Hongshou Annuity Insurance Insurance Liability, Chinese Life Hongshou Annuity Insurance

Upstairs friend's is quite right.

It seems that the terms have been copied, if the layman looks like it. Dizzy.

China Life Annuity Insurance Dividend-paying Dividends:

1: You pay a total of 4,240 yuan for your parents, the two are different. They all start to receive annuities at the age of 55, with 500 yuan per person per year until the age of 79, and 20,000 yuan per person at the age of 80.

2: The dividends of this insurance product will have dividends from the beginning of your payment this year, and the general dividends will be distributed once a year, that is, in January 2010, you will have the dividends of 2009.

3: Dividends you can choose to withdraw from the scale of the insurance company in cash every year, or you can choose to accumulate interest, rolling interest, it is recommended to accumulate interest, and over the decades, dividends can accumulate a large amount. The accumulated dividends can also be withdrawn in a certain year during the contract period, and the subsequent dividends will be accumulated again.

4: After the insurance company settles the corresponding profit of the current year according to the accounting year, deducts the corresponding operating costs, calculates the distributable surplus, and returns it to the customer at a ratio of not less than 70%, which is the dividend.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. Hello, glad to answer for you! China Life Hongxin Annuity Insurance (Dividend):

Product features 1: China Life Hongshou Annuity Insurance is a combination of both insurance and 20-year (or 25-year) term annuity insurance with a maturity of 80 years old. 2. During the entire insurance period, customers enjoy better life insurance protection. 3. Provide annuity to 80 years old, which can meet the supplementary pension needs of most people.

4. The customer has the right to dividends (including the pension period) of the insurance company during the entire insurance period

Hello, glad to answer for you! China Life Hongxin Annuity Insurance (Participating Type): Product Features 1. China Life Hongxin Annuity Insurance is a combination of both insurance and 20-year (or 25-year) term annuity insurance with a maturity of 80 years old.

2. During the entire insurance period, customers enjoy better life insurance protection. 3. Provide annuity to 80 years old, which can meet the supplementary pension needs of most people. 4. The customer has the right to dividends (including the pension period) of the insurance company during the entire insurance period

1. From the agreed date of annuity (55 years old or 60 years old) to the age of 80 years of the insured, the annuity shall be paid at the rate of 5% of the insured amount. 2. In the event of the death of the insured, the death benefit shall be paid at twice the insured amount, and the contract shall be terminated. 3. If the insured survives to the age of 80, the maturity insurance benefit shall be paid at twice the sum insured, and the contract shall be terminated.

Fourth, starting from the payment of fees, dividends will be received every year according to the actual business situation. The insurance age of China Life Hongshou Annuity Insurance Dividend is 16-60 years old, the insurance period is up to the age of 80 of the insured, the payment method is single payment, 10 years payment, 20 years payment, and the insurance liability has annuity, death payment, maturity payment, and dividends, which is a very good product.

China Life Xinxiang Hongfu Annuity Insurance is an annuity insurance, which mainly undertakes annuity, maturity insurance and death benefits

Annuity protection: From the first annual effective date after the insurance contract has been in force for five policy years, to the expiration of the insurance contract, if the insured survives safely until the effective date of the insurance contract, the insurance company can pay the annuity, and the rule is that 10% of the annual premium can be paid if the payment period is three years; 16% annual premium can be paid if the payment period is 5 years; If the payment period is 10 years, 25% of the annual premium can be paid to the state;

Maturity insurance benefit: The sum of the premium paid and the basic sum assured can be paid as the maturity insurance benefit when the insured is born and saved until the expiration of the insurance period;

Death benefit: The greater of the sum of the premiums paid minus the annuity paid and the cash value can be paid.

Summary. Hello, it is a pleasure to serve you and answer your questions; China Life Hongshou Annuity Insurance Dividend is a kind of life insurance for retirees to provide for the elderly, which not only provides you with death risk protection, but also can obtain annuity collection, and can also obtain generous maturity insurance at maturity, which is a financial arrangement for sharing accident losses in the economy, and legally is a contractual act in which one party agrees to compensate for the loss of the other party, and is a part of the social and economic security system in society, and risk management is the basic method.

Pay 3,060 per year, can I get the principal back after 20 years?

Hello, it is a pleasure to serve you and answer your questions; China Life Hongshou Annuity Insurance Dividend is a kind of life insurance provided for the retirement of retired people, which not only provides you with death collapse risk protection, but also can obtain annuity payment, and can also obtain generous maturity insurance at maturity.

Extended Information; Pure insurance is the basic means of risk management, an important pillar of the financial system and social security system, and also an act of the insurer paying insurance money to the insured when the contract conditions are met. Economically, insurance is a financial training arrangement for sharing accident losses, legally it is a contractual act in which one party agrees to compensate the other party's losses, in society it is a component of the social and economic security system, and risk management is the basic method.

Yes, you can celebrate the return of the principal. China Life Hongshou Annuity Insurance Dividend pays 3,060 per year, and the principal can be refunded after 20 years, and you can also get the accumulated dividends.

I asked the insurance company what should I do if I couldn't get my principal back.

You can sue or report.