I want to buy a women s health insurance for my lover, she is just 40 years old this year, is there

Hello! Due to the special physiological structure of women and the greater pressure faced by contemporary women, women's health problems cannot be ignored. Your lover is just 40 years old this year, and in order to improve her health insurance, it is recommended that you take out the appropriate health insurance for her in a timely manner.

Is there any health insurance for women over 40?

Yes, you may wish to choose reasonably based on your lover's specific health protection needs. 30-45 years old is the second ** period for women, and it is often the backbone of family and career. He suggested that women at this age should choose critical illness, term life, accident and medical insurance, especially specific insurance that covers women's critical illnesses.

At this stage, it is necessary for women to increase the types of financial insurance covering the elderly in order to plan their own pension arrangements, otherwise the premium will increase due to the increase in the insurance age in the future.

To choose women's insurance for a 40-year-old woman, you should choose a reasonable women's insurance based on your lover's age and actual protection needs. The following products are recommended for you:

Taikang e-Shun Female Illness Insurance

Xueba talks about insurance, focusing on insurance evaluation! To buy commercial insurance, the first choice is to buy health insurance, such as critical illness insurance, it is recommended that you read this **:carefully before buying critical illness insurance"Super Full Comparison!

Comparison Table of 136 Popular Critical Illness Insurances in China

It is convenient for you to better choose the products you need.

Women should decide on insurance products based on their age, physical fitness, family situation, income level, etc. Friends who are too lazy to look at the analysis and want to find the answer directly, you can look at this list that I have painstakingly sorted out:"Inventory of the Top 10 Critical Illness Insurance Worth Buying for Women!

At the age of 20-30 yearsThe vast majority of women do not have a very high income level because they do not work long hours, so it is recommended that you buy critical illness insurance and accident insurance. It is very cheap to buy critical illness insurance at this age, and you can also choose to buy regular critical illness insurance, such as covering it until the age of 60, which is only about 1,000 yuan a year; Or you can choose a critical illness insurance product with a lower sum insured, and buy a whole life critical illness insurance with an insurance amount of 100,000 is also about 1,000**. There are many critical illness insurance products, and I have compiled some products that are more suitable for you to buy during this period, you can refer to them:

"Inventory of the Top 10 Critical Illness Insurance Worth Buying for Women! 》

Young women are struggling outside, and the probability of accidents is still very high, so accident insurance is a must. It only takes a few dozen yuan to buy an accident insurance with an insurance amount of tens of thousands, which is very cheap.

And women aged 30-45Most of you have already started a family and are already the main financial expenses of your family, and life insurance and critical illness insurance are a must. Of course, if you are not the first in the family economy, you can choose to reduce the amount of life insurance appropriately. However, the sum insured of critical illness insurance cannot be reduced.

Because during this period, women are more likely to get major diseases such as cervical cancer and breast cancer, if you buy critical illness insurance, you can get a better ** when this kind of disease unfortunately occurs, and the insurance company pays for it at one time.

Women over 45 years of ageIf you haven't taken out critical illness insurance, you should buy it as soon as possible. Because once you pass the age of 50, buying critical illness insurance is not only expensive but also difficult to buy. At this time, women are very prone to illness and hospitalization, so it is necessary to configure some medical insurance that can reimburse the cost of large, such as million medical insurance.

Here's a list of million-dollar medical insurance plans for people over the age of 45:"Super cost-effective! Top 10 Million Medical Insurance Rankings Worth Planting

If you are interested, you can take a look.

Hello! 43-year-old women need to choose according to their actual needs to buy insurance, generally speaking, accident insurance, critical illness insurance and endowment insurance are more suitable insurance products. Here's how:

1. Accident risk is always around everyone's side, 43-year-old women bear more responsibilities, once out of danger, it will bring greater pain to the family, if you can buy an accident insurance as soon as possible, you can pass on the economic risk caused by the accident, and can protect the quality of life of the family is not changed.

2. According to hospital statistics, in recent years, the younger age of female patients with cervical cancer, breast cancer and ovarian cancer has become more and more obvious, and the proportion of single people is higher than that of married people, so it is necessary for 43-year-old women to choose critical illness insurance. When purchasing, you need to pay attention to whether the coverage covers common female diseases, such as breast cancer, cervical cancer, ovarian cancer, female carcinoma in situ, etc. Generally, the cost of **cancer** is 80,000-200,000 yuan, and the ** cost of systemic lupus erythematosus nephritis and severe rheumatoid arthritis is between 50,000-150,000 yuan and 30,000-100,000 yuan respectively.

Therefore, a 43-year-old woman should apply for critical illness insurance, and the insurance amount should be at least 200,000 yuan.

3. In the case of comprehensive basic protection, it is recommended that 43-year-old women buy endowment insurance in order to enjoy a happy old age.

Hello! Generally speaking, women at the age of 43 should prioritize critical illness insurance because this is the peak period for women to suffer from critical illness. In addition, the current accident risk is everywhere, so 43-year-old women also need accident insurance, and today, the pension issue is becoming more and more concerned, women also need to pay attention to commercial pension insurance.

Of course, today, when accident risks are everywhere, 43-year-old women still need to strengthen accident protection, so that if the insured suffers accidental injury and unfortunately becomes disabled or dies during the liability period, the insurance company will pay the death benefit or disability insurance benefit. This kind of insurance is not expensive, usually a few dozen dollars can have an insurance amount of hundreds of thousands of yuan, and 43-year-old women should not forget to insure. Finally, the society has entered the aging in advance, and 43-year-old women should pay close attention to the reserve pension, so a suitable commercial pension insurance can not be missing.

The age of 40 is a period that needs to be paid attention to for women, and they need to be extra cautious when buying insurance, and pay attention to critical illness insurance, medical insurance, accident insurance and other types of insurance.

1. Critical illness insurance: There is a high incidence of critical illnesses in women aged 40, such as breast cancer, etc., so it is best to choose a product that includes women's high-incidence disease protection when purchasing critical illness insurance.

2. Medical insurance: On the basis of social security, supplement a medical insurance, preferably including the reimbursement of imported drugs and imported equipment outside the social insurance catalogue, so as to improve medical security.

3. Accident insurance: The human body function at this age is not as good as that of teenagers, and it is more likely to encounter accident risks, so accident protection is also very important.

In addition, 40-year-old women should also make plans for their future retirement life as soon as possible, and consider the pension problem, they can also choose a commercial pension insurance to supplement social pension insurance. When purchasing these types of insurance, you should choose the appropriate amount of coverage according to your family's financial situation.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

After understanding, the senior sister found that the "Xin Guardian Women's Specific Disease Insurance" under Yongan Property Insurance is more suitable for 34-year-old mothers.

In order to facilitate everyone's understanding, let's introduce this product to you, before starting, you can also take a look at this insurance manual, so as to facilitate the understanding of the relevant content:Ultra-complete! Everything you need to know about insurance is here

Let's take a look at its security map first:

As you can see from the figure above, Xinshou Women's Specific Disease Insurance supports people aged 18-50 (inclusive) to apply for insurance, so 34-year-old mothers are within the age range of the product.

In terms of coverage, Xin's Guardian Women's Specific Disease Insurance provides protection for specific malignant tumors in women, such as our common breast cancer, which is covered by this product.

In addition, the value-added service provided by Xinshou Women's Specific Disease Insurance is very practical, take the HPV vaccine appointment as an example.

I believe many friends know that the quadrivalent HPV vaccine can prevent cervical cancer, and the nine-valent vaccine can prevent cervical cancer, so this kind of vaccine is very popular.

However, the quadrivalent and nine-valent vaccines are produced by only one company in the world, Merck & Co., Ltd., so it is still difficult to make an appointment, and it is more cumbersome to go to the CDC for consultation by yourself, but with this service, you can save a lot of trouble.

For more detailed information about this product, the senior sister has been sorted out in this article, and interested friends can click here to understand: Destroy2022 Yongan Xin Guardian Women's Specific Disease Insurance is worth buying? I don't think so!

That's all there is to it, in addition to the above-mentioned Guardian Women's Specific Illness Insurance, 34-year-old mothers can also purchase some critical illness insurance products that provide women's special illness protection, so that they can also get protection for women. Hope.

Hello! Women play multiple roles in the family, and their importance cannot be overstated. For the sake of yourself and your family, it is very necessary to purchase the right insurance product for women.

When buying a 34-year-old mother's insurance for women, you should pay attention to choosing according to the various risks you may face now.

At present, the most common women's insurance products on the market are mainly divided into three categories, the first is women's critical illness insurance, the second is medical insurance that provides cosmetic surgery coverage for women, and the third is maternity insurance. It generally covers all adult females.

Young mothers need to pay attention to the following issues when purchasing women's insurance:

1. When choosing insurance products for women, they should consider all aspects of accident, medical and term life insurance.

2. Before applying for insurance, it is best to have a clear grasp of the economic situation in the next 5 years, and do not blindly choose products with a long cycle.

When young mothers buy women's insurance, you need to comprehensively compare the women's insurance products of various insurance companies, and there are a variety of women's insurance products, which is an important platform for you to comprehensively compare the women's insurance products of various insurance companies. You can choose the right women's insurance product according to your protection needs:

25 40-year-old young mothers, who not only need to take care of their children, but also take on family responsibilities.

When buying insurance, my father's suggestion is to complete the four basic types of insurance: term critical illness insurance + million medical insurance + accident insurance + term life insurance. For those who don't know the role of these four major insurances, you can take a look at this article by Daddy.

The first session of the daddy class: the four common types of insurance

However, different budgets, different health conditions, and different protection needs require different productsl Critical illness insurance: Xintai Super Mario No. 4, Kunlun Apollo No. 1

Xintai Super Mario No. 4, there are additional claims for severe, medium and mild diseases, the overall compensation ratio is very high, and for the high incidence of severe malignant tumors, there is a continuation of the first guarantee, the probability of compensation is very high, the optional liability is practical, the first is medium, the overall cost performance is good, suitable for most young mothers who pursue high protection and high loss ratio.

If you want to pay more than once, mothers under the age of 35 can consider Kunlun Apollo No. 1.

Critical illness is not grouped for 3 times, and there are additional claims for severe, medium and mild illnesses, but it is comparable to a single claim product.

l Million Medical Insurance: Zhong'an Exclusive e-Life 2021, Fosun United Beyond Insurance 2020

Zhong'an Exclusive e-Life 2021, suitable for mothers who pursue cost-effective and comprehensive protection, this product has a high insurance amount and rich protection, 30-year-old mothers, the premium does not exceed 300 yuan;

Mothers with weak physique can consider Fosun United Beyond Guarantee 2020 (Standard Edition), which has solid and low protection, and is guaranteed to be renewed for 6 years, so there is no need to worry about not being able to get protection after the claim is made within 6 years.

l Accident insurance: Everyone's Little Bee No. 2, Ping An Class 1-5 occupational accident insurance

Products with more comprehensive protection, such as Everyone's Little Bee No. 2, are more suitable for most housewives and mothers engaged in low-risk occupations;

If you are engaged in more than 3 categories, such as police, geological exploration, etc., you can choose products that protect high-risk occupations, such as Ping An's Class 1-5 occupational accident insurance.

l Term Life Insurance: Huagui Barley 2021

Huagui Barley 2021 This term life insurance, ** low, as well as additional holiday-specific transportation protection, is very cost-effective, and is suitable for most housewives and working mothers.

Hello! Women should buy insurance according to their age, because women need different insurance protection at each stage. The details are as follows:

1. Single women before the age of 30 are mainly concerned about work, further education, travel, or marriage expenses. Since the income here is small and unstable, you should focus on protecting yourself. It is advisable to choose a pure protection life insurance with lower premiums plus hospitalization, critical illness insurance, and one-year accident insurance.

Single women of the moonlight clan can consider buying some savings insurance to force themselves to develop the habit of saving.

2. Most women after the age of 30 have entered the marriage period. At this stage, women are mainly concerned about family, childbirth, children's education and other issues. As income has been growing steadily, it is recommended to arrange an insurance portfolio from three aspects: health care, children's education, and retirement.

It is important to note that women's health insurance can be purchased before pregnancy. General life insurance and accident insurance generally explicitly exclude various accidents and illnesses caused by pregnancy. However, some insurance companies have launched women's health insurance that can cover pregnancy illnesses to cover the risks of women who are trapped during childbirth.

3. In addition, for single mothers, the financial burden may be heavier than that of two-parent families, so self-protection is the most basic type of insurance for single mothers. In addition, it is important to consider the cost of children's medical insurance, especially children's critical illness insurance.

4. After the age of 50, women gradually enter the retirement period. At this time, the children also start a family, and ensuring a worry-free life in old age is the focus of this period. At this time, you should consider purchasing annuity insurance and pension insurance; Of course, as you get older, you should increase the sum insured for critical illness and medical insurance as soon as possible.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"