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Mobile banking means that after you handle the bank card, you must open the mobile banking function at the counter, you must bring your ID card to open it, and after opening, you can pull out the customer service of the working bank **(95588), and there will be voice prompts after unplugging, which is transfer, payment, purchase**, etc., these businesses can be completed through mobile banking. You don't need to go to the business hall or go to the Internet to do business.
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The mobile banking launched by Bank of China does have a payment function, and it is very convenient and easy to use. Through the "BOC Pocket Uplink", you can self-pay a variety of daily expenses such as mobile phone bills, fixed phone bills, electricity bills, water bills (the types of payment vary from region to region). You can also check the payment record within one year, so that you can always know your payment status, and each query spans 3 months.
Self-service bill payment can be divided into contracted bill payment and non-contracted bill payment. Contracted bill payment means that you need to apply in advance, establish a self-service payment correspondence between the unique identifier of the payment item (such as mobile phone number) and the debit card, and then complete the inquiry and payment through mobile banking. Non-contracted bill payment means that you can complete the inquiry and payment on mobile banking without applying in advance.
Here are some instructions and introductions about payment of fees, which you can refer to.
Mobile Banking.
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See for yourself!! Transaction type: Charging standard, preferential period, paid-in standard, wealth management version, VIP version, BOC online banking.
Personal service) Intra-provincial transfer (RMB or foreign currency) within the Bank of China Free free inter-provincial RMB real-time transfer (transfer between bank card and passbook) RMB handling fee RMB electronic transfer fee 130% 5% off, RMB handling fee according to the different regions where the account is transferred out, the same discount as the remittance fee or waiver. Free inter-provincial RMB real-time transfer (transfer between bank cards) within the Bank of China3 of the transfer amount, the minimum is RMB 1, and the maximum is RMB 30, which is 2% off, that is, the transfer amount.
The minimum is RMB 1 and the maximum is RMB 12. Repayment to BOC Series Credit Cards is free of charge. Two folds, i.e.:
of the amount transferred. The minimum is RMB 1 and the maximum is RMB 12. Repayment to BOC Series Credit Cards is free of charge.
The minimum amount of inter-provincial foreign currency real-time transfer within the Bank of China is RMB 26, and the maximum is RMB 260) + postal and telecommunications fee of RMB 10, which will be converted into equivalent foreign currency according to the foreign exchange rate of Bank of China, and will be charged 5% off free domestic inter-bank remittance (inter-bank remittance between Bank of China and other banks) RMB handling fee + RMB electronic remittance fee (up to RMB 200 transactions) 7% off and 3% off inter-bank interconnection Inter-bank transfer and remittance RMB handling fee + RMB electronic remittance fee (up to RMB 200 Seven-fold three-fold inter-bank interconnection inter-bank credit card repayment is temporarily free, temporarily free, temporarily free, and BOC Palm Uplink.
Mobile Banking) Intra-provincial RMB transfer (RMB or foreign currency) Free and free inter-provincial RMB real-time transfer (transfer between bank card and passbook) RMB handling fee RMB electronic remittance fee 130% Free inter-provincial RMB real-time transfer (transfer between bank cards) within the Bank of China 3 of the transfer amount, the minimum is RMB 1, the maximum is RMB 30 Two folds, that is: the amount of the transfer. The minimum is RMB 1 and the maximum is RMB 12.
Repayment to BOC Series Credit Cards is free of charge. Two folds, i.e., the amount of the transfer.
The minimum is RMB 1 and the maximum is RMB 12. Repayment to BOC Series Credit Cards is free of charge. The minimum amount of inter-provincial foreign currency real-time transfer within the Bank of China is 26 yuan, and the maximum is 260 yuan) + postal and telecommunications fee of 10 yuan, which is converted into equivalent foreign currency according to the foreign exchange rate of the Bank of China and charges free free domestic inter-bank remittance (inter-bank remittance between the Bank of China and other banks) RMB handling fee + RMB electronic remittance fee (up to RMB 200 transactions) free and free The Industrial and Commercial Bank of China I opened is 5 yuan a month, and there are tips for mobile remittance and deposit!
And the online transaction will also send a verification code to the mobile phone! Bank of China's should be about the same! It is recommended to open online banking, there are many benefits!
At the very least, there is a breakdown of when the money is earned and spent.
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The method of recharging the phone bill of the mobile bank of China Slow Fiber Bank is as follows:
3. Next, click Sign In.
4. After the login is completed, click on the arrow to point to My Happy Life.
5. On the page that appears next, click on the national phone bill to recharge.
6. Next, enter your mobile phone number and click Buy Now.
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1. Open mobile banking, log in successfully, and click on the upper left corner of the main page.
2. After entering the new page, click Payment.
3. Click **Non-tax payment on the page.
4. After this interface appears, enter the payment code given by the school and click Next.
5. After your information appears, you can pay directly after confirming that it is correct.
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BOC has fully upgraded the "Public Service Payment" function and migrated the payment items in this service to "Livelihood Payment". Please go to BOC Personal Mobile Banking Life Channel to use the relevant bill payment service. Due to the differences in the payment items supported by each branch, you can enter the BOC** customer service manual service or call the BOC customer service **95566 to manually check the payment items supported by the selected region.
The above content is for your reference, and the actual business regulations shall prevail.
Handle related business.
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Since August 2014, the bank has waived the handling fee for individual customers to transfer and remit through the mobile banking of the old bureau for one year, including the bank's non-local transfer and inter-bank transfer.
On December 25, 2015, the People's Bank of China (PBOC) issued the Notice on Improving Personal Bank Account Services and Strengthening Account Management, "encouraging banks to waive fees for transfers and remittances of less than a certain amount handled by depositors through online banking and mobile banking".
Later, due to the document requirements of the People's Bank of China, the free policy of the Postal Savings Bank continued to expand, and all transfer transactions on mobile banking and online banking no longer charge handling fees.
This will still be deducted, and what you want to terminate is not a quick payment, but a deduction treaty or a deducting bank bound to this account.
You can log on to BOC Mobile Banking, select the corresponding loan through the "Loans-My Loans" function, and repay the loan in advance.
Tips: Only some loan types support early repayment, if there are no special requirements, you only need to keep the balance of the repayment account sufficient, and the system will automatically deduct the repayment operation on the repayment date. At present, the types of loans that support ** early repayment include:
National student loans, ** pledge loans (deposit pledge loans, wealth management pledge loans), personal revolving loans and Bank of China e-loans (Bank of China e-loans, youth e-loans, salary loans, business loans). Other loans still require an attendant to go to the counter for early repayment. Early partial repayment is possible.
The above content is for your reference, and the actual business regulations shall prevail.
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No. Bank of China's mobile banking authentication security tools include three authentication tools: single-mobile phone transaction code, token+SMS, and audio key. Modify the default security tool via the Personal Settings - Security Tool Settings function.
The default security tool is the one that is automatically selected by the system during each trading session.
Starting from 11 a.m. on February 25, 2016, Bank of China will be free of charge for all transfers via mobile banking, and no handling fees will be charged for individual customers who handle transfers and remittances through mobile banking, whether they are inter-bank or non-local. Handling fees are waived for domestic RMB online bank transfers and remittances of less than RMB 5,000 for individual customers, so as to reduce customer expenses.
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Yes, but it must be the bank designated by the SIM card.
Mobile banking is a powerful tool for banks to conduct business after ATM, Internet, and POS.
Mobile banking is a SMS-based banking service. At present, the business carried out through ** bank can be realized through mobile banking, and mobile banking can also complete secondary transactions that cannot be realized by ** bank.
For example, the bank can pay **, water, electricity and other fees on behalf of the user, but it is generally confirmed by the user before the transfer. Since mobile banking uses short messages, users can receive messages from the bank at any time, so that the transfer can be confirmed at any time and place.
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Bank of China has launched the new "Handpay" service, which is the service you need.
You can go to the Bank of China to open it for free.
Pay bills via mobile banking.
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