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Xueba talks about insurance, and teaches you to choose the best insurance for your child! This year, the comparison table of 136 hot-selling juvenile critical illness insurance has been updated
Click to claim now, we believe that we can help you choose the right insurance for your child.
How to buy insurance for your child
This problem makes many parents have no idea where to start, so let's sort out the methods and ideas for buying insurance for their children! Follow these three points:
First, the country's medical insurance must be handled!
After the child is registered, the first thing to do is to complete the medical insurance. Whether it is a major illness or a minor illness, basic medical insurance is particularly important, which is the basic security welfare given by the state, and must be handled well.
Second, after running medical insurance, it is necessary to consider fully configuring commercial insurance, and it is recommended to give priority to critical illness insurance + medical insurance + accident insurance.
Let's start with critical illness insurance, which provides coverage for as long as possible. In addition, critical illness insurance can pay a large amount of cash directly after getting sick, which can not only solve the problem of medical expenses, but also solve many additional expenses caused by illness, such as missing homework due to illness, or some irreparable losses in subsequent life, which require a lot of cash to make up. Buying a pure protection critical illness insurance policy can be used to solve these problems.
In addition, medical insurance can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, with an annual premium of one or two hundred yuan, you can buy an insurance amount of 10,000 yuan, which is very cost-effective.
Finally, to configure an accident insurance, the child's accident insurance is very cheap, 200,000 yuan per year is only sixty or seventy yuan, which can protect the child's accidental death, disability and medical expenses caused by the accident, and the cost performance is very high.
Third, what insurance should not be bought for children?
Don't assign life insurance to your child, and try not to attach both liabilities to critical illness insurance. I know the specific reasons in this articleWhy is it so hard to buy child insurance? You'll know when you see it!
has been introduced in detail, because it has been clearly stated in the manuscript, I will not say too much here.
According to the idea I gave you to configure insurance, if it is for the child to configure regular protection, 1000 yuan per year can be configured comprehensively, if you buy lifelong protection, it is only two or three thousand per year, not expensive, and very useful.
That's all for me"After getting married, the hukou did not move to the man's house! Can the woman's own medical insurance be reimbursed when she gives birth? "All of them, I hope it helps you! Hope!
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Generally, it does not affect reimbursement, but there may be discrepancies in the regulations of individual places, so you can consult your local relevant billing structure for details.
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If the woman has no social security, the man can be reimbursed if he has social security.
The husband's maternity insurance can be covered by the wife. According to the relevant laws and regulations of our country, maternity insurance is a social insurance system in which the state and society should provide living security and material assistance in a timely manner when working women temporarily interrupt their work due to the birth of children. The law stipulates that as long as an employment contract is signed with an employer or a de facto employment relationship is formed, both men and women should participate in maternity insurance.
According to Article 54 of the Social Insurance Law of the People's Republic of China, if an employer has paid maternity insurance premiums, its employees are entitled to maternity insurance benefits; The unemployed spouse of an employee shall be entitled to maternity medical expenses in accordance with the provisions of the state. The social insurance program is organized by **, forcing a certain group to form social insurance ** as a part of its income as a social insurance tax, and under the condition of meeting certain conditions, the insured can receive a fixed income or compensation for losses from **, it is a redistribution system, and its goal is to ensure the reproduction of material and labor force and social stability.
In China, social insurance is an important part of the social security system, and it occupies a central position in the entire social security system. In addition, social insurance is a kind of contributory social security, and the funds are mainly paid by the employer and the worker himself, and the government will subsidize and bear the ultimate responsibility. However, only when the worker fulfills the statutory payment obligation and meets the statutory conditions can he enjoy the corresponding social insurance benefits.
Legal basis
Social Insurance Law of the People's Republic of China
Article 64 Social insurance** includes basic endowment insurance**, basic medical insurance**, work-related injury insurance**, unemployment insurance** and maternity insurance**. In addition to the basic medical insurance** and maternity insurance** combined accounts and accounting, other social insurance** according to the type of social insurance insurance separately set up and accounted for separately. Social insurance** implements a unified national accounting system.
Article 56 Employees who have any of the following circumstances may enjoy maternity allowance in accordance with the provisions of the State:
1) Female employees are entitled to maternity leave when they give birth;
2) Yamatega is on leave for family planning surgery;
3) Other circumstances provided for by laws and regulations.
The maternity allowance shall be calculated and paid according to the average monthly salary of the employee in the previous year.
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If you marry in a foreign country and do not move your household registration, you still pay for medical insurance, but the payment location is different. After giving birth, the child's hukou can be in the place where the mother's hukou is located, or it can be in the place where the father's hukou is located.
1. If you marry a foreign country and do not move your household registration, you can apply to the local social security bureau.
1. Medical insurance refers to social medical insurance. Social medical insurance is a social insurance system established by the state and society in accordance with certain laws and regulations to provide basic medical needs for workers within the scope of protection when they are sick.
2. Social medical insurance is a social insurance system established by the state and society in accordance with certain laws and regulations to provide basic medical needs for workers within the scope of protection when they are sick.
3. It has the characteristics of "low-level and wide coverage", and the payment is based on the expenses that most units and individuals at the low level can bear, covering all units and employees in urban areas, and the staff of different units can enjoy the right to basic medical insurance. The insured can enjoy it for life after the end of the payment period.
Second, the application procedures for medical insurance in different places.
1. After going through the confirmation procedures for medical treatment in other places, the insured can go to the designated medical institutions in other places that have been recognized for medical treatment. The amount of their personal medical account will be deducted from any of the health insurance card outlets and used for general illness expenses in the ward outpatient clinic and the cost of medication and dispensing at the pharmacy.
2. If the insured suffers from an emergency during a business trip, study or family visit in other places (except Hong Kong, Macao and Taiwan), he or she can go to the local public hospital for treatment, and the outpatient medical expenses shall be reimbursed by the insured himself; The expenses incurred in the approved hospitalization (including emergency stay**) shall be paid by the insured in cash, and the person in charge of the company shall apply for reimbursement to the Municipal Medical Insurance Center with the following information.
Regarding the "checkpoint phenomenon" of remote agencies and personnel, relevant experts said that the local medical insurance department's management of remote agencies and auditors is relatively weak, so as long as the local medical insurance policies are inconsistent, such agencies and personnel will be given certain powers, "moral hazard However, it is impossible to supervise it and increase the burden on taxpayers."
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If you marry in a foreign country and do not move your hukou, medical insurance is paid there when you go to work, and social security is also, you can pay it in the place where your hukou is located, but it is inconvenient to use. Giving birth to a child can be registered with the father or the mother, mainly depending on the conditions of the party.
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The hukou is in **, the medical insurance is paid there, and the child can be registered with the woman or the man!
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If you marry in a foreign country and do not move your household registration, the medical insurance is still paid by your mother's family, and the child born is naturally on the child's father's household registration.
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If he is not aware of his household registration, then the medical insurance should be transferred to his place of residence and paid by himself. In fact, you can also pay on your own mobile app. In the future, the household registration of the child can fall on the father's household registration book, or it can fall on the mother's household registration!
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If you marry in a different place and don't move your hukou, the medical insurance is still paid at your mother's house, because the hukou is in **? The child's household registration can fall on the father's household or the mother's household.
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Summary. If the man has maternity insurance, he can reimburse the woman's prenatal examination and hospitalization expenses You need to hand over the birth certificate, birth certificate, diagnosis certificate, marriage certificate, and all expense receipts to the man's unit after discharge, and go to the Social Security Bureau for reimbursement The copyright belongs to the cheese fruit back to the middle of the answer** or the original root is reversed Medical insurance cannot be used, only the insured can use it If the man has maternity insurance, he can reimburse the woman's prenatal examination and hospitalization expenses You need to hand over the birth certificate, birth certificate, diagnosis certificate, marriage certificate, and all expense receipts to the man's unit after discharge. Go to the Social Security Bureau for reimbursement. If a male employee who has participated in maternity insurance has paid maternity insurance premiums for 12 consecutive months, and his or her spouse is a non-urban population who has not participated in maternity insurance, an urban unemployed person, or has participated in maternity insurance but has paid premiums for less than 12 months (excluding supplementary payment), a one-time maternity medical expense subsidy of 50% of the maternity medical expenses of the female employee shall be provided.
If the man has maternity insurance, he can reimburse the woman's prenatal examination and hospitalization expenses You need to hand over the birth certificate, birth certificate, diagnosis certificate, marriage certificate, and all expense receipts to the man's unit after discharge, and go to the Social Security Bureau for reimbursement The copyright belongs to the cheese fruit back to the middle of the answer** or the original root is reversed Medical insurance cannot be used, only the insured can use it If the man has maternity insurance, he can reimburse the woman's prenatal examination and hospitalization expenses You need to hand over the birth certificate, birth certificate, diagnosis certificate, marriage certificate, and all expense receipts to the man's unit after discharge. Go to the Social Security Bureau for reimbursement. If a male employee who has participated in maternity insurance has paid the maternity insurance premium for 12 consecutive months, he or she belongs to the non-urban population who has not participated in maternity insurance, the urban unemployed, or has participated in the maternity insurance department but has paid for less than 12 months (excluding supplementary payment), and the one-time maternity medical expense subsidy of 50% of the maternity medical expenses of the female employee shall be paid.
Hope it helps.
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Summary. Yes.
1. For newly-born babies, the permanent residence can be declared at the household registration authority where the father's or mother's permanent residence is located; 2. Therefore, if the husband and wife are not on the same household register, they need to provide the household registration book of both parties; 3. To confirm whether the child is in another place of household registration. 2. Newborn household registration declaration procedures: 1. "Birth Medical Certificate" issued by the hospital.
2. Family Planning Service Manual issued by the family planning department; In the case of unplanned births, the certificate issued by the family planning department at or above the town level where the mother of the baby is located shall be presented. 3. The collective household registration book or family household registration book of the baby's father or mother. 4. Other relevant materials.
5. If you are born in a cross-year and have not settled in your permanent residence, you should apply to the police station with the above materials and report to the municipal bureau for approval.
Can the woman's household registration not be moved to the man's side, and the newborn medical insurance card can be handled?
1. The newly-born baby can declare the permanent residence at the household registration authority where the father or mother has permanent residence; 2. Therefore, if the husband and wife are not on the same household register, they need to provide the household registration book of both parties; 3. It is used to confirm whether the number of children is declared in the location of another household registration. 2. Newborn household registration declaration procedures: 1. "Birth Medical Certificate" issued by the hospital.
2. The "Family Planning Service Manual" issued by the family planning department; In the case of unplanned births, the certificate issued by the family planning department at or above the town level where the mother of the baby is located shall be presented. 3. The collective household registration book or family household registration book of the baby's father or mother. 4. Other relevant materials.
5. If you are born in a cross-year and have not settled in your permanent residence, you should apply to the police station with the above materials and report to the municipal bureau for approval.
My bad household registration is in my mother's house and has not moved to my husband's side, and the baby's household registration is on my husband's bad chain family, what documents do I need to bring to apply for a social security card for my baby alone? Do I need to bring my Hukou booklet?
I've already passed the above on what documents you need to bring.
Look closely. You need to bring your household register.
Okay thank you. You're welcome.
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Summary. Hello, I'm glad to answer for you, it is necessary to relocate, rural cooperative medical care is generally paid in the place where the hukou is located, so you can't pay at the man's place if your hukou is not moved to the man. After the marriage, the woman's household registration is transferred to the man's side, and the woman's original new rural cooperative medical care needs to go through the relevant procedures for relocation.
After getting married, does the woman's rural medical insurance need to be relocated to the man's household registration?
Hello, I am inquiring for you here, please wait a while, I will reply to you immediately Hello, very old or happy to answer for you, it is necessary to handle the migration, the rural cooperative medical service is generally paid in the place of the hukou, so your hukou has not moved to the man, that cannot be paid by the man. After getting married, the woman's household registration is transferred to the man's side, and the woman's original family register is required to go through the relevant procedures for relocation.
I hope the above is helpful to you If you are satisfied with me, please give me a thumbs up
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There is no necessary relationship between a man and a woman and whether the household registration of both men and women must be moved together. Therefore, after getting married, when a man moves into the woman's house, the man's hukou does not necessarily have to move from the man's original hukou to the woman's house.
Of course, yes, but you need to go through some procedures, the woman needs to take the marriage certificate and household registration book, when the police station where the woman's household registration is located, change the marital status, and then issue a household registration certificate, and then both men and women take their respective ID cards, household registration books, marriage certificates, to the man's village committee to issue a certificate, and then go to the police station where the man's household registration is located, fill in the household registration application form, and wait for approval, you can go through the household registration procedures.
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