is not the specific formulator of the insurance content, and it is the insurance company that really provides protection, so you need to find the insurance company for surrender and other businesses.

Here's the answer:Is it reliable to buy insurance online? What is the difference between online and offline insurance? 》

(2) Offline surrender

Offline surrender is generally this process:

Typing ** can make sure that you bring all the information, so that you don't have to go back to get it again. The insurance company cannot refuse the policyholder's surrender application, but there is a loss in surrender, and the cash value can only be returned, so you must be mentally prepared. The stipulation is that the insurance company will return the cash value of the contract within 30 days from the date of receipt of the relevant proof and information from the date of receipt of the insurance contract termination application from the insurance company.

If you have already decided to surrender the policy, it is important to pay attention to this: it is important to surrender the old policy after the new policy takes effect to ensure that you are always protected.

Space is limited, I put the details of the surrender here:What are the details to pay attention to when surrendering an insurance policy? 》Hope!

If you have a one-year accident insurance, you can not pay for the second year.

I am an insurance broker who specializes in providing suitable protection plans for family businesses, and I can chat privately about insurance.

You can learn more about the products of several companies, and the one that suits you is the best.

Surrender is possible.

1. Sunshine Insurance's official website and mobile website: Click Surrender in My Sunshine Life Service - My Policy and follow the prompts on the page;

2. Sunshine Insurance WeChat Service Account: In Sunshine Service - Policy Service - Check the Policy by Customer Service Identity, find the surrender button of the policy and follow the prompts on the page. It will take 3-5 business days for the premium to be refunded to the bank card you used to make the purchase.

Surrender the policy within 10 days from the day after the issue of the e-Policy (cooling-off period) without charge and refund the premium paid without interest. If you surrender the policy after the cooling-off period, you will be refunded the cash value of the contract at the time of surrender, and there will be a certain loss of premium. The specific amount is related to the premium you pay and the insurance period, and the cash value of the policy for each year will be available in the e-policy after the purchase is completed, or you can view the cash value in the benefit presentation on the right side of the product ** after selecting the protection plan on the product ** page.

Accompanying e-travel users can access the Internet through GPRS NIC, GPRS WLAN dual-mode NIC, and WLAN single-mode NIC. Among them, GPRS Internet access adopts SIM authentication mode, and WLAN Internet access can use both SIM authentication mode and "mobile phone number + password" authentication mode. Only China Mobile Global users can apply for WLAN "mobile phone number + password" authentication; For the other two methods, regardless of whether it is a customer of China Mobile or not, as long as the applicant has the need for wireless Internet access, he or she can apply to China Mobile.

ICBC's bar, that is, without U shield, can be completed through mobile phone text messages, and the amount is within 5000, which is more convenient.