Is it possible to add a loan to IKEA Loan, and it is not very clear whether Yiren Loan can add a loa

It is recommended to apply for loan business through formal channels for financing, and you can consider applying for ABC's online quick loan business.

2) The borrower understands the product situation, the basic conditions of the loan and the handling process.

3) Fill in the basic information, the term of the loan to be applied, the borrowing and repayment account, the mailing address, etc.

4) The system verifies the validity of the mobile phone number.

6) Confirm the loan information, the amount of the loan to be applied for, the purpose of the loan, etc.

The annual interest rate of NetRapid Loan: The interest rate of mortgage customers will rise by 15%, and the interest rate of non-mortgage customers will rise from 15% to 50%. ABC will make interest rate adjustments in a timely manner according to market conditions.

The term of the loan shall not exceed one year.

Purpose of NetJet Loan:

1) The online quick loan business is used for personal consumption and shall not be used for purposes prohibited by relevant national laws, regulations and credit policies.

2) The online fast loan adopts the method of issuing cash credit.

If you need other help, you can further call the customer service center of ABC for verification.

<> Yiren Loan can be re-loaned, as long as the repayment is full of one year or half of the repayment, you can re-take the loan. You will also need to prepare the following documents when you take out a top-up loan or apply for a loan:

1. Valid ID card;

2. Proof of permanent residence or valid residence, and proof of fixed residence;

3. Proof of marital status;

4. Bank statement;

5. Proof of income or proof of personal assets;

6. Credit report;

7. Loan purpose use plan or statement.

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Yiren Loan cannot be re-loaned, and the previous loan must be repaid before you can apply for a loan again. And hello to meet the following conditions:

1. Natural persons between the ages of 18 and 65;

2. The actual age of the borrower plus the loan application period should not exceed 70 years old;

3. Have a stable career, stable income, and the ability to repay the principal and interest of the loan on time;

4. Good credit information, no bad record, and the purpose of the loan is legal.

I believe that many friends know that Yirendai has many investment and loan products, which is a relatively well-known P2P platform in the industry, so it is relatively safe and reliable, and there will be no privacy leakage and fraud. Now Yirendai has a platform called Additional Loan, and many people say that it has been rejected, so what should I do if it is not approved?

1. Why did the additional loan of Yiren Loan not be approved?

If you want to know why you were rejected, you must first understand the application conditions for additional loans;

Judging from the situation, the additional loan needs to be provided by the userCredit card bills, mobile phone contacts, e-commerce platforms (e.g., **, JD.com), mobile phone carriersand so on, and need to receive an invitation SMS from Yirendai to be eligible.

Therefore, many users cannot see the entrance to the additional loan, probably because the system determines that you are not eligible to apply for the time being, so the entrance will not be opened to you.

Once you receive the invitation SMS, it may not be able to open it, and Yirendai will review the information submitted by the user, and if it does not meet the requirements, it will be rejected directly.

2. What should I do if the additional loan of Yiren Loan is not approved?

1. Credit card statement. Since the credit card bill records the user's consumption and repayment, if the monthly consumption is low and there is a situation of overdue repayment, it will affect the pass rate, and the card with high limit, common use and good reputation can be replaced.

2. The phone is not optimized. Since the additional loan will authorize the address book and operator, once it is found that the real-name authentication is too short, there is collection information, and there are too few contacts, it may also be rejected.

All in all, if you continue to optimize your personal information and participate in Yirendai products, you will have another chance to re-apply and pass with the accumulation of Shennian reputation.