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Rural business credit e-loan requires the platform to rate individuals, verify the loan amount, issue loan vouchers, and issue loan vouchers to users who meet the bank loan conditions after passing the review, and the borrower repays the loan on time.
Loan process: 1) Credit rating assessment. It is mainly evaluated according to the basic situation of the lender, the status of assets and liabilities, the status of production and operation, the degree of creditworthiness and other indicators. It is generally divided into three grades: excellent, better and average.
2) Approved credit limit. On the basis of the results of the credit rating assessment, the demand for funds, and the application for credit limit, the rural credit cooperatives shall verify and determine the credit loan limit of the corresponding level.
3) Issuance of loan certificates.
4) Loan application. When applying for a loan, you can apply for a loan within the credit limit with a loan certificate and a valid ID card (or household registration booklet).
5) Loan disbursement. After receiving the loan application, the rural credit cooperatives shall sign a contract after examination by the personnel of the credit counter (or the door and cabinet personnel), fill in the loan IOU, and then use the loan according to the regulations.
6) Repay the loan on time. The borrower shall repay the principal and interest of the loan in accordance with the loan contract.
This answer is provided by Youqianhua, a credit service brand under Du Xiaoman Finance (formerly Finance), which provides personal consumer credit services for the public and creates an innovative consumer credit model. Youqian uses artificial intelligence and big data risk control technology to bring users convenient, fast and reassuring Internet credit services. Click below on the mobile phone to measure the amount immediately, and the maximum amount you can borrow is 200,000.
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You can do it, but the fee is quite high.
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In the management fee, there are three options for the second level, which are the following three, which can be used.
1. Management expenses - start-up costs.
2. Management fee - consulting fee.
3. Management expenses - office expenses.
Be careful not to pay a registration fee, this payment is paid to the business that helps you do things, not to the registration authority, so do not write the registration fee.
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Borrow: Management Expenses - Start-up Costs.
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Borrow: Management Expenses - Start-up Costs.
Credit: Cash.
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If you do not have a corporate account, please replace it with the private bank card of the legal person on the business license.
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It's all the same, no matter what type? You can apply.
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Ren Duo is still the same as before, with cold words, he doesn't treat this little uncle as an elder at all.
Uncle Xiao is cheap, and he is still happy after being beaten down, and he can't close his mouth.
Ren Duo glanced at him, frowning and displeased, he really couldn't get used to Su Jing's virtue.
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1. Others do not need a business license to open Huabei to collect money because of good credit, good payment behavior, and complete information. Because everyone must use a business license to open it, but if you don't have a business license, you can use a relative's opening to open it.
2. Introduction to the process of opening Huabei collection:
1. First of all, open Alipay, as shown by the arrow in the figure below.
3. After entering the "My" page, select "Merchant Services", as shown in the figure below.
5. After entering this page, click on the arrow in the picture to open a small window, as shown in the figure below.
6. In the small window, select "Not Me", and then click "OK", as shown in the figure below.
7. After choosing, upload the "Business License, Letter of Instruction and Door Photo Diagram" as required, and finally click "Agree to the Agreement and Submit", as shown in the figure below.
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Open Alipay's collection function and click on it.
Find the merchant service inside.
Click Get Official Code.
This step will be a bit slow and will require a little patience.
There is a small question mark in this position to apply for a collection code.
Click on the money collection function to open Huabei.
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Don't open it early, you should want it now.
In addition, it should come according to credit.
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2 individual industrial and commercial households. There are 5 enterprises in nature.
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There are currently two ways that I use more often;
First, the official website of the People's Bank of China has an information column for querying the third-party payment license, which can be queried (but it is easy to be found on the card webpage).
The second is the China Payment Industry Network, which also has a column for readers to query, which is relatively humanized and designed;
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Why do you need to review a business license? Is there an electronic business license applet? If someone else wants to pay the code, try not to give it.
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No, it can only be one account, if you use another company's account, you need to use another company's account entity.
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