Seek help from car insurance car repair, car repair in what car insurance company provides for use

1: Your car must be insured with commercial vehicle damage insurance, is your temporary license plate within the validity period, and does the person concerned have a qualified driver's license when your car is in an accident? If everything is valid, please report to the insurance company within 48 hours, verify the scene according to the requirements of the insurance company's investigators, determine the repair amount according to the actual loss, provide a copy of the front and back of your license plate and a copy of the party's driver's license, the original ID card and bank card of the insured, the original maintenance invoice, and handle the claim with the insurance company.

2: If you don't want to make a claim, according to the loss you explained, the repair cost will not exceed 300 yuan without replacing the bumper, and the replacement will not exceed 1000 yuan.

Hurry up to the insurance, the problem is not too big, and it takes 2000-3000 yuan to repair.

If you are not on the scene, the insurance company will not file a case for compensation, and the repair fee will be about 500 yuan if you don't take the insurance, of course, it depends on the local auto repair

If you have insurance, you can also claim for a temporary license.

If you have insurance, you can find a sales consultant who bought your car if you didn't report the insurance at that time, he can deal with a lot of problems for you, if he doesn't deal with you, you can contact me QQ

There is no 30% deductible on the spot, you drive directly to the insurance company's damage assessment point, take a photo, and you just go to repair the car.

After the repair, the insurance company will pay 70% of the repair to your designation.

Return to the scene to report the crime. To report the crime, you have to say that it was hit on the same day. Don't talk about hitting it on June 14.

The front bar should just scratch when you listen to the description. There is no need to change the front bumper, and the maintenance cost of the 4S shop is 400-500No more than 300 repair shops can be done.

If you really won't apply for insurance. The 4S shop has a special insurance department that can solve this small accident for you.

It is very troublesome to take insurance, and it can be solved by 1,000 yuan without insurance.

What kind of cars does the insurance company provide for use in car maintenance? Hello, in car maintenance, the insurance company does not provide the car, but if the maintenance time is long, you can apply to the 4S shop for a stool to accompany the scooter! Although the 4S shop has provided scooter service, but the number of scooters is relatively small, generally only for customers who have a long key answer interval during maintenance, like a short-term maintenance within a week, basically will not provide scooters.

First of all, the cost of vehicle maintenance is basically borne by the insurance company; However, the insurance company will not be responsible for the loss of transportation costs caused by the inconvenience of travel due to the long maintenance time. At this time, you can apply to the 4S store to provide a scooter, but if the Zao Liang stupid scooter is issued, you can communicate with the 4S store, under normal circumstances, the 4S store will give the customer appropriate compensation for transportation expenses.

The process of applying for insurance repair is as follows:

1. After the accident, the owner of the car calls ** to report to the insurance company that purchased the insurance. If an accident involving injury is involved, the rent attack also needs to notify the traffic management department to go to the scene to determine the division of responsibility;

2. When the insurance company personnel arrive at the scene, the owner shows his personal insurance bill, driver's license, and vehicle driving license.

identity documents; 3. The staff checks the content of the information, and the owner fills in a **, which needs to describe the process of the accident in detail. Indicate the details of the informant**, the information of the accompanying ID card, etc.;

4. The staff conducts on-site verification according to the condition described by the owner, takes photos to preserve direct evidence, and assesses the damage to the car and personnel;

5. According to the accident situation, if the insurance personnel determines the compensation and the claim information is true, the insurance company will pay the compensation to the owner's personal account or the account of the other party.

1. Report the case. After an accident, keep the scene of the accident and report it to the insurance company immediately.

2. On-site processing.

1. If the loss is small (less than 10,000 yuan), the insurance company will send someone to the scene to investigate and issue an investigation report

2. If the surveyor thinks that it is necessary to report to the traffic police for processing, he will report to the traffic police department, and the traffic police department will investigate and collect evidence at the scene, and issue the "Accident Identification Certificate".

3. Damage assessment and repair.

1. The owner will send the vehicle to the damage assessment center and notify the insurance company at the same time to assess the damage.

2. Repair the car in the repair shop.

3. The owner picks up the car.

4. Submit documents for claim.

Claim: Collect the claim information and submit it to the insurance company for claim procedures.

5. Loss adjustment.

After receiving all the claim documents, the insurance company will make adjustments to determine the final payment amount.

6. Indemnification. Extended Resources:

1.Insurers.

The subject of insurance is the subject of the insurance contract, which only includes the policyholder and the insurer. The insured, the beneficiary, and the owner of the policy, unless they are in contact with the policyholder.

The same person, otherwise, is not the subject of insurance.

The policyholder refers to the person who has entered into an insurance contract with the insurer and has the obligation to pay insurance premiums in accordance with the insurance contract. The policyholder can be a natural person or a legal person, but must have civil capacity.

Insurer, insurer is also called"Insurers"It refers to an insurance company that enters into an insurance contract with the policyholder and bears the responsibility of compensation or payment of insurance money. In China, there are joint-stock companies and wholly state-owned companies.

Two forms. The insurer is a legal person, and an individual citizen cannot act as an insurer.

The insured person refers to the insured person who, according to the insurance contract, is protected by the insurance contract and has the right to claim insurance money after the occurrence of the insured event.

of people. The policyholder is often the insured at the same time.

The beneficiary refers to the person designated by the insured or the policyholder in the life insurance contract to have the right to claim insurance money, and the policyholder and the insured can be the beneficiary. If the policyholder or insured person does not designate a beneficiary, his legal heirs are the beneficiaries.

The owner of the policy, with the insurance interest.

The person who owns the policy, in many cases, is the policyholder, the beneficiary, or the transferee of the policy.

2.Object of insurance.

The object of insurance, i.e., the object of the insurance contract, is not the subject matter of insurance itself, but the insurable interest of the policyholder or the insured in the subject matter of insurance (biāodì).

An insurable interest is a legally recognized interest of the policyholder or the insured in the subject matter of insurance. This is mainly because the insurance contract does not protect the safety of the insurance object itself, but the economic interests of the policyholder, the insured and the beneficiary after the insurance object is damaged. The subject matter of insurance is only a vehicle of insurable interests.

1. After the accident, it is necessary to report to the traffic police, ask for the accident certificate in time, and protect the scene at the same time, which is a very important step. The main purpose of re-reporting to the insurance salesman is to let the policyholder know that the policyholder has had a traffic accident, and on the other hand, to consult the insurance professional on how to deal with it.

2. Drive the car or tow the car to help the accident damage assessment center, find the insurance salesman for the accident damage assessment, the salesman will take careful pictures, check the damage by taking pictures, the salesman will open a maintenance order, and open the repair scope, project and maintenance time, and also fill in some accidents, the name of the reporter, the name of the driver and the contact list, but also prepare the ID card, insurance source deferred policy, driving license, driver's license. The claims adjuster will inform you one by one.

3. Take the maintenance order and go to the maintenance point to repair the vehicle. If you find that there is still a place that has not been assessed, you should inform it in time, and the insurance salesman will check the loss assessment for the second time.

1. Do you want to change the headlights? Personally, I don't want to change it, but if I don't change it, will it affect the warranty if there is a problem with the lamp in the future? I just bought my car for more than a month.

In addition, if the lamp rubs against the limb is not serious, will the damage assessment support the replacement of the headlights? The adjuster will determine if a replacement is required. If you are not at ease, you can ask the 4S shop you want to repair.

2. The other party is Zoomlion Insurance, and I am Nianhong, and I can't ask myself to choose.

1.Vehicle Accident and Police.

The first thing to do after the accident is to report the accident to the respective insurance company and the traffic management department in time, and inform the insurance company of the location of the damaged vehicle, so as to investigate and assess the damage to the vehicle. On the one hand, let the insurance company know that the policyholder has a traffic accident, on the other hand, you can also consult the insurance company on how to deal with and protect the scene, and the insurance company will teach the rider how to ask the other party for the accident certificate.

2.Obtain a traffic police certificate.

Show your driving license, driver's license, and ID card, and fill in the "Traffic Accident Confirmation" by the on-site traffic police. According to the statements of all parties, the on-site traffic police will investigate the accident and make the accident identification and division of responsibility, if there is no dispute, fill in the "Traffic Accident Liability Determination", and the owner will sign for confirmation.

3.Fill out the insurance form.

Present the above 3 certificates and insurance documents, the claims adjuster completes the on-site investigation and preliminary damage assessment, signs and reviews the claim documents, fills in the "Motor Vehicle Insurance Claim Notice", and both parties sign for confirmation.

4.The claims adjuster reviews the damage assessment.

After the accident is confirmed, the vehicles of all parties should immediately go to the on-site damage assessment point of the auto insurance claim service point to determine the loss, and fill in the "Motor Vehicle Insurance Accident Vehicle Damage Project Confirmation Form". If there is no dispute, both parties will sign and confirm, and the claims adjuster will issue a task order to determine the maintenance items and maintenance time.

5.Send it to a repair shop for repair.

If you repair the accident car at the repair shop recommended by the insurance company, after the repair, you can hand over the claim materials to the repair shop, and issue a power of attorney to the repair shop to claim the claim on behalf of the insurance company, and then pay part of the repair fee you should pay (such as the part that the insurance company deducts), and you can pick up the car directly. If you choose to repair the car yourself, then after the car is repaired, you will have to pay the repair fee to the repair shop first, and then take all the claim materials to the insurance company's claims department to make a claim.

6.The insurance company will pay the case after review.

After the vehicle repair and accident handling case is closed, the information required for handling the insurance claim:

1) The original and photocopy of the motor vehicle insurance policy and endorsement;

2) Notice of Claim for Motor Vehicle Insurance;

3) Copies of relevant driving licenses, driver's licenses, and ID cards;

4) Original receipts of relevant compensation, auto repair invoices, etc.;

5) Road traffic accident liability determination.

Car Accident Claim Notes:

1.Don't take responsibility for accidents.

Some car owners think that there is an insurance company to pay, so they will take all the responsibility. In fact, insurance companies have different payout ratios depending on the severity of the car's liability.

2.Don't promise the amount of compensation on your own.

If you do not have the permission of the insurance company, you can promise the third party about the amount of the claim, and the insurance company has the right to overturn it, and if there is a gap between the re-approved ** and the requirements of the third party, the source family gap will be borne by the car owner.

3.Do not repair first and then reimburse.

Some car owners find a repair shop first after the accident in order to save time and trouble, and then find the insurance company for reimbursement after repairing the car. In fact, if the car owner does not report to the insurance company and starts to repair the vehicle, the insurance company believes that the repair cost is higher than the cost of damage assessment, and the difference will be borne by the car owner.

Summary. Insurance company claim process:1

After the occurrence of an insured accident, the insured also needs to notify the insurance company in time and report the accident; 2.According to the requirements of the insurance company, prepare the claim materials, prepare the insured's SFZ, YHK, outpatient BING calendar, outpatient invoice, disease BING diagnosis certificate, total invoice for hospitalization expenses, general list of hospitalization expenses, medical insurance statement, discharge record, accident certificate, 3After the insured is discharged from the hospital, the reimbursement information is submitted to the insurance company, and the insurance company approves the claim and settles the claim.

Dear, I am glad to answer for you, the insurance company's requirement for car or regret round repair is to determine the repair method of the damaged part before the repair of the collapsed vehicle. Determine the amount of vehicle repair costs. Damage assessment and repairs should be carried out as far as possible at the same location.

As much as possible, complete the work of determining the loss at one time to avoid the second damage assessment.

To what extent can the car be deformed in Dalian and replace the entire Dalian?

Dear, the car Dalian is deformed to the extent that it cannot be installed, and the entire Dalian can be replaced.

Insurance company Liqiao search and vertical claim process:1After the occurrence of an insured accident, the insured also needs to notify the insurance company in time and report the accident; 2.

According to the requirements of the insurance company, prepare the claim materials, prepare the insured's SFZ, YHK, outpatient BING calendar, outpatient invoice, disease BING diagnosis certificate, total invoice for hospitalization expenses, total list of hospitalization expenses, medical insurance statement, discharge record, accident certificate, 3After the insured is discharged from the hospital, the reimbursement information is submitted to the insurance company, and the insurance company approves the claim and settles the claim.

The front of Dalian is obviously deformed, can you ask to change Dalian?

Dear, the front of Dalian is obviously deformed, and you can ask for a change to Dalian.

<>1. When an enterprise incurs insurance premiums for the purchase of vehicles:

Borrow: Management Expenses - Vehicle Insurance Premiums (Vehicles Used by the Management Department) Sales Expenses - Vehicle Insurance Premiums (Vehicles Used by the Sales Department).

Manufacturing costs – vehicle insurance premiums (for production workshop vehicles).

Tax Payable – Respondent VAT payable (input tax).

Credit: Accounts payable.

2. When the enterprise pays the insurance premium:

Debit: Accounts payable.

Credit: Bank deposits.

When an enterprise incurs vehicle insurance premiums, it should be included in the "management expenses", "sales expenses", "manufacturing expenses" and other accounts according to the department to which the expenses are attributed, and when the deductible input tax is involved, it should also be accounted for through the account of "tax payable - value-added tax payable (input tax)".

It should be noted that the property insurance contract includes property, liability, guarantee, credit and other credit and lead insurance contracts, and the contractor shall affix the contract to 0.3/10,000 of the insured amount, and the vehicle insurance belongs to property insurance, and the corresponding stamp duty shall be paid according to the above provisions.