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In the past, you could raise children to prevent old age, but now the money you raise your children is enough for you to support the elderly......The child may not be able to raise you, so why give birth?
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The era of raising children to prevent old age has passed, as long as you don't gnaw at the old.
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I am a mirror, raising children to prevent old age is a joke, only children owe their parents, it is impossible for parents to owe their children.
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The question is, I found that it is difficult for you to raise children to prevent old age in many places now, why, because even if the son is a filial son in the future, he may not be able to support you, and the pressure will be greater in the future, it will be difficult for him to support his family, and he still has the ability to support you Besides, filial piety is a little bit now Most of them are still unfilial. There are more and more people gnawing at the old, in my hometown, the old people often say that save some private money, money is the son, and the words are not rough.
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Now it is called raising children to prevent gnawing of the old.
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If you are raised, you will be raised by the elderly! Very realistic. It's like retirement, and there is still a national pension to send you to the end!
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Raising children to prevent old age is utilitarian, no different from asking for a return on investment in business, and if you say so, parents can't talk about how great it is.
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Raising children to prevent old age is like gambling, putting all the hard-earned net worth on the children, but most of them lose a lot, or leave some money for their own pension!
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China pays attention to filial piety, promotes father's love and selflessness, and mother's love is selfless, but the four words of raising children and preventing old age are themselves an equivalent exchange Originally, it was with a purpose to raise children Let the original blood thicker than water family affection change the taste Parents raise children, and it is the choice of parents to have one or more children, and children should also support their parents out of feelings It is driven by feelings Father's love and filial piety itself is just a causal relationship With the four words of raising children and preventing old age, it has become an exchange and a transaction.
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The crow still knows how to feed, and the human beings who boast of being the elders of all souls are educated and self-proclaimed to be moral, but here they discuss that raising children to prevent old age is an extremely selfish withdrawal of economic interests, hehe, live animals are not as good. My parents raised me young, and I raised my parents old, which is right!
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Isn't that what the law says? Raising children and supporting the elderly has long been clearly stipulated. Otherwise, it is the sin of "abandonment."
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Raising children not only can't prevent old age, but will age faster. Raising children to prevent old age is just painting bread to satisfy hunger.
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It doesn't matter if you have money or not, you have to give money anyway, whether you give more or less, you have to give anyway, that's what I do.
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People in the city are for the continuation of life and habits, and people in the countryside are for the elderly.
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If you can't count on your own children, who else can you count on? Expecting someone else's child to take care of you? Let's assume that now everyone is one person when they are old, and no one has children, who will be a nurse?
Don't think that it's okay to have money, society is progressing, and it can be said that few people go back to do this kind of work.
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Even if raising children does not prevent old age, what is the use of raising them? , It's better not to raise, have money to spend by yourself, and live a two-person world
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Raising a child is a feeling of gratitude that is cultivated in the process of parenting! Anti-aging should be a family affection nurtured by mature gratitude! To prevent aging, you should prepare your body and money to prevent aging! If you can't raise children, you will have someone to pay off your debts in the future! It can be regarded as a family kidnapping!
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I hate to hear the words "raising children and preventing old age", filial piety is a heartfelt emotion and a responsibility, but this is not an obligation. I am filial to you because of my gratitude to you for raising me and the love of my relatives to a greater or lesser extent, not because you gave birth to me and raised me, so I must do the same to you in the future.
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Raising children and preventing old age is the most noble concept in addition to saving for the elderly, solving their own problems at home, and not causing trouble to other people's families.
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Traditionally, the return on investment of raising several sons is much higher than that of providing for oneself. Theoretically, the return on investment of raising a son may be infinitely high, because the son may be promising, may be talented, may be promoted, and may return to his hometown as a big official. It is possible that the daughter will marry a rich man, or she may marry a squire or a large family.
If you are ready to retire by yourself, you have to hide the money under the bedside, traditionally the Chinese have never had good investment tools, so the few copper plates saved are still those copper plates when they are old, and it is probably not enough to use them for retirement.
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Many comments seem to put themselves in the perspective of parents, including pregnant women and fathers, saying that we love our children selflessly, we don't want our children to be rewarded, we are not utilitarian, we only want our children to be happy, and we don't need children to support ourselves.
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Using children as economic tools reflects an important characteristic of the Chinese tradition, that is, people do not take responsibility for themselves, but ask others to be responsible for themselves.
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Raising children to prevent old age is a beautiful dream! The old man raised his son and grandson! It's good not to gnaw on the old!
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There is no pension in foreign countries, and only Chinese parents use their children as a tool for the elderly.
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The most fundamental problem is not an economic problem, simply put, raising children to prevent old age is a means to ensure that parents are not excluded and bullied by society when they are old.
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If raising children is just to prevent old age, it is the relationship between investment and return, but children are required to be filial from birth, instilling the concept of old-age care, some have to raise several, there is money to raise those children, save it for the elderly, it is proper.
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There are a few raised children in life who can prevent old age, and everyone asks themselves, have you honored your parents? Therefore, parents do not need the filial piety of their children, as long as you live well and be happy.
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In my opinion, this problem has turned the essence of raising children to prevent old age is to treat children as economic tools. Actually, I kind of don't like that.
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Everyone here said that you don't need your children to support the elderly, and the reality will slap you in the face in a few decades. The labor force of the future is becoming less and more expensive. Are you sure you can afford a nursing home and a babysitter?
Are you sure you can save more than someone who doesn't have children? In the future, the old and helpless will be the retribution for destroying the culture of filial piety with your own hands.
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The biggest impact of negative population growth on ordinary people is the following two aspects:
The first is the issue of medical treatment.
Earlier, if you have paid for 15 or 20 years, you can enjoy lifelong medical insurance, that is, after paying a certain number of years, you can enjoy medical insurance treatment without having to pay for medical insurance after retirement. However, with negative population growth, fewer and fewer young people can continue to pay for health insurance. The money in the pool is decreasing, but the medical spending is increasing.
This is also normal, the older you get, the more your body functions gradually decline. Wisdom stool.
According to data from the National Health Commission, China's average life expectancy in 2022 is years, but the healthy life expectancy is less than 70 years. In other words, there are about 8 years of survival with illness, chronic diseases, geriatric diseases, and elderly care all require a lot of expenses.
Most of the elderly need to go to public hospitals to be reimbursed for medical insurance expenses.
At present, public hospitals are overcrowded, and medical resources are unevenly distributed. If you want to receive high-quality medical services, such as going to a private hospital, international department or special needs department, etc., you often have to pay more. Once you get seriously ill, the scope and amount of medical insurance reimbursement are limited, and the elderly have little income at this time, and relying on the pension alone is really a drop in the bucket.
The second is the issue of pension. It is difficult to provide for the elderly, and the declining birthrate is superimposed on the aging population, and the most prominent problem is the pension. The burden of family pension may become heavier and heavier.
The "raising children and preventing old age" model shows that it can no longer meet the future social development trend. Although many people have participated in the country's social security pension, our current social security pension system is a pay-as-you-go system, that is, to take the money paid by young people to social security and give pensions to the elderly. When there are fewer and fewer young people and more and more elderly people in the future, the total amount of pension will increase less and consume more, and the pressure on the national pension will not be small.
Especially in the next 15 years, more than 300 million people will reach the age of 60, and it is a sure fact that the baby boom will turn into a retirement wave.
People are afraid of getting old and poor, although the general consensus is that "raising children is difficult to prevent old age", but after all, it is also a possible reliable option. Of course, when it comes to childbirth, it's best if you're willing to give birth, and if you don't want to give birth, then don't give birth! In addition to having a baby, it is more important to plan well in advance.
For example, for medical risks that may occur in the future. In addition to exercising, going to bed early and waking up early, don't forget to do regular physical examinations every year. In addition, it is also possible to appropriately increase the protection of critical illness insurance and medical insurance to reduce the possibility of poverty due to illness.
In terms of pension, although there is not much social security, it is better than running naked. So the delivery still can't be stopped. At the same time, you can do a good job of wealth planning for the future.
For example, appropriately increasing future cash flow income can be achieved through annuity insurance and increased whole life insurance. When you are young and promising, and your income is relatively high, you can save a sum of money regularly every year, and then increase your value through time compounding. Prepare an extra money bag for your old self.
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