My girlfriend has surgery, is it useful to buy her insurance now

Hello! All people need insurance care, especially critical illness insurance. In addition to social security, if conditions permit, everyone should also appropriately supplement some critical illness insurance.

As for whether the child's previous appendicitis removal surgery affects his application for critical illness insurance, it needs to be judged based on the child's previous condition. Huize recommends that you inform the insurance of your illness in time before applying for insurance, and then the insurance company will decide whether to underwrite it. Matters to be paid attention to when buying critical illness insurance for children1. Choose financially sound and strong insurance.

Customers can understand the solvency of insurance according to the evaluation results of the insurance by authoritative rating agencies, the annual report and major event announcements published by the insurance. 2. Understand the types of serious diseases that can be compensated. Commercial critical illness insurance does not cover all illnesses, and only those who suffer from a critical illness specified in the contract can receive the compensation agreed in the contract.

3. The policyholder must be insured for the more threatening diseases, rather than blindly insured. Choose according to your child's age and needs. 4. When applying for commercial critical illness insurance, pay attention to truthfully informing the insurance of the medical history.

5. Economic affordability. At present, a standard commercial critical illness insurance is relatively expensive, and it should be considered according to the family's economic income. In short, Huize.com reminds you that insurance is a science, and when buying critical illness insurance for children, you should pay attention to considering that the type of insurance you will purchase can form a complementary relationship with social insurance.

In addition, if your child has had appendicitis removal surgery before, you should be sure to inform the insurance company of your child's condition when you apply for critical illness insurance. Tips: Critical illness insurance should be the first choice for children's protection, and children's critical illness insurance can effectively prevent the family financial burden caused by leukemia and other diseases!

6% Critical Illness Premium, Insured Amount, Leukemia Premium, Insured Amount*%, Severe Hand, Foot and Mouth Disease Premium, Insured Amount*10%.20. Coverage of Baby Children's Critical Illness Protection Plan: Refund of Premiums Paid for Survival Benefit at MaturityCritical Illness BenefitInsurance AmountInsured Amount for Specific DiseasesInsured Premium*2Refund of Death Premiums Paid00

There should be information about this type of insurance, you should first ask the person who sells it.

For many men and women in love, many people want to give the best to each other. However, if you want to buy an insurance policy for your girlfriend, this is not allowed. Insurance is a financial product.

The policyholder has an insurable interest in the insured.

Otherwise, the contract is null and void. If you are the policyholder and your girlfriend is the insured, such a contract is invalid because there is no legally insurable interest. In addition, in order to prevent moral hazard.

Insurance companies usually stipulate that they can only insure their parents, spouses, and children. If the boyfriend buys insurance for his girlfriend, most insurance companies refuse to take out the insurance.

Of course, there are also individual insurance companies that support boyfriends to buy insurance for girlfriends. However, this kind of insurance will be more complicated, and various declaration documents will be written, and it will have to be submitted to the insurance company for review before finally determining whether it can be insured. Here, Bai Baojun does not recommend that you buy insurance for your boyfriend or girlfriend, because after all, insurance is different from other gifts.

Test your anti-risk index, experts will interpret it for you for free!

Hello! According to the Insurance Law, the beneficiary of life insurance shall be designated by the insured or the policyholder, and the policyholder shall obtain the consent of the insured when designating the beneficiary, and the insured or policyholder may designate one or more persons as the beneficiary. According to this principle, the insured has the right to designate a boyfriend and girlfriend as the beneficiary of the policy.

However, because it is not a clear legal relationship, and the relationship between boyfriend and girlfriend is likely to change due to various reasons, and at the same time, there are many cases where the insured is unfavorable because of this designation, such as the boyfriend taking out insurance for his girlfriend and deliberately causing the death of the insured in order to obtain a high death compensation. As a result, this type of policy is riskier than a general policy. In order to prevent moral hazard, the insurance company will review this kind of policy more strictly, and the key is to understand whether this "designation" is the true intention of the insured, such as why the insurance is insured, what kind of compensation the insured will receive in the event of an accident after the insurance, and whether this compensation is in line with personal wishes, etc., if the designation of the beneficiary is clear, the insurance company will not refuse to insure.