How to surrender Wukong insurance, what is Wukong insurance, and how to surrender insurance

I just helped my mother successfully surrender the insurance last week, and it was also automatically deducted for 220 months, here is the solution:

First, first turn off the automatic deduction of this insurance in VX [I - Pay - Payment Management - Deduction Service].

Second, check the policy from the VX deduction notice to see which insurance company is underwritten, call the insurance company's manual customer service, explain the situation, and let the customer service arrangeFull surrender。The customer service will generally say that the situation has been recorded and it will take a few business days to process or something. It doesn't matter, tell the other party in a serious way, if you can't surrender the policy in full, you will complain to the China Banking and Insurance Regulatory Commission, suspecting that the insurance company and the third-party platform are falsely advertising and defrauding consumers.

On the third day after I did the above, the insurance company paid for itAllReturned.

Hopefully, this answer will help others who have been cheated.

You need to contact customer service to provide proof of your push, but a large part of the fee will be deducted.

**Company, fool you to participate, there are no procedures, even the insurance content**Company, fool you into participating in insurance, never tell you to deduct the fee, and the term, insurance terms and content are the same, surrender only one-third. Pit people.

Wukong Bao is really too tricky. I was unknowingly bypassed, and 195 yuan was directly deducted from my bank card without knowing it. May I ask?

How did he know the bank card password without the other party's consent? I woke up in the morning and was shocked to find a text message showing a quick payment of 195 yuan. Can't figure out what kind of company this Wukong Bao is?

**Company, right? I don't think much about it, I just want to surrender the policy.

I want to complain about Wukong Bao: I hit dozens of ** to surrender the insurance: he didn't give me a refund: I didn't agree to the insurance and deducted my money: Is there such a company: I must refund it:

Wukong Insurance's ** is fake and can't get through.

Deceived the company, don't be fooled.

I want to surrender the policy, I don't insure.

I want to surrender the insurance, yesterday I talked about surrender, and today I don't return it, why, Wukong Bao.

Hurry up and retreat, you don't need your miscellaneous mess.

There is no Wukong insurance yet, so there is no way to know how to surrender the policy?

1. What kind of insurance is Wukong Bao?

1. Wukong Bao is not insurance, but an Internet insurance sales platform, established in August 2015, is an insurance customization platform under Beijing Wukong Bao Technology. It has the qualification of insurance product customization and sales.

2. There are a variety of insurance products sold on Wukong Bao, including critical illness insurance, medical insurance, term life insurance, accident insurance, cancer prevention medical insurance and other products, which are not underwritten by Wukong Bao, but by insurance companies. Wukong Bao has cooperated with more than 20 insurance companies, including Pacific Insurance, Centennial Life, Taikang**, Hongkang Life, Hengqin Life, Ping An Health, Guohua Life, etc.

2. How to surrender Wukong Bao?

1. Online surrender.

2) Pay attention to Wukong Bao's ***, and then select [Personal Center] at the bottom of the menu bar, click [After-sales service], you need to bind your own identity, there will be a [I want to surrender], click on it, basically according to the system prompts step by step, you will generally need to upload your own electronic policy and other things, and then enter the review period, after the audit period is over, it is to wait for the money to arrive. Operating Environment:

Make model: iphone13

2. Offline surrender.

1) Wukong Bao should also have offline service points, and the operation process is also similar, call **ask the local ** offline service point, and then directly prepare some information according to its prompts, such as insurance contracts, personal ID cards, bank cards, entrustment ** application form (only needed when entrusting** person to handle it), insurance premium delivery certificate, etc.

2) After submitting these documents, it will enter the review stage, which will take about 3 days, and the insurance company will notify the bank to directly transfer the money to the bank that was submitted before.

Extended Information: Is there a handling fee for the surrender of Wukong Insurance?

If it is said that the second month after the purchase of Wukong Bao deduction, it is directly the cash value refund, directly into the surrender process, this is mainly the hesitation period outside the surrender policy, whether you are in the hesitation period or the hesitation period outside the surrender will not have a handling fee, the hesitation period is a full refund, because it is an Internet product, it is automatically completed by the system, so there is no need for a handling fee.

01. If you want to surrender through the Wukong platform, you can directly open WeChat, and then search for Wukong Bao's *** in WeChat. After clicking to enter***, we can find the personal center at the bottom of the menu, after entering the personal center, and then click on the option of after-sales service, in which we need to bind our identity. After binding the identity information, click directly, I want to surrender the policy, and then you can see the policy you have purchased, and then we can operate according to the prompts on the page.

02. This is actually a more direct way to find an insurance company to return, we can directly contact the customer service staff of the insurance company through **, and then complete the entire process of surrender through the customer service staff. However, it should be noted that when the policy is surrendered, it is not necessary to repay all the premiums paid, and it mainly depends on how the original contract was signed. <>

Secondly, you have to look at the time of surrender, if it is said that the policy is surrendered during the hesitation period, then the insurance company needs to refund the premium paid in accordance with the regulations, and some insurance products may deduct about 10 yuan of the cost of production. However, if the cooling-off period has passed and the policy is surrendered, the insurance company will basically not refund the full amount at this time, but only the current value of the policy. That is to say, surrendering the policy during this time period will bring the same economic loss as the chaotic decision, and the hesitation period of most insurance products is about half a month.

Generally speaking, if you need to buy insurance, you should still think about it clearly, and don't surrender the insurance after the hesitation period, otherwise it will really outweigh the losses and the losses will be more.

Of course, if you want to surrender the insurance, you can ask the customer service of the insurance company and ask him to help surrender the insurance, or you can log in to the app of Wukong Insurance and operate the surrender directly on the app.

You should give the customer service this round of **, you can't surrender the insurance on the app, you must let the customer service help you surrender the insurance, and you will be deducted some handling fees when you are hungry when you surrender the insurance, and a lot of money will be deducted.

You can bring the relevant insurance contract, and then bring the personal identity certificate and receipt to the counter to handle the surrender of the insurance. However, a certain fee will be deducted.

You can go to the relevant insurance agency to understand the surrender process, or you can apply for surrender, submit the information and materials for surrender, and then wait for processing.

Generally speaking, you only need to find customer service and say your requirements, and the customer service will let you follow the relevant process.

What is Wukong Bao and how to surrender the policy.

2. Click "After-sales Service";

3. Click "I want to surrender the policy";

4. Enter the corresponding insurance policy to operate;

Method 2: Call the insurance company to surrender the policy.

Full Surrender Status:

1. Surrender the policy during the hesitation period.

2. When purchasing, I was misled by the salesman, exaggerated and falsely advertised.

3. There are illegal operations in the transaction process, such as signing on behalf of others, answering return visits**, rebates, etc.

Details of the surrender

1. Surrender during the hesitation period: The insurance contract usually has a hesitation period of 10-15 days, and the premium can be refunded almost in full if the policy is surrendered during the hesitation period. However, it should also be noted that there is no hesitation period for some types of insurance, such as short-term accident insurance.

2. Surrender after the hesitation period: The surrender of the insurance contract can only refund the cash value of the insurance, and the loss of the premium refunded is different according to the time of the insurance contract. You can call the insurance company's customer service** to check the cash value of this contract.

Surrender means that the customer cannot renew the insurance for various reasons after a certain period of insurance (the time limit for surrender is generally specified in the insurance policy), and the surrender procedure must be completed. Its main work is done by salesmen. The salesman will bring the policyholder's letter of entrustment (which must be signed by Lu Youhong's customer in person) and the policyholder's identity document to the insurance company to go through the surrender procedures.

Supplementary Information:

1. Cash value.

Cash value refers to the fact that there is a cost for an insurance company to operate every insurance product.

Cash Value = Premiums Paid Operating Costs of the Insurance Company + Interest Generated by Premiums Paid.

2. Provisions for surrender in the middle of the policy.

If the policyholder surrenders the policy in the middle of the policy, especially in the first two or three years, the policyholder will bear most of the financial loss. For example, for long-term insurance, the cash value in the previous years is not high, and you can only get a little money back when you surrender the policy.

1. Wukong Bao can be surrendered.

II.1Wukong Bao is an Internet insurance sales platform, and a number of insurance companies have cooperated, consumers can find their own insurance products on this platform to insure, if they feel dissatisfied, they can also surrender at any time, if the policy is surrendered during the hesitation period, the cash value of the policy can generally be refunded, if the policy is surrendered after the hesitation period, the cash value of the policy will be refunded.

2.Wukong Bao surrender, you can use the computer: MacBook Pro MOS14 to open the Google version, find the Wukong Insurance webpage, find the surrender link on the "My Policy" page to return, or you can find Wukong Bao customer service staff to assist in surrendering.

Or go directly to the insurance company's underwriting company with the relevant information to go through the surrender procedures.

3. Surrender means that the customer cannot renew the insurance for various reasons after a certain period of insurance (the time limit for surrender is generally specified in the insurance policy) and must go through the surrender procedures. Its main work is done by salesmen. The salesman will take the power of attorney of the policyholder (must be signed by the customer in person) and the identity document of the policyholder to the insurance company to go through the surrender procedures, and then receive the surrender money and hand it over to the customer.

The customer only needs to sign or stamp the refund receipt to complete the surrender procedure. Documents required for surrender 1. Application for surrender: specify the reason and time for surrender, the insured needs to be stamped if it is a unit, and it needs to be signed if it is an individual.

2. Insurance policy: original copy is required. If the insurance policy is lost, it will need to be reissued in advance.

3. Insurance premium invoice: the original is generally required, and sometimes a copy is also required.

4. Proof of identity of the insured: the business license of the unit is required if the insured is a unit; It is an individual who needs an ID card.

Insurance surrender should fully consider your own demand for insurance and handle the surrender carefully.

Consider the following scenarios:

1. The original old product is not as good as the existing product, in this case, it is recommended to buy the new product first, and after the waiting period of the new product is passed, the old product should be surrendered to avoid the interruption of its own insurance protection caused by the replacement of the product.

2. If your physical health has changed compared with before, the new insurance product may not be able to pass the underwriting, and it is not recommended to surrender the insurance in this case. Surrender your policy carefully to avoid losing your insurance coverage.

3. When deciding to surrender the insurance policy, it is best to take out or transfer all the money in the bank card used to pay the insurance premium, so as not to surrender the insurance but the payment period has arrived, and the payment will be automatically deducted.

Be cautious about surrendering, and don't believe the advertisement for full surrender! Refund of premium according to actual situation!

If you accidentally click Wukong Bao to surrender the policy, you can call the customer service of the insurance company of the insurance product you are insured to apply for surrender, or go directly to the underwriting insurance company to surrender the policy, or you can entrust the insurance salesman to surrender the policy. Wukong Bao is not an insurance company, it can only be regarded as an insurance product sales channel, so if you need to surrender the policy, you still need to invest in the insurance product underwriting insurance company to surrender the policy.

It is best to choose to surrender the policy during the cooling-off period, which can generally refund the premium paid, and if the policy is surrendered after the cooling-off period, then the cash value of the policy can only be refunded.

Wukong Insurance is an Internet insurance technology platform established in August 2015, and has cooperation with major insurance companies, such as Pacific Insurance, Guohua Life, Centennial Life, Hengqin Life, Chinese Life, Taikang**, etc., consumers buy insurance in Wukong Insurance to return, directly call the insurance company's customer service ** to apply.

Wukong Bao is an Internet insurance customization platform, and the main business scope of the platform includes three business lines: life insurance, car insurance, and scenario insurance customization. If you want to**surrender, you can call Wukong Bao customer service**(400-661-3000) (dial with an Apple or Android phone)), which is 24-hour service.

The insurance products purchased by Wukong Bao are all online insurance products, so they can usually go through the surrender procedures directly on the platform. The surrender process is as follows:

WeChat (WeChat version search "Wukong Bao Yan Xuan"***, after entering ***, click "My Service" - "Personal Center" - "After-sales Service" - "I want to surrender" in the menu bar at the bottom of the morning, select the policy you want to surrender, and follow the prompts on the page to complete the surrender.

Note: If the policy has passed the cooling-off period, the insurance company will not refund the premium, only the cash value of the policy at the time of surrender, and the cooling-off period is generally about 15 days.

There are two ways to buy insurance online

Insurance Association of China directly belongs to the insurance company and insurance sales platform of ***, management office! The insurance sales platform that can be found on this is stable and has been reviewed and recorded, and the state allows the approval of the sale of insurance.

2. Look at the insurance license. There are two types of companies that can sell insurance, either insurance companies or insurance brokerage companies. Both of these are business licenses with state approval.

Advice: If you still don't understand, please consult a professional. One more insurance, one more protection.