What are some embarrassing moments when you are looking for money from your loved ones?

As soon as I opened my mouth, I said no, no, I really want to say who are you cheating, if you don't want to borrow, just say it directly, now I see through it, even if you are my brother, it's just like that, I feel that it is better to borrow money from strangers, so as not to make me embarrassed.

Relatives know each other and know how well the borrower can repay. Borrowing money between relatives, embarrassed to agree on high interest rates for the sake of face, it took several years to remember borrowing money before.

The most embarrassing time was when I asked them to borrow money, and they also said that I owed them money and didn't pay it back, and I thought about it, I really owed them money and didn't pay it back, it was so embarrassing.

The most embarrassing moment was that they felt that I had no ability to repay and were unwilling to lend me, and asked me to make an IOU and a series of troublesome things, but I didn't borrow much money.

If you don't repay the loan, your relatives are not bad but you just don't have the money to pay it back: you always look very guilty and owe you that you can't afford to pay it back, which makes you feel guilty and embarrassed.

The most embarrassing time is when he obviously has money, but he just doesn't want to lend it to you, because the tree is falling apart. People go to tea and cool! It's embarrassing.

The most embarrassing time was probably the time I bought a house, because I wanted to pay it all at once, so that I wouldn't have to bear interest, but my relatives seemed to think that I was still rich, and when I asked them to borrow money, they were not very willing.

It's when a relative says there is no money when he borrows money, or he just says he won't borrow it. But most people will not be so direct, they will use no money and tight hands to excuse themselves.

I haven't borrowed it yet, and I cried all kinds of poverty, and vowed not to borrow money from relatives again, but this year they asked me to borrow, and I refused the same! Relieve gas!

One of the most embarrassing stories, after buying a house, a relative said that he had no money to decorate, borrowed 30,000 yuan, borrowed, no IOU, no interest. During the Chinese New Year, the borrowed money said to his daughter in a big breath, "Daughter, when you get married, your father will give you a car worth more than 200,000 yuan!" The wife who was borrowed money looked disdainful, she didn't have 30,000 yuan, and she still wanted to buy a car!

Fortunately, the money was returned after a few months! After three years of some things, I realized that it was not that people were poor with 30,000 yuan, but that people with nearly one million dollars were so poor that they invested money to make money!

I rarely borrow money from relatives because I'm just a student and I don't have a lot of places to use it. But I know that when my parents borrow money from them, they excuse themselves and don't have any money.

A relative of mine sold the land and gave a sum of money to buy the eight rounds of sand and lost it, not to mention the money from the sale of the land, the money from the sale of the land by the parents was also put in, the village demolished and made a sum of money, the area of the homestead is not enough for the area given by the developer, spend money to buy enough area, buy a parking space, grasp the layer number, and pay attention to the level, others have turned over by demolition and land sales, he has not turned over these two opportunities, the two of them are bent on making a lot of money, and they are blushing to see others making money, this time the two of them found a unit An Ansheng's job, I don't want to make a lot of money anymore.

Once I asked my relative to borrow money, probably borrowing more than 200 yuan, at that time my relative said something that made me very embarrassed, he said don't you already go to work? I heard that the salary is quite high, so why do you borrow money?

The tone is sincere. If you really want to borrow money from friends and family, please be sincere and explain your difficulties to the other person, so that the other party can understand your current predicament. When borrowing money, you must have a good attitude, no matter whether the other party is willing to lend you in the end or not, don't be angry with the other party.

For good reason. When borrowing money, be sure to explain to friends and relatives what the money is for, what you are using the money for, and whether there is a valid reason, so that the other party can weigh whether they want to borrow money from you.

Write down the pledge. When borrowing money from the other party, be sure to write down the IOU and list the return date on the IOU, so that the other party is more comfortable lending you money.

Find someone to vouch for. If you have bad deeds on weekdays and your relatives and friends are not comfortable lending you money, you can find a reliable guarantor to help you at this time, so that the other party may be willing to lend you money.

It's hard to talk about this, I'm afraid that if he doesn't have it, or he doesn't want to lend it to you, he will find all kinds of reasons, unless he is your very good friend or relative, you can directly say that you will pay it off within a day or half a year. It's better to open an IOU so that he can rest assured.

1. Be sincere and low-key When you borrow money from your relatives, whether you borrow or not, and how much you borrow, it is in the hands of your relatives. When you borrow money from a relative, you are looking for a relative, so don't be proud. Learn to keep a low profile with relatives moderately, and it is inevitable that there will be this kind of borrowing in life, and this kind of thing will inevitably happen between relatives.

It's necessary to help each other, so it's also necessary to keep a moderate low profile when borrowing money. Would you feel good if your relatives were arrogant when they borrowed money from you? Can you lend him money?

Aren't you afraid to lend money to those who come to borrow money and need to pretend to be an uncle, and you can't get it back? 2. Take the initiative to write an IOU For some relatives, when he borrows money from you, he will guarantee when he will pay it back. Usually such relatives are honest because they want you to lend him money.

Take the initiative to write an IOU to a relative to set the repayment date. This will make relatives feel that you are sincere and reliable. That way, they'll be more willing to lend you money.

Come to think of it, you also don't want someone to borrow your money and still be in arrears.

If you don't dare to speak, it must not be very harmonious, and they may not necessarily give it, so don't ask.

There is something going on at my aunt's house, I don't know how to open my mouth to you, can you lend me some money first, use it for two days first, you also know that my character will not lie to you, and I will return it to you in two days, is it okay.

You can directly say that you have some difficulties to solve, if you have money, you can borrow something, and the interest can be paid

Like before Valentine's Day, the first thing you should do is to bring your relatives closer. You can bring some gifts, go to your relative's house and explain to him some reasons why you need to borrow money, and indicate when you will repay the money, and the money will definitely be returned to the other party, I believe they will understand.

How do I borrow money from my loved ones? If you want to borrow money from your relatives, you can only talk to your relatives and friends about the purpose of borrowing money and get their understanding.

It is necessary to ensure that it is good and truthful, and return it to relatives. Write an IOU so that your loved ones can be assured in their hearts.

Borrowing money from loved ones is a tricky thing to do. Before borrowing money from a loved one, you should consider the following questions:

1.What is the reason for borrowing money? You'll need to be clear about what you're borrowing for and if there's an alternative workaround.

2.How much money do you need? You'll need to know how much you want and how much you want to pay on your bill.

3.What is the financial situation of the other party? Make sure that the other party has enough money to lend you the money, and that the borrower will not affect his financial situation and livelihood during the borrowing period.

If you've sorted out the above questions, consider borrowing money from your loved ones with a few clever points:

1.Choose a suitable time and place to make sure the other person is not otherwise stressed or upset.

2.Be honest with them about your predicament while being clear about the amount you need and your repayment plan.

4.Ensure that you sign a loan agreement with the other party and fulfill your repayment obligations at the agreed time to avoid unnecessary harm.

Finally, remember that we are to respect the choices of our loved ones, and we should be grateful for their understanding and support even if they cannot help us.

Borrowing money from loved ones can be embarrassing and embarrassing, but sometimes it's really necessary. Here are some tips to help you get started:

1.First, be honest and honest about your difficulties and needs. Talk about your situation and the difficulties you are currently facing, so that your loved ones can fully understand your situation.

2.Think about how you're going to repay your money before you open your mouth to borrow money. Make a clear list of your repayment plan, say that your repayment ability is clear, and let your loved ones know about your financial situation and future repayment plan.

3.Respect the wishes and decisions of loved ones. If the other person is not willing to lend you money, don't force it and respect the other person's decision.

4.Let's start with a word of thanks. Before you ask to borrow money, show your gratitude to your loved ones and let them know that you value the help they have provided you.

Finally, borrowing money is something that should be approached with caution. If possible, try to find other ways to solve your financial problems.

Borrowing money from loved ones is a sensitive matter that needs to be handled with care. Here are some suggestions:

Be honest and upfront about your situation: Before borrowing money from your loved one, you should be honest about your situation, why you need to borrow money, and how you plan to pay it back. This avoids misunderstandings and unnecessary guesswork, increasing the understanding and trust of the other party.

Respect the other person's opinions and decisions: Even if you think borrowing money is the best option, you should respect the other person's opinions and decisions. If the other person refuses your request, try to understand their position and look for other ways to help.

Make a clear plan: Before borrowing money, you need to have a clear plan that includes how much to borrow, when to repay, interest, etc., so that both parties can clearly understand the terms and limits of the loan.

Maintain a good relationship: Whether you are borrowing money or not, you need to maintain a good relationship with your loved ones. Try to avoid conflicts or disagreements due to borrowing issues, and being able to repay the loan as soon as possible is the basis for maintaining the relationship.

In short, borrowing money from loved ones requires careful consideration, as far as possible appropriate ways and means to reduce possible risks and difficulties, and to pay attention to maintaining good family relationships.

The tone is sincere. If you really want to borrow money from friends and relatives, please be full of sincerity, explain your difficulties to the other party, and let the other party understand your current predicament. When borrowing money, you must have a good attitude and filial piety, no matter whether the other party is willing to lend you in the end, don't be angry with the other party.

1. Be silent before you speak.

Generally speaking, when encountering this kind of problem, it is necessary to be silent before speaking. In this way, it will give the relative the feeling that you are thinking about it and deciding whether to lend him money, and at this time, the relative will have no bottom in his heart, and when he says the amount later, it will not be too much.

And if you directly reply "how much to borrow", it is equivalent to sending a signal to relatives: I have a lot of spare money, just say how much you want to borrow, and I will call you later. If you don't borrow much in the end, it will definitely cause complaints from relatives.

Therefore, when this happens, it is very effective to be silent first, so as not to lose yourself the excellent opportunity to refuse to borrow. It can also gain the upper hand when borrowing money in the future, and will not cause dissatisfaction among relatives because of less borrowing.

2. Think about the amount of borrowing.

After doing the previous point, you can continue this method. That is, you should think about the amount of borrowing in your heart, you can't borrow as much as your relatives say, you must take into account your actual situation, and know that how much you borrow will not affect you. Otherwise, if you accidentally borrow too much, you may make your life difficult, which is not good.

You know, "borrowing money" is a problem. However, whether it is to friends, colleagues, relatives, etc., when borrowing money, you need to think about the amount of money you want to borrow, and if the other party does not repay the money, it can also play a role in coping.

It's like friends who usually play well, they can borrow more, they are already familiar with each other, and they won't be afraid that the other party will not pay back; For relatives who rarely have contact, you can borrow less, a few thousand yuan, so that it will not have a great impact on yourself, and even if you don't pay back, you won't care too much.

3. When borrowing money, learn to make IOUs.

Although the "IOU" is a bit unpleasant, it is still very effective in the face of huge loans. For some relatives, they often borrow tens of thousands of dollars when they open their mouths, and they don't think about whether the other party can get so much money at all, as long as they can borrow in the end. For this kind of relative, you need to learn to make an IOU and leave a loan certificate for yourself, so that it is also helpful to find the other party to repay the money in the future.

This is a point that many people will overlook, but it is often the most effective, and it may avoid the situation where relatives do not pay back. Of course, for those small amounts, there is not much need for IOUs, but for those tens of thousands, or even tens of thousands, IOUs are still necessary, which can reduce a lot of trouble for yourself.

Summary: For many people, how to deal with relatives borrowing money is a rare thing, and they don't know what to do. In fact, this kind of thing is entirely personal, and if you simply deal with the problem, it will become easier, and vice versa.

The above 3 practices can be considered, and they are still helpful to the problem of relatives borrowing money.

If you really meet relatives to borrow money from yourself, it depends on what age you are, if you say that you rely on your children's living expenses, then this kind of easy reply, our husband and wife are at home with children, and there is no money around, because the living expenses are given by the children, if you are a young person, you can say so, although you are working to earn money but you spend it while earning, and you don't have any money, so you don't have more, and you won't want less.