Questions about car insurance claims, questions about car insurance claims?

Not exactly as you think, the other party can apply for advance compensation to their own insurance company for their car damage (not closing the case), so that your part of the car damage is not taken care of, which is not good for you.

If you are not too troublesome, you can go directly to the other party's insurance company to determine the compensation according to the responsibility of the traffic police (it may not be possible in some cities), or if you want to get this part of the compensation, you have to file a lawsuit.

After the accident of both parties, according to the proportion of liability, the insurance company should take ** for damage assessment.

For example, in this accident, the other party's vehicle is fully responsible, and the insurance company he insured will investigate and assess the damage of the vehicles of both parties. For example, if your car needs sheet metal painting, the three parties will go to the 4S shop or auto repair shop together to set the price, and start repairing it after finalizing it, and the general repair cost will be paid in advance by the party fully responsible for the accident, because he will get the money in the subsequent insurance compensation.

The above is the standard process.

Note that the key link is that the finalization process of the maintenance ** is attended by the insurance company's personnel, not that you will issue as many invoices, and the insurance company is not wronged.

In addition, there is a high possibility of fraudulent invoices, which generally plays an auxiliary role in the claims process.

Hope it helps.

If you have an accident while driving, you need to pay attention to the following points when reporting insurance: You must report the accident within hours, and there will be no compensation for more than 48 hours; 2. The second ignition of the car with water is not compensated; 3. No compensation is made when there is no annual inspection of the vehicle; 4. Bumping into one's own family members does not belong to third-party liability insurance.

If there is no person after the accident, you should call 110 to report the case, wait for the traffic police to issue a letter of responsibility for the accident, and then report to the insurance company after the processing is completed. Wait for the insurance company to send someone to deal with and assess the damage, and then go to repair the vehicle. Finally, submit the materials for the claim.

The auto insurance claims process is generally broken down into the following nine steps:

1. Insurance: Accident means that there is a traffic accident, whether it is a car crash, a car crash or other traffic accidents, you can apply for car insurance claims;

2. Report: The insurance company requires that the accident must be reported within 48 hours, and immediately after the accident, the police report to the public security and call the insurance company's claim**, if the accident is not reported for more than 48 hours, the insurance company will refuse to make a claim;

3. On-site treatment: In order not to affect road traffic, in some cases, you can choose to move the accident vehicle after marking the position of the tire, and generally use "T" to mark the position of the vehicle tire;

4. Submit a claim request: The owner of the car can file a claim after the surveyor of the insurance company arrives at the scene of the accident, and then wait for the survey of the surveyor;

5. Cooperate with the insurance company's accident investigation: after the insurance company's investigator goes to the accident site for preliminary investigation, determine whether the accident is within the scope of insurance liability, and enter the next step of the claim process if it is true;

6. Case closure: According to the traces of the loss site and the degree of damage, the investigation will preliminarily assess the damage on the spot or directly go to the repair shop, 4S shop, or damage assessment center to assess the damage, and the case will be closed;

7. Submit claim materials: After that, the owner submits all the materials required for the claim to the insurance company as required, and then the insurance company reviews and confirms the authenticity and completeness of the claim materials submitted by the owner;

9. Receiving compensation: The insurance company shall pay the compensation according to the agreed payment method and the insurance contract.

Hello, you are fully responsible, and you don't need to give it to him, because it is you who make a claim for the vehicle of both parties, and you don't need his insurance claim, which can be entrusted to your insurance company to deal with it with full authority, so as to prevent information security leakage and avoid being used.

Generally speaking, you don't need to issue these documents, it may be because the other party doesn't want to pay for the car repair and wants to go directly to your insurance company, so it is recommended that you do not give it to him.

It can be entrusted to your insurance company to deal with it with full authority, as long as it is authorized once, so that there is no need to re-transmit the information separately to prevent information security leakage.

Now there is a principle, only docking with insurance companies, not with individuals.

Call ** directly and tell the insurance company.

The knowledge points are very good, I have learned, thank you very much!

It's a framework, not a problem!

I didn't say anything about the claim, you didn't explain the problem.