Can a 61 year old buy commercial medical insurance? Previously switched to hypertensive intracerebra

Cerebral hemorrhage is a serious illness, if you have a serious illness, you should pay your cousin a certain amount of money in advance at one time, and there is no conflict with cooperative medical treatment. I'm safe.

Unfortunately, it is no longer possible to buy it. If you are older, the premium is high, the coverage is relatively low, and you already have a medical history, and the insurance company will refuse to cover it. Insurance is like this, you can't see it when you buy it, you can't use it, and when you want to use it, it's too late to buy it.

Insurance is a necessity for each of us, tell your children to prepare in advance and not have regrets like yourself.

Hello 61-year-old basically buy any insurance product, you need a physical examination, if the health is not very good, generally speaking, it is a refusal or additional insurance. Life insurance is like that, when you and your family feel you need it, and you have the money to buy it, the insurance company doesn't necessarily sell it. The older you are, the more you pay the annual fee, it is recommended to replenish the card product first to protect the elderly from accidental injuries and accidental medical treatment.

At this age, if you have suffered from high blood pressure and cerebral hemorrhage, you can't buy insurance!

Hello! Most commercial insurance products over the age of 60 are not available. A very small number of people are 65 or 70 years old.

But beyond this age (60 years old) there is no point in reinsuring. A prior medical history varies from company to company. Some will have to increase the fee, and some will refuse insurance.

Hello; I can only say to you that I am very sorry.

Hello: You can only buy accident insurance at your age, 120 yuan a year, and 8000 accidental medical reimbursement!

Hello, it is not possible to buy commercial insurance in this case. The person who buys insurance should be a healthy person, and the younger the better, so as to protect the high premium. I wish a healthy Chinese birthday to Song Yufen.

At the age of 61, even if you have not been paralyzed and have high blood pressure, you can't buy it, so it is recommended to go to medical insurance, and you can report some medical treatment. Save a little money this way. Insurance is like this, you can't buy it when you need it, insurance is not a necessity of life but a necessity of life.

I hope you will prepare one for yourself in advance in your lifetime, just like a car, there is a spare tire on the back of a new car!

Hello, 61 years old, I have suffered from hypertensive cerebral hemorrhage before, even if the insurance company has a product to insure, but the insurance company will refuse to insure, it is a pity!

Hello! Glad for your question. At this age, you can buy commercial insurance, but you need to have a medical examination. If you have suffered from high blood pressure and cerebral hemorrhage, the company directly refused to insure.

Hello, neither your age nor your medical history is suitable for insurance, but you can consider buying an accident card to cover accidental injuries.

Hello! I'm sorry to tell you that you can't buy it, how can you think of buying insurance at this age? Buy insurance as soon as possible, insurance is not something you can do if you want to.

If you have a history of high blood pressure at this age, you will refuse to cover it even if you apply for insurance.

It is no longer possible to buy it, and the age of medical insurance for most companies is until the age of 60.

No. The maximum age for medical insurance to purchase commercial insurance is 60 years old.

Hello: Like the age of the parents, you have to have a physical examination for any insurance, and if you pass the physical examination, you can consider what to do for your parents. After the age of 55, there will be no major illnesses, so now parents should focus on personal protection.

Hello! Commercial insurance can be purchased, but only savings participating insurance sold by banks can be purchased. Some companies can add critical illness medical insurance.

For details, please consult the bancassurance department of the local insurance company. If necessary, you can contact me directly. Wishing you happiness and good health!

Commitment with heart and responsibility with love].

I guess it's okay, I don't know.

At present, there are countless elderly insurance products sold on the market, and it is too difficult to choose the right product! It's okay, I'll help you sort out everything you want, poke the blue word to receive:Ten insurance points that are super suitable for the elderly to buy!

It is more difficult for 57-year-olds and 67-year-olds to buy commercial insurance because they may already have certain diseases, but they can still be purchased if it is just a matter of age.

If there are already some diseases, you can choose the insurance with more relaxed health notice, and you should also answer questions when you are notified of health, so as to avoid later insurance claims.

There are relatively few medical insurance options available, but it is not nothing, such as the mutual benefit of e-life, let's take a look at the content of the protection first.

Enjoy e-life insurance for general medical care and critical illness medical treatment, with a maximum sum insured of 6 million, which is relatively comprehensive. Moreover, the insurance age is wide: up to 70 years old can be bought; The health notice is relaxed, and people with essential hypertension, hyperlipidemia, diabetes, and hepatitis B virus carriers can apply for insurance if they meet the requirements.

This is a good choice for people who are older, suffer from three highs or other diseases, but it should be noted that the waiting period for this one is slightly longer, 90 days, which is longer than the ordinary million medical insurance, and the renewal needs to be reviewed.

It is difficult to buy commercial insurance at this age, and you can choose some anti-cancer or social security supplements at this age.

Commercial medical insurance for the age of 57:

1. Yongan Property Insurance's Lejian Life Medical Insurance First application age: 30 days - 64 years old, continuous renewal, up to 85 years old. Features:

No deductible, 100% reimbursement of reasonable medical expenses, no social security restrictions; Hospitalization, outpatient, health check-up, and dental can all be covered.

2. Zhongan Property Insurance's exclusive e-life series insurance products Insurance age: 30 days - 60 years old, continuous renewal, up to 80 years old. Features:

Exclusive medical insurance products, accident and illness hospitalization and special outpatient medical treatment are reimbursed, and malignant tumor medical expenses can also be reimbursed. Deductible of 10,000. The maximum issue age of e-Student 2017 is open from 60 to 65 for a limited time.

The elderly insurance sold on the market is colorful, it is really not easy to buy a suitable product, recently sorted out a super cost-effective elderly insurance ** points, for your reference: Chinese insurance is good? What insurance is recommended?

Human birth, old age, sickness and death are uncontrollable, as can be seen from the figure below, as the age increases, the probability of disease will also increase.

Generally speaking, it is recommended that the elderly configure the following types of insurance: medical insurance + medical insurance + cancer insurance + accident insurance.

1.Health care. Medical insurance is the most basic and important medical security for 99% of the elderly, with no age limit and no health requirements, especially for the elderly who cannot purchase other commercial insurance, medical insurance is a must.

2.Medical insurance.

The elderly have a high risk of disease, and the elderly have a high incidence of diseases such as diabetes, hypertension, cancer, etc., as long as they are sick, they will inevitably take long-term medication, which is undoubtedly Jingfeng increasing the medical burden for a family.

Million medical insurance can reimburse hospitalization and other related medical expenses, the annual premium is only a few hundred yuan, but the amount of insurance is millions, whether it is outpatient, surgery or hospitalization expenses, as long as the deductible exceeds 10,000 yuan, it can be 100% reimbursed, such as cancer and other major diseases, 0 deductible all reimbursement. Million medical insurance can minimize the financial loss caused by illness in the family and reimburse the part that cannot be reimbursed by medical insurance. In order to help you save money, worry and strength, I have prepared a million medical insurance rankings for you, you may wish to refer to what are the good medical insurance recommendations?

An inventory of the top 20 best-selling high-quality medical insurance in 2020.

3.Cancer insurance.

In China, the elderly are the group with the highest incidence of malignant tumors. If your parents are not in good health and cannot buy million-dollar medical insurance, then cancer insurance is worth considering.

Cancer insurance is a simplified version of the Million Dollar Medical Insurance that only pays for cancer. Compared with critical illness insurance, cancer insurance can be said to be very cheap, and there are three highs, diabetes, rheumatoid and other diseases that are not related to cancer, which can be insured.

4.Accident insurance.

When people reach old age, their physical condition is not as good as day by day, osteoporosis, and they may fall if they are not careful, and the risk of accidents is too high. And the recovery ability of the elderly is much lower than that of young people, so the ** time will be longer, requiring long-term medical expenditure.

If you buy accident insurance, you can solve these problems very well. Accident insurance is generally available up to the age of 65, with lower health requirements and lower premiums. However, it is also very difficult to choose a suitable accident insurance, and I will send you a wave of benefits here, and you can collect it yourself if you need it What are the good accident insurance recommendations?

Top 20 best-selling accident insurance in 2020!