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Character, whether it is true or not, and then the purpose of borrowing money, not to help the poor. It's okay to repay the money one or two months later than the time said, but you can't keep making excuses to prevaricate. If this is the kind of person, it is better not to borrow, and make excuses and say that money is tight.
It's normal to not repay the money borrowed these days, and if the money is lent out, the money will not be returned, and later it will become an enemy. I really can't save face, so I can make an IOU. One thing is the same thing, even if you don't give it in the future, there is evidence in a lawsuit.
There are many people around me who don't pay back IOUs because of acquaintances, and they don't have evidence to go back to lawsuits.
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I am most concerned about the character of the person who borrowed money and what his purpose was in borrowing money.
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I care about whether he has the ability to make money and hope that he can prove to me that the money he borrowed from me will help him make more money. Because I lent him money not only to earn interest for myself, but also to help more people get rich. I am the safest only if he borrows my money and makes more money, and the money is the safest when he makes money, as long as he makes money, he usually pays interest.
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I care about how he spends this money, if there is an emergency at home, then he must help him within his ability, borrowing money must be to save the emergency and not to help the poor, if he wants to borrow money to eat, drink and have fun, don't borrow.
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It depends on the situation, the friendship, and how much he can be worth? His level of trust, his ability to repay, and what he borrowed money for? If you want to invest, you also have to look at the market, and lending money to others is the same as investing in the market! Look deep and shallow in your own eyes!
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I will be more concerned about what she uses the money I have lent him, and if it is approved by me, I will lend it to him. If I don't think this project can be done, then I will not borrow it.
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Character, only lent to people who have been recognized by me, who have never had a bad credit record in front of me, and I have never heard of him who has a bad credit record with other people.
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I care more about whether the other party has the ability to repay the money, and I also care about his credibility, character, etc., no matter what he does...
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When borrowing money, I care most about this IOU, otherwise it will be really troublesome.
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Of course, the first condition is trustworthy, and the second is the ability to repay, but the ability to repay depends on the situation.
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must care about the other party's character the most, if the character is not good, it is definitely impossible to lend it to him.
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It is necessary to see if his repayment ** is reliable, otherwise although the money is repaid, it will not be good if it still brings a lot of trouble.
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Some debtors live more freely than creditors, but they just don't pay back, and you can't do anything about it.
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Because I borrowed it, the first thing I cared about was what he was going to do with the money, and the rest was gone, because when I thought about the first one, I made it clear that the money was going to be lent, because I didn't think about the first one because of unreliable friends.
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When to repay the money, whether it is credit or not.
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When will it be back, because I am really not rich.
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Everyone thinks that they have known him for a long time, he is a good person, and he is indeed about to pay his salary, and they also think that there is no problem, so more than 20 people in the company have lent money to this installer.
Who knew that on the second day after the salary was paid, he didn't come to work, and he had stopped working, and hit his family**, saying that he didn't go home and couldn't be contacted.
Then everyone found out that you also lent him money, it turned out that he borrowed so much money for the same reason, this time the plan was planned for a long time, not even an IOU, and a few hundred yuan is not worth calling the police.
So everyone can only sigh and sigh to admit it.
This story tells us that it is best not to borrow money from each other, and if someone does want to borrow, be sure to make an IOU.
Lao Wang also feels that when it comes to borrowing money, colleagues belong to a rather embarrassing group: although they are not as close as family and friends, they also get along day and night without looking up and looking down. The money relationship between colleagues is perhaps the most real and painful thing.
In fact, everyone understands the pros and cons of borrowing or not borrowing, and even calculates the costs and returns of borrowing money, as well as the risks and losses that may be borne in their hearts. And beyond the scope of economic formulas, there is also a human formula.
Let's talk about the story of a fan, Lao Wang's fan is called Xiangqiao Zhaopao, who works in a foreign trade company and has a good family background. She has a partner at work, a native of Northeast China, who asked her to borrow 3-50,000 yuan to buy a house a few days ago.
The reason why this colleague borrowed money was that his sister opened a new restaurant and borrowed him 200,000 yuan as capital turnover, so now he is nervous about buying a house to see if Xiangzi can help, and said that he will give interest after borrowing, which is slightly higher than Xiaoxian Bank, and will be repaid at the end of the year.
According to what colleagues know about Shoko's family.
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Friends should not be measured in terms of money.
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Borrowing money means that you are short of money to spend, borrow a little from others temporarily, and then repay it to the other party in time.
Or someone else is temporarily short of money to spend, borrow a little money from you, and then pay it back to you. That's borrowing money.
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Borrowing money is love, not giving is duty.
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A person will experience some difficulties in his life, and he needs to ask others for help at critical moments.
When you have to borrow money from someone else, you need to pay attention to these points:
Borrow money in a low-key manner
When borrowing money, please be sure to borrow quietly, if it accidentally spreads, everyone knows that you have no money, and many people will think that you are not good, so they will leave you, especially the leader of the team.
Pay back on time
When you pay back the money, you must be punctual and keep your promises.
Don't be careful not to give a friend a promise that can't be fulfilled in order to borrow money, a friend who is willing to lend you money is your great benefactor, and you shouldn't lie to him.
Show your appreciation
If you can, it's best to pay back the money a little earlier, and don't just pay it back, it's best to give the other party a small thank you gift so that the other party can feel your sincerity.
When a friend borrows money from you, you need to pay attention to these points:
Keep it a secret
Borrowing money from others is a difficult thing to talk about. If you lend money to a friend, it's best to keep it confidential for your friend to avoid unwanted influence on your friend and to avoid your friend having an opinion about you.
Saving the emergency is not helping the poor
Look at the other party's character first, and make sure that there is no problem with the other party's character:
If it is difficult to turn over funds for a while, you can borrow with confidence;
If the other party has been having a problem with cash flow, it is recommended that you refuse.
Treat each other with respect
Respect anyone and never look down on others, even when they are at a low point.
Even if you borrow money, you must respect the other person.
There are two kinds of friendsOne is a friend who is willing to lend you money at a critical moment, and the other is a friend else.
Please cherish lending money to your friends!
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Summary. Good morning, dear, the people who lent us money without hesitation trust us very much and care about us very much. He is a person who is sincerely good to us. We must remember this kindness. Give back to the other person.
My dear, good morning, the people who lent us money without hesitation trust us very much, and they also care about us very much. It is a person who is sincere to our Huiyan. We must remember this kindness. Give back to the other person.
My dear. Now due to the epidemic, our economy is not very prosperous. Everyone is very close to the money in their hands.
In this situation, Feng Xiao did not hesitate to lend money to our people. This trust, this care, can be imagined. So we must keep this kindness in our hearts.
Be sure to repay the money on time, and don't let people down.
Honesty and trustworthiness are us. One of the contents of the core values of socialism. We must abide by it.
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The repayment period must be clearly agreed upon when borrowing; If there is no agreement, then the creditor can make a claim for repayment at any time without being subject to the two-year statute of limitations, but if the claim for repayment is not continued within two years after the claim for repayment, it will be deemed to have exceeded the statute of limitations and the law will not support it. >>>More
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I think this is a very strange rule, because although some teachers in many schools are unwilling to let boys and girls be at the same table, they will not make it public, and our school is a rule, a completely hard and fast rule.
When both of you are very poor, if the other person is willing to lend you money, then this person really values your friendship and does not want to see you tortured because of money, such a friend is the most worthy of contact, because there is more close communication between you.