Is there a handling fee for interbank transfers in Canada?

Transfers will inevitably incur handling fees, especially for inter-bank transfers, which vary from bank to bank and charge for transfers through different channels.

Generally speaking, the same bank does not charge a handling fee for intra-city transfers, and the transfer fees of the same bank in different regions will be different.

In addition, the transfer fees of different banks and channels vary.

Take Bank of China as an example: (1) If the transfer is less than 2,000 yuan, the counter inter-bank transfer fee is 2 yuan, and the ATM transfer is yuan, and mobile phone and online banking are free. (2) Transfer 2000-5000 yuan, the counter inter-bank transfer fee is 5 yuan, ATM transfer is 6 yuan, mobile phone, online banking is free.

3) Transfer 5,000-10,000 yuan, the counter inter-bank transfer fee is 10 yuan, ATM transfer is 12 yuan, mobile banking is free, and online banking is 10 yuan. (4) Transfer 10,000-50,000 yuan, the counter inter-bank transfer fee is 15 yuan, ATM transfer is 18 yuan, mobile banking is free, online banking is 15 yuan. (5) For transfers of more than 50,000 yuan, the counter inter-bank transfer fee is the transfer amount, up to 50 yuan, ATM is not supported, mobile banking is free, and online banking is the transfer amount, up to 50 yuan.

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Of course, there is a fee.

Summary. After the bank makes the first outbound remittance, the bank keeps an electronic version of this information. When you remit money again in the future (as long as it is remitted to the same person, the information is the same as the previous remittance), you don't need to fill in the form again, the bank can directly access the information, and the machine typed **.

This also avoids mistakes when handwriting. Very convenient. There is also a handling fee for the collection, and the charging standard of each bank is different, probably dozens of dollars.

Dear, hello, I have received your question here, please wait a while, I will answer it for you Dear kiss year, domestic remittance to Canada Xiangshu, remittance of 10,000 Canadian dollars, the handling fee is generally about 200 yuan, directly deducted from the country. Now the speed of remittance is very fast, and it can be remitted to the account of the Canadian bank in 1-2 working days.

After the bank makes the first outbound remittance, the bank keeps an electronic version of this information. When remitting money in the future (as long as it is remitted to the same person, the information is consistent with the previous remittance to do orange ridge), there is no need to fill in the list again, Wufu Bank can directly access the information, and the machine typed **pure infiltration. This also avoids mistakes when handwriting.

Very convenient. There is also a handling fee for the collection, and the charging standard of each bank is different, probably dozens of dollars.

Whether you save money or not lies in:

1. Which bank in Canada is your account opened in?

2. What is the remittance fee of your bank?

3. The currency you remitt, whether it is Canadian dollars or other convertible currencies 4. Which bank of the beneficiary is in China.

Theoretically, Bank of China is the bank with the largest number of branches in China abroad, so international remittance is very fast and convenient, and many other banks in China need to transfer through Bank of China, which will incur fees and time delays. (Of course, this advantage of Bank of China in big cities is not obvious, if the payee is in a second-tier city, it is recommended to do it with Bank of China).

If you choose a Chinese bank in China as the beneficiary bank, then if you can, it is recommended that you open an account in the Bank of Canada to handle remittance and remit Canadian dollars, so that your remittance route is the most direct and fast, no need for a transit bank, if there is no statutory holiday, generally on the same day (excluding the time difference factor, because the time zone in Canada is different) can be received. At the same time, choose Canadian dollars, then you can avoid the loss of the exchange rate difference between Canadian dollars and US dollars when remitting, and the cost of remittance is borne by the remitter, and the fees that need to be borne are all the costs of this amount.

Generally, US dollars, if there is a local Bank of China, can be remitted to a domestic account with the same name through Bank of China, so that it can be a one-time RMB