If you save 100 a week, how much can you get in 15 years?

Solution: 1 year = 365 days, 1 week = 7 days.

15 years x 365 days 7 days) x 100 yuan.

5475 days 7 days) x 100 yuan.

$100 per day.

Yuan. Answer: If you save $100 per week, you can get $15 years later (residual interest is not included). Note: If interest is calculated, it can be calculated according to the nature of your deposit and the duration of the period. Plus the remaining interest for 15 years will multiple.

If you have a unit and an individual pays 100 yuan per month for pension insurance (excluding other insurance), then your local payment base is 1008% = 1250 yuan. First of all, you can get a basic pension of 125,020%, which is equivalent to 250 yuan per month, which is given to you by the state. In addition to 100 x 12 x 15 = $18,000 deposited into your personal account for more than 15 years, you will get $18,000 x 120 = $150 per month in addition to the previous $250, so you will get at least $250 150 = $400 per month.

Of course, the national base is increasing every year, so every year in addition to your own 150 yuan, you have to retire 250 yuan more every month, and of course your pension will be more and more. Until you die a hundred years later, your family will get a sum of money to bury you.

The 52-week savings method, also known as the stepwise savings method, divides the year into 52 weeks, and deposits a sum of money every week, but the deposit amount is increased every week.

For example, if an investor chooses to deposit $50 in the first week, then he will deposit $60 in the second week and $70 in the third week, and so on, and he will need to deposit $560 in the 52nd week.

According to the 52-week savings method, the cumulative amount that can be saved in a year is: 50 + 60 + 70 + 560 = 1586 yuan! It is not difficult to deposit dozens or hundreds of yuan a week, as long as you stick to this method for a long time, you can save more than 10,000 yuan in a year, and this amount does not take into account the expected return on deposit.

The deposit amount of the 52-week savings method is not fixed, and investors can choose to set the minimum investment amount and growth amount higher if they have sufficient funds on hand, such as depositing 100 yuan per week and increasing 20 yuan per month.

Investors can make a 52-week savings challenge table by themselves, fix the amount they need to save each week, and cross out a week after completing the tasks of one week, knowing that they have saved for 52 weeks.

1. 52-week savings method operation skills.

The 52-week savings method is suitable for students and moonshine people who have limited financial income or uncontrolled consumption. The main function is to accumulate pocket money to achieve the purpose of accumulating small amounts. Therefore, when setting a savings goal, you should do what you can according to your financial situation, so as to avoid giving up saving because the deposit amount is too high.

Second, which is better to save money for 52 weeks or 365 days.

1. Storage method.

The 52-week savings method divides the year into 52 weeks, with a weekly deposit of funds that are incremented each week. For example, if you store 10 yuan in the first week, you need to store 20 yuan in the second week and 520 yuan in the 52nd week.

The 365-day savings method is similar to the 52-week savings method, which is also an incremental savings, such as depositing $1 on the first day, depositing $2 on the second day, and depositing $365 on the 365th day.

2. Deposit amount.

If the 52-week savings method increases by 10 yuan, then the total savings can be 13,780 yuan throughout the year, and if the 365-day savings method increases by 1 yuan, then the cumulative savings can be 66,795 yuan throughout the year.

Both the 52-week savings method and the 365-day savings method increase the deposit amount gradually, so the deposit pressure will increase later. According to the 52-week deposit method, investors need to deposit a total of 2,020 yuan by the 12th month, and according to the 365-day deposit, investors need to deposit a total of about 10,515 yuan by the 12th month.

On the whole, the operation frequency of the 365-day savings method is higher than that of the 52-week savings method, and the upfront financial pressure is relatively small. However, in the later stage of depositing, the deposit pressure of the 365-day savings method is relatively large, and the 52-week savings method is relatively simpler and less difficult.

However, the 365-day deposit method can also shuffle up the 365 deposit amounts, and investors can choose any amount to deposit according to the current fund balance, as long as the amount corresponding to the 365 numbers is deposited once throughout the year.

A year is calculated according to 52 weeks, and the sum formula can be used to know that the first period is 50 yuan. Knowing that the tolerance is 10 yuan, a total of 52 periods, so the total is 52 50 + 52 (52-1) 2 10 = 2600 + 13260 = 15860 yuan.

The first algorithm:

With a fixed investment of 500 yuan per month, an annual interest rate of 4%, and a monthly compound interest, how much is it after 10 years and how much is it in 20 years?

The formula is as follows: m=12a(1+x)[-1+(1+x) n] xm: expected return.

A: Monthly fixed investment amount.

x: 1-year yield.

n: the number of regular investment periods (to the nth power in the formula).

Calculation results (10-year period):

Investment Term: Principal Yield at Maturity and:

Total return at maturity of the investment term:

Asset Growth Rate:

Calculation results (20-year period):

Investment Term: Principal Yield at Maturity and:

Total return at maturity of the investment term:

Asset Growth Rate:

The second algorithm:

The five-year interest rate is calculated at 5%.

A fixed deposit of 500 yuan per month, and a total of five years of principal and interest.

Four five-year periods, with a total of principal and interest.

After the sum of principal and interest in the first five years, the total principal and interest of the five-year fixed deposit will be used.

The sum of the principal and interest of the second five years is followed by the first five-year fixed maturity of principal and interest, and then the total of principal and interest due for five years is added.

The total maturity of the principal and interest of the third five years is the total of the first two five years, and the total of the principal and interest is deposited for another five years.

The fourth five-year maturity is also due for the above-mentioned fixed five years, yuan = yuan.

The expected return of bank deposits is slightly inferior to that of wealth management products, but the expected return of bank deposits is stable, and the threshold for deposit is low. So how much is saving 500 yuan a month after 10 years?

How much is saving $500 a month after 10 years

1. Bank fractional deposit and withdrawal

The easiest way to save 500 yuan per month is to deposit and withdraw from the bank fixed deposit. If you deposit 500 yuan per month, open an account according to the 5-year lump sum deposit, and the annual interest rate is calculated, then the principal and interest that can be obtained after 10 years is about 10,000 yuan.

The annual interest rate of the bank's fractional deposit is relatively low, so if you deposit 500 yuan per month, the expected interest return after ten years is not high.

2. Currency**

Although currency ** does not belong to bank deposits, nor does it promise to protect the principal, most of the currency ** is a low-risk product, mainly invested in low-risk projects such as treasury bonds and stable expected returns, so the probability of loss of currency ** principal is almost zero, which is called a "quasi-savings" product.

If 500 yuan is deposited into the currency** every month, calculated according to the expected expected rate of return, then the expected redeemable amount after 10 years is about 10,000 yuan.

3. **Regular investment

Regular investment means that investors invest a fixed amount in a fixed period of time into a selected product. In fact, depositing 500 yuan per month into the currency** also belongs to the nature of regular investment, but because the currency ** fluctuates less, the advantages of regular investment are not obvious.

In contrast, index** and other risk fluctuations** are more suitable for regular investment, which can better play a role in equalizing risks and costs. If calculated according to the expected annualized expected rate of return of 6%, the monthly **fixed investment of 500 yuan, the expected redemption amount after 10 years is about 10,000 yuan.

The above expected return calculation is for reference only and does not represent the actual expected return. The above content about how much is to save 500 yuan a month after 10 years, I hope it will be helpful to everyone. Warm reminder, financial management is risky, investment needs to be cautious.

Panda Investment.

2019-08-14 · Creator in the field of high-quality finance.

100 yuan is not much in many people's view, and it feels very relaxed, but what I am afraid of is that there is no perseverance. Save 100 yuan a day for 5 consecutive years, many people are afraid that they can't last so long and there is no interruption in the middle, except for eating, of course. But perseverance is not the most important thing, the most important thing is whether you have 100 yuan a day to save.

According to the daily deposit of 100 yuan to calculate, a month is 3000 yuan, if you add the monthly living expenses, according to the five or five to calculate, then you need at least 6000 yuan of income every month, if there are various loans such as housing loans and car loans to be repaid, there is no income of more than 10,000 yuan a month, you can not have 100 yuan a day. The crux of the matter is how many people in the country now have a monthly salary of more than 10,000 yuan. So whether you can hold on to it or not is not the most important thing, whether you can earn such a high income is the key, and in the case of not being able to afford to eat, there is no point in saving the 100 yuan a day.

So if you really have such a high income and can save 100 yuan a day, how much money will you have in 5 years? 100 yuan a day, 365 days a year is 10,000 yuan, and the principal of 5 years is 10,000, if it is placed in currency such as Yu'e Bao**, according to the current rate of return, the principal and interest after 5 years are about 10,000, less than 200,000.

200,000 yuan can only buy a down payment in third- and fourth-tier cities, and may not be able to buy a toilet in first-tier cities, and the house price in 5 years will be similar to now, if the house price doubles in 5 years and the currency continues to depreciate, even the down payment in the third-tier cities may not be enough.

Talking about 200,000 in this way, it seems that I am very rich, but in fact it is not, 200,000 is really not much if it is for housing prices, but if you compare it with the savings of other people in the country, you can already be regarded as a rich person.

Within 365 days, deposit any number of 1-365 corresponding amount of money every day, and no duplication is allowed. As the days grow, the amount of money saved slowly increases, and the money you save is also slowly increasing, until the 365 numbers are full, you will be surprised to find that you have saved 66,795 yuan in these 365 days! On average, I save about 5,500 yuan per month.

Maybe this method is a bit large for many people, so you can choose the "decimal point version": deposit any number of dollars from ", so that you will have yuan in a year.

Finally, I would like to say that you can set an appropriate amount of savings and check whether it has been achieved at the end of the year. Moreover, in the process of saving money, you must adjust according to your own situation, and those with more balance can save more, and those with less balance can save less.

Within 365 days, deposit any number of 1-365 corresponding amount of money every day, and no duplication is allowed. As the days grow, the amount of money saved slowly increases, and the money you save is also slowly increasing, until the 365 numbers are full, you will be surprised to find that you have saved 66,795 yuan in these 365 days! On average, I save about 5,500 yuan per month.

Maybe this method is a bit large for many people, so you can choose the "decimal point version": deposit any number of dollars from ", so that you will have yuan in a year.

Finally, I would like to say that you can set an appropriate amount of savings and check whether it has been achieved at the end of the year. Moreover, in the process of saving money, you must adjust according to your own situation, and those with more balance can save more, and those with less balance can save less.

Answer: If you save 100 yuan a week, you can deposit 5,200 yuan a year, and a year is 52 weeks, 100 yuan a week, so it is 5,200 yuan a year. If you deposit into Yue Bao or the like, then there is a little extra income, but because the amount is not high, this income is relatively small.

If you have a guaranteed interest rate on your deposit, then you can tell me the interest rate and calculate the interest for you.

One hundred dollars a week, seven days a week, three hundred and sixty-five days in a year, three hundred and sixty-five divided by seven is about equal to fifty-two, so there are fifty-two weeks, one hundred a week, one hundred times fifty-two equals five thousand two, so there are five thousand two hundred dollars in a year.

There are about fifty-two weeks in a year, and if you save 100 a week, it will be more than 5,000 yuan, and there may be a little bit of interest.

Deposit 100 yuan a week, 400 yuan for four weeks in a month, 365 days and 12 months in a year, and deposit 4,800 yuan in a year.

If you follow this saving method, you can't save much money in a year! After all, there are only 52 weeks in a year, and if you save 100 yuan a week, then 52 weeks is 52 100, that is, 5200 yuan, which is not much, and you can't do anything. You should save a little more every week.

There are about 52 weeks in a year, so you have about four or five thousand savings in a year.

Save 100 a week, 400 in a month, and 4,800 in a year.