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After the child goes to kindergarten, whether it is the usual small bumps or the safety on the road, it needs a certain amount of protection. Recommended to the landlord Taikang Yishun Angel Care Comprehensive Protection Plan, this product is less than 1 yuan a day, you can get multiple protections such as accidental injury, accidental medical treatment, hospitalization allowance, surgical allowance, etc., if there is an accidental injury during holidays or in schools and kindergartens, parents can also get double pay, which is very cost-effective. It is equivalent to one insurance policy to get accidental injury, accidental medical treatment, hospitalization allowance, surgical allowance, etc., which is more cost-effective.
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Ping An's accident card is 398 for children under 3 years old for one year and 180 for children over 3 years old for one year Including accidents, illness hospitalization.
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Hello! Children's accident insurance is available in all insurance companies, and Ping An Insurance Company's children's accident insurance can be purchased for school insurance, or you can buy a children's baby B plan card, 200 yuan a piece, which can solve accidents and medical treatment. Medical treatment can be reported up to 100,000, regardless of the type of disease.
If you can afford it, you can supplement your child's education insurance. The following examples are available for reference. Wishing you good health and happiness!
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eShun is a very good accident insurance, but it is not an ideal solution due to the limitation of the amount of protection for minors; You can consider accident insurance specifically for children, and if you go to kindergarten, it is good to choose school insurance collectively.
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Taikang Yishun Children's Accident Insurance is a series of children's insurance products sold through online channels, which is characterized by simple insurance procedures and relatively low costs. It can also be combined with other products in the same series.
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Children in kindergarten are far away from the guardianship of their parents, coupled with a lack of self-protection awareness, more prone to accident risks, in this regard, it is recommended that you buy children's accident insurance for your 6-year-old child as soon as possible. How much does children's accident insurance generally cost a year?
At present, the premiums of children's accident insurance on sale are roughly between tens of yuan and hundreds of yuan, and the protection provided is often as high as tens of thousands of yuan, so the premiums are valuable and cost-effective. Here are a few things you need to pay attention to before you apply for insurance:
1. Choose the amount of insurance according to your age, and pay attention to the coverage when buying children's accident insurance.
2. When parents insure children's accident insurance for their children, they should pay more attention to the choice of additional insurance, and should pay attention to additional accidental medical insurance.
3. Choose the most simple and cost-effective children's accident insurance channel suitable for children, as a new online insurance platform for accident insurance, it has obvious advantages.
4. The China Securities Regulatory Commission stipulates that the maximum compensation for the accidental death of minors is 100,000 yuan, so if you buy children's accident insurance for newborns, the amount of insurance for accidental death should not exceed 100,000 yuan. Buy children's accident insurance for your 6-year-old child, the above insurance common sense should be noted, there are many such products available, you are welcome to come and buy. Taikang "Children's Fun" Comprehensive Accident Insurance Coverage:
Accidental death and disability insurance 50,000 yuan * Accidental injury medical insurance 5,000 yuan * Accidental injury hospitalization allowance Insurance as low as: 60 yuan Children's safety card protection content: * Accidental death and disability 50,000 yuan * Accidental hospitalization 50,000 yuan, accidental medical treatment 5,000 yuan * Children's critical illness 10,000 yuan as low as:
90 yuan extended reading: [Insurance] How to buy, which is better, teach you to avoid these insurance"pits"
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After the child is born for 30 days, you can prepare accident insurance and serious illness insurance for the child, and if possible, you can increase the education insurance. Children's insurance is designed according to each family's circumstances.
For example, there are three options for children's critical illness insurance, and there are different options on the basis of the same target protection of 400,000 serious illnesses. One is to pay less, you can choose to pay one year for one year, pay 300-400 yuan, on behalf of the product Ruitai Children's Critical Illness, Xinhua Children's Critical Illness, the second is to choose to protect 30 years, pay for 10 years, and return the principal at maturity, the premium is about 1500, Taikang Almighty Baby. The third is to choose a lifelong one, the protection is lifelong, to the age of 88 to return the principal, the protection continues to life, this kind of whole life insurance protection is more varied, with mild illness and exemption attached.
The premium is about 2,000 yuan, which means that the products are Tian'an Health Source No. 2 and Great Wall Healthy Life. For more knowledge about insurance, you can Xincheng Micro Wealth, click on Kaiyutan first, learn more about insurance knowledge, and avoid being pitted!
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Hello, it's a pleasure to serve you.
1. What is the strength of Taikang Life? 1. Is the comprehensive strength of this Taikang Life Insurance Company strong? According to statistics, as of the end of 2019, Taikang Insurance Group has reached more than 1.7 trillion yuan in assets under management, and the pension scale it manages is as high as 380 billion yuan, in addition to more than 4,000 insurance branches at all levels throughout the country, with a total sales force of 800,000 people, serving more than 60 million individual customers with a good reputation. In 2019, Taikang Life achieved a main business income of 100 million yuan, a net profit of 100 million yuan, and total assets of 100 million yuan.
2. Is Taikang Life Insurance Company trustworthy? We can't just judge the comprehensive strength of an insurance company from the size and assets of a company, but also see whether the insurance company's operating conditions are good or not, whether it is reliable, and whether the normal claims of consumers are in place, we should pay attention to the solvency and risk assessment level! In this official data analysis, you can see that between July and September last year, the overall core solvency adequacy ratio of Taikang Life Insurance Company was at the same time, and its comprehensive solvency adequacy ratio reached it was rated as Class A in the latest risk rating
For the China Banking and Insurance Regulatory Commission stipulates that the core solvency adequacy ratio is higher than 50%, it is 100% compliant, and it meets the comprehensive solvency adequacy ratio of more than 100%, and it is necessary to pay more attention to whether the risk rating of the insurance company is in class B and above", that is to say, for Kangtai Life Insurance Company, not only is the scale large, there is no need to worry about the problem of empty sheds in terms of funds, therefore, you don't have to worry, you can rest assured to buy insurance from Taikang Life Insurance Company! Maybe you still want to learn more about Taikang Life, you can click on this article, and then we follow the footsteps of Douzao Zexue to learn its new critical illness insurance products!
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Taikang's e-Shun Children's Critical Illness Insurance has four major advantages compared with similar products:
Carefully designed for children and adolescents 18 kinds of critical illness protection, covering childhood malignant tumors, leukemia (except chronic lymphocytic leukemia), severe burns, major organ transplantation, etc., practical protection, hand in hand with you to protect the healthy growth of your baby.
Low premiums, high protection: only 200 yuan per year, less than 6 cents a day, you can get 100,000 critical illness protection, parents can also freely choose "400 yuan a year to protect 200,000 yuan" according to the family's economic situation, higher protection, parents more worry-free.
Continuous insurance, no waiting period: After the expiration of the contract, continuous insurance, once the child is out of insurance, there is no need to go through a 90-day waiting period to enjoy the corresponding protection.
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It's okay, yes, but how old can this insurance cover the child?
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Hello! Taikang Life Insurance has accident insurance suitable for small children, but although Taikang Life Accident Insurance has many advantagesTaikang "Fly Insurance" high-value aviation insurance planIt can reflect the advantages of affordable premiums and high insurance amounts, but this is not suitable for your six-year-old child, and Taikang Pension, as a holding subsidiary of Taikang Life Insurance, has launched more targeted accident insurance products, such as Taikang "Children's Happiness" comprehensive accident insurance, which is worth your consideration.
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Xueba talks about insurance, focusing on evaluating children's insurance! This year, the comparison table of 136 best-selling children's critical illness insurance has been updated, you can click on it to take a look.
How to buy insurance for your childI don't know how many parents who want to give their babies comprehensive protection are stumped by this problem, today we will take a good look at what kind of ideas and methods should be followed to buy insurance for children! Keep these three points in mind:
First, health insurance is essential, and so are children!
Newborn medical insurance can be handled immediately after the child is registered, whether it is a major illness or a minor illness, the basic medical insurance is particularly important, this is the basic security welfare given by the state, and it must be handled well.
Second, after buying medical insurance, you can fully configure critical illness insurance + medical insurance + accident insurance in commercial insurance.
Start with critical illness insurance, which provides coverage for a long time (up to a lifetime). Secondly, critical illness insurance is paid directly in cash after getting sick, in addition to solving the best expenses, it can also solve other associated problems, such as the delay in studies caused by medical treatment and some losses in subsequent life, which require a lot of cash. Buying a pure protection critical illness insurance can just solve these problems in the future.
In addition, medical insurance can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, as long as one or two hundred yuan per year, you can buy an insurance amount of 10,000 yuan, which is very practical.
Finally, let's take a look at accident insurance, children's accident insurance is very cheap, 200,000 yuan per year, only sixty or seventy yuan, don't look at the cost is not much, but the protection is a lot. Accidental death, disability and accidental medical liability of the child can be covered, and it is very cost-effective.
Third, don't buy both types of insurance for your child!
Don't give your child life insurance, and try not to consider critical illness insurance with both liabilities attached. The specific reasons I know are in this answerHow to buy the most cost-effective child insurance? The most complete insurance strategy!
has been introduced in detail, because there is already a detailed analysis in the manuscript, so I won't spend too much space here.
According to the idea I gave you to configure insurance, if it is for the child to configure regular protection, you can get it for 1,000 yuan per year, if you buy lifelong protection, it is only two or three thousand per year, which is cost-effective and practical.
That's all for me"Is Taikang Life Accident Insurance suitable for children?"
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Xueba says insurance, and teaches you to choose the best insurance for your child! This year, the comparison table of 136 hot-selling critical illness insurance for children aged 0-18 has been updated
You can click on it to take a look, I hope it will help you.
How to buy insurance for your child
This problem has always been a problem that stumps tens of millions of parents, so let's take a good look at how this problem should be solved! Follow these three criteria::
First, the country's medical insurance must be handled!
After the child is born, as long as the household registration is registered, you can immediately apply for neonatal medical insurance (urban and rural residents' medical insurance), whether it is a major illness or a minor illness, basic medical insurance is particularly important, which is why medical insurance is called the first type of national insurance.
Second, if you plan to buy commercial insurance, critical illness insurance + medical insurance + accident insurance, this is my advice to you.
First of all, critical illness insurance, which provides a relatively long period of protection. In addition, critical illness insurance can directly pay a large amount of cash after getting sick, in addition to solving the ** expenses, it can also solve a lot of additional expenses caused by illness, such as taking care of sick children, and the economic losses brought to the family, which require a lot of cash to make up. Buying a pure protection critical illness insurance can just solve these problems in the future.
Take a look at medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, you can buy an insurance amount of 10,000 yuan as long as one or two hundred yuan per year, which is very practical.
Finally, let's talk about accident insurance, children's accident insurance is very cheap, 200,000 yuan insurance is only 60 or 70 yuan per year, which can fully protect the child's accidental death, disability and medical expenses caused by accidents, which is very cost-effective.
Third, what insurance should not be bought for children?
Don't assign life insurance to your child, and try not to attach both liabilities to critical illness insurance. I know the specific reasons in this articleHow to buy child insurance without being cheated? You'll know when you see it!
There has been a detailed introduction in , so I won't go into too much detail here.
According to the idea I gave you to configure insurance, if you configure regular protection for your child, you can get it for 1,000 yuan per year, if you buy lifelong protection, it is only two or three thousand per year, cheap and useful.
That's all for me"How is Taikang Children's Insurance covered? "All of them, I hope it helps you! Hope!
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Accidents and illnesses are the two main risks in the child's development, and in order to further improve the child's protection, parents need to plan for their child's protection plan as early as possible. How is Taikang Children's Insurance covered?
As a well-known insurance company, Taikang Life Insurance has always had the advantages of good reputation and good service, and at present, Taikang children's insurance has been differentiated, specializing in Taikang Pension Insurance Company, Taikang children's insurance mainly includes children's accident insurance, children's health insurance and education ** insurance, and different Taikang children's insurance, its coverage is also different. If you want to buy Tyzao Pak Kang Children's Insurance, you can go to Wise.com to buy it in person. Purchasing through Huize.com not only has a large choice space, but also guarantees the later claim service.
Taikang "Children's Happiness" Comprehensive Accident Insurance Covers Inland Palm Changrong: * Accidental Death and Disability Insurance 50,000 Yuan * Accidental Injury Medical Insurance 5,000 Yuan * Accidental Injury Hospitalization Allowance Insurance As Low as: 60 Yuan Taikang e-Shun Children's Critical Illness Insurance Coverage:
Covers 18 critical illnesses* Coverage from 50,000 to 400,000* Continuous insurance with no waiting period as low as $100.
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Taikang Life Insurance Co., Ltd. **** is a national, joint-stock life insurance company established on August 22, 1996 with the approval of the head office of the People's Bank of China, and the company is headquartered in Beijing. For specific questions about the company's products, it is recommended to contact the official customer service of Taikang Life Insurance at 95522 for details.