What kind of children s insurance is suitable for my son during the summer vacation?

Children are naturally active, but have poor awareness of risk prevention, weak resistance, and are prone to accidental injury and disease risks, and belong to high-risk groups, so the insurance that is more suitable for children is children's accident insurance. It is recommended that the landlord take a look at Taikang**'s Yishun Angel Care Comprehensive Protection Plan. Babies can purchase this insurance after 30 days of birth, and both accidental injuries, hospitalization benefits, and surgical benefits are included in one plan.

In the event of an accident during a holiday or at school or kindergarten, you will be paid double the agreed sum insured. With so much coverage, the ** purchased online is very cheap, less than 1 yuan per day, you can get comprehensive coverage.

This question can be queried in the insurance company, of course, if the inquiry is made, there will be enthusiastic business personnel and take the trouble to introduce insurance products. As an outsider, I see that you are specifically defined as a son during the summer vacation, that there is only accident insurance (illness insurance is not recommended to buy, it is too easy to contradict), and accident insurance has a savings type, that is, a long time (more than 10 years), capital protection or a certain amount of interest. Another type of consumption, more than 300 yuan in 1 year, 1 knot in 1 year.

Personal opinion, buy consumption, don't want to go through the formalities in advance.

Children's health care card, safe 180 a year, accident insurance, sick hospitalization reimbursement.

Taikang Life's children's music pays less and has high protection.

Please contact us for details.

Accidental card slip picc or growth worry-free life-free you can take a look.

Children should buy insurance for children's medical insurance, medical insurance, critical illness insurance, accident insurance, if after the configuration of the above types of insurance, parents still have an extra budget in hand, you can buy an education annuity insurance, plan their future education expenses in advance, can provide good education protection for children.

1. Children's medical insurance.

Children's medical insurance is a kind of social security, which is a kind of welfare given to us by the state, which can provide the most basic medical security for children, including reimbursement of medical expenses such as hospitalization, **, surgery, etc. In addition, children's medical insurance is not only cheap, but also has a fairly low insurance threshold, even if the baby has a congenital disease, it will not be denied because of this, so it is necessary for children to buy.

2. Medical insurance.

Children are still young, and their body's resistance is relatively weak, so they are easily attacked by external viruses and germs, so colds and fevers are also common. If you have a medical insurance, you can reimburse the corresponding medical expenses according to the contract in the event of illness, and if you match it with medical insurance, you can further reduce the economic losses caused by the process of seeing a doctor.

Ping An's e-life insurance long-term medical insurance product portfolio is coming, and the results are amazing!

3. Critical illness insurance.

According to the data, the incidence of critical illnesses in children is rising, such as leukemia, severe Kawasaki disease, insulin-dependent diabetes, etc., which are all critical illnesses with a high incidence in children.

As long as you suffer from the agreed illness during the contract period and meet the claim criteria, the insurance company will compensate the insurance amount, and there is no restriction on the use of this money, which can not only compensate for the medical loss during the illness, but also make up for the loss of income caused by the parent's care of the child, so it is necessary for children to buy a critical illness insurance.

Top 10 ultra-cost-effective children's critical illness insurance, don't miss this treasure guide!

4. Accident insurance.

Children's curiosity is heavier, and lack of self-protection awareness, parents are not careful, it is easy to burns, fractures, swallowing foreign bodies and other accidents, and accident insurance is for accidents to provide protection, usually protect accidental disability, accidental medical treatment or accidental death, so the configuration of an accident insurance can be a good transfer of economic losses caused by accident risks.

In 2022, the most worthwhile accident insurance is here.

Hello! As far as the child's general situation is concerned, it is indeed appropriate to increase the appropriate insurance coverage. After all, children are weak and more susceptible to accidental injuries, illnesses and other situations, and it is indeed very appropriate to reduce the future risks of children and families through the necessary protection.

We recommend several children's insurance, which you can choose according to your child's actual situation.

To buy insurance for your child, it is best to first analyze your child's current protection needs, and then buy insurance for your child according to their protection needs. It is recommended that you can supplement the necessary commercial children's insurance for your child according to the actual economic situation after improving your child's children's medical insurance, and the specific types of insurance suitable for your child include children's accident insurance, children's critical illness insurance, children's health insurance, children's education insurance and other types of insurance.

Hope mine is helpful to you! If you have any other questions, please feel free to contact me!

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Hello, children are the heart of all mothers and fathers, many new mothers and fathers always want to give their children the most comprehensive protection, they will need to buy insurance for their children.

But with so many children's insurance products on the market, what is the best? How to buy the most suitable baby for the baby? Children's Insurance Recommendations

1. What should I pay attention to when buying children's insurance?

1) Give social security first and then commercial insurance.

Children's health insurance should be purchased for the child as soon as the child is born. Children's medical insurance is the state's welfare insurance, which is the basic guarantee of the state.

However, children's state medical insurance can only solve the most basic medical problems, and it has limitations.

2) Adults first, children second.

Many parents often pay more than their own insurance when buying insurance for their children, which is actually very unreasonable.

Parents are the pillars of the family, if there is an accident in the adult, who will bear the child's life?

Therefore, it is necessary to protect the adult first, and then the child is equipped with insurance.

3) Protect first and then manage your finances.

The main role of insurance is protection, and financial management is really not a necessity. We must first ensure that the budget is sufficient before purchasing financial insurance.

4) There is no need to configure life insurance for children.

In addition to the above 3 principles, it is important to note that children do not need to have life insurance.

2. Insurance recommendation

Zhongan Insurance has a lot of million-dollar medical insurance products, including Enjoy Life 2020 and Enjoy eLife 0 deductible version, which are all products that perform well.

Ping An Health has also launched a series of million-dollar medical insurance, such as the current popular Ping An e-Life Insurance 2020 version, Ping An e-Life Insurance Guaranteed Renewal Version, etc.

3. Daddy's summary

Nowadays, there are more and more children's insurance products on the market, and novice mothers and fathers are inevitably easy to step on thunder and buy flashy products for their children.

However, it is not difficult to buy good children's insurance, as long as you grasp the above principles and screen out suitable products according to your family situation and needs.

In today's insurance market, there are many insurances specifically for children, including cost-effective and practical ones, and some are just eye-catching "vase" types.

Therefore, when buying insurance for children, you should keep your eyes open, and you need to consider what is practical and which is just a vase.

The types of insurance suitable for children are as follows:

1.Children's Critical Illness Insurance.

As mentioned earlier, because children's own resistance is still relatively weak and they are prone to some larger diseases, they need a children's critical illness insurance to provide certain protection for children at this time.

2.Accident insurance.

Accidents are something that each of us can not completely avoid, and accidents exist all the time, children are prone to accidents due to their own sense of danger is still relatively weak, so it is also important to buy an accident insurance for children.

3.Medical insurance.

Medical insurance can reimburse the insured person for medical expenses incurred due to hospitalization due to illness**.

Buying a medical insurance for children can not only help children resist the risk of disease, but also ease the financial burden of the family.

Although there are many things to pay attention to when buying insurance for children, the principle of "adults first, children second" is the most important thing, and parents should keep it in mind.

First, it is necessary to buy children's medical insurance. Children's medical insurance can be purchased as soon as it is born, and it is the state's welfare insurance! There is no threshold for children's medical insurance, even children with congenital diseases can buy it, and the premium is cheap, and most families can afford it.

The second is to consider accident insurance. There is a high incidence of accidents in children, and in general, accidents can be insured within 28 days of the birth of a child.

The third is to consider children's critical illness insurance. Children can be insured for critical illness insurance after 28 days after birth. If you are unfortunate enough to suffer from a serious illness in your child, on the one hand, you will have to spend a lot of money on treatment.

On the other hand, there are many potential financial losses during and after the child's treatment. In the matter of buying insurance for the child Hongyan, children's critical illness insurance is indispensable!

Finally, consider medical insurance. Medical insurance is a supplement to children's medical insurance, and generally speaking, children can be equipped with small medical insurance or million medical insurance.

In fact, there are still many ways to buy insurance for children. If you don't want to step on the pitfall, you can click below to measure how much it costs to see a doctor to get a risk protection plan to help you better combat health risks.

Test your anti-risk index, experts will interpret it for you for free!

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Children are prone to various risks on the way to growth, so it is necessary to buy insurance for children. So what kind of insurance should I buy? Daddy will teach you :

1. Children's medical insurance.

Children's medical insurance is not much to talk about, the state provides benefits for children, there is no insurance threshold, very practical.

2. Children's accident insurance

As mentioned earlier, children not only face health risks but also accident risks when they grow up, so children's accident insurance is also very necessary. For more children's accident insurance products, you can click here to learn about them. "2020 Popular Children's Accident Insurance Collection, How to Buy Children's Accident Insurance?

3. Commercial medical insurance

If there is only one children's medical insurance, then we still need to pay for the medical expenses in addition to social security reimbursement. The small medical insurance in commercial medical insurance can be used as an effective supplement to children's medical insurance, and its importance is self-evident.

4. Children's critical illness insurance

The difference between critical illness insurance and commercial medical insurance is that critical illness insurance pays the corresponding amount of insurance in a lump sum after the child suffers from the agreed illness within the protection period, while commercial medical insurance reimburses the corresponding medical expenses.

Daddy concluded:

Accident insurance should be considered first. Unintentional injuries in children have become a health hazard. Therefore, it is necessary to purchase this type of product insurance for children, with the trend of younger and younger age of critical illness, the high medical cost of critical illness has become a heavy burden for some families.

The use of insurance to share medical expenses has become an important function of children's critical illness insurance.

The insurance options for children include accident insurance, medical insurance, critical illness insurance, education insurance, etc., which need to be selected according to their own needs and pay attention to relevant details.

In the process of growing up, children will face many uncertain risks, insurance planning is generally a bright expression of love that parents want to give, and the selection of insurance framework can be referred to as follows.

1.Accident insurance: children grow up lively and active, bumps and bumps are inevitable, now many families like to have pets, cats and dogs are likely to encounter, so a few cents a day of accident insurance can solve the cost of reimbursement caused by these accidents, try to choose an accident insurance that can include accident medical treatment beyond the scope of social security reimbursement.

2.Medical insurance: children are young, weak immunity, if there are health problems need to seek medical expenses, the cost of medical treatment is also the family's expenses that have to be spent, generally including outpatient medical insurance ** slightly more expensive, pure hospitalization is relatively cheap, depending on their needs to choose.

3.Critical illness insurance, also known as health insurance, is mainly to solve the problem that people may suffer from critical illness in their lifetime (high cost, long illness, may cause a major blow to the family economy) insurance, once it meets the requirements will be directly paid to cash, this is basically the family just needs, the child is generally smaller, the physical condition is good, the underwriting obstacle is small, the underwriting probability is high, and the premium is cheaper, depending on the product benefits, company choice, protection period, different protection amounts, or according to their own budget comprehensive evaluation choice.

4.Education insurance, this is the child's growth in the determination of expenditure, in addition to the compulsory education stage of the early stage, education expenses need to be their own expenditure, children eugenics to be better educated, hope that the son will become a dragon and phoenix is the hope of every parent, so for the child as soon as possible to prepare a future education ** is not only the hope of the parents' life but also the motivation for the child's financial intelligence training and learning, the sooner you prepare, the easier, the more the better, depending on the family situation.

5.To tell the truth, family insurance planning is best for the whole family to plan, in a sense, parents are actually the biggest protection for children, only parents are safe and healthy, can continue to create wealth for children, children's lives are guaranteed, so the insurance configuration has a principle, under the condition of limited conditions, first protect adults and then children, but accidents, critical illness is just needed by adults and children, is a necessary insurance for life.

The above suggestions are for reference, love him to protect him thoroughly, and it is also a contract to accompany his lifelong love, and it is a good way to cultivate children's financial intelligence.