Hongshou annuity dividend. Corning

Corning insurance is a health insurance that pays out for critical illness or disability or death during the insurance period, as stated on the first page Chinese of the contract for the sum insured.

There are two types of Corning insurance: term and life.

I don't know if you're fixed-term or lifelong, fixed-term: the insurance period is 70 years old, and the insured accident (critical illness or high disability or death) that occurs during the insurance period will pay the insurance benefit according to Chinese the basic insurance amount specified in the insurance contract.

If the insured survives to the age of 70, Chinese Life will refund the insurance premium paid (without interest).

Lifetime: The insurance period is lifelong, and Chinese Life will pay 3 times the basic insurance amount stipulated in the insurance contract for insured accidents (critical illness or high disability or death) that occur during the insurance period.

Hongshou Annuity is a pension insurance.

The insured person shall receive an old-age pension of 5% of the basic insurance amount every year from the date of the insured age specified in the contract.

If the insured survives to the age of 80, the contract of Chinese Life Payment is terminated at a lump sum of 2 times the basic insurance amount.

If the insured dies during the insurance period, Chinese Life will pay the death benefit at twice the basic insurance amount.

Dividends: Dividends are uncertain and are paid according to the business situation of Chinese Life, and customers can withdraw them at any time.

Hope it helps.

Deng Sheng, Chinese Shou.

The insurance coverage is subject to the insurance contract, you can take a look at the terms of the insurance liability and exclusion part of the insurance contract.

Annuity is to pay a pension on an annual or monthly basis after a certain number of years, generally at the age of 50, 55, 60 years old, until death.

In the event of death (caused by illness or accident) during the payment period, the premium and a certain dividend (non-guaranteed) will be refunded, and the premium will not be waived if there is no payment in the event of a serious illness or accident.

First of all, participating insurance has the possibility of risk when the interest rate fluctuates, which will be borne by the insurance company and the customerThis indirectly increases the stability and security of insurance, and directly reduces the losses and risks caused by the decline in interest rates. This can alleviate some worries for the average family.

And precisely because of this, there is no concern that the profit of participating insurance will decline due to inflation, and it is not cost-effective, because it is linked to the average of income and prices, which is its biggest feature.

When it comes to participating insurance, insurance experts with decades of experience have this to say! In order to avoid losses, you must pay attention to what is said nextWhy do many people buy participating insurance but want to surrender it? What are the tricks in participating insurance?

The second point is that the dividend at the end of the year is compoundedTherefore, we can experience a snowball-style capital accumulation method at one time, and truly achieve profit! Not only that, but this year-end dividend feature of participating insurance also gives us a sense of being a shareholder of the company, letting us know how reliable and reassuring this method is.

Taikang Life Insurance is also very transparent in the dividend design, customers can consult Taikang's financial planners, so that they can intuitively know their own profit channels and channels.

The third point is for some families who don't like high risk or can't afford high riskThis type of participating insurance is also very suitable. Because this kind of relatively low-risk and high-security investment is affordable to the general public, it is universal. For the middle class, this investment route is low-risk, but the income is high, and there are many traditional investments in banks, so it is a good choice.

In addition, Taikang Life's participating insurance withdrawal and deposit process can be completed online, which can save funds and improve the utilization rate of funds, and save a lot of funds in the long-term accumulation.

If you are hesitant to buy Taikang Life's participating insurance, you can consult Mint Insurance, which is built by a team of industry veterans to build a complete professional content system such as insurance concepts, insurance misunderstandings, product evaluation, program configuration, and practical strategies, so as to improve insurance awareness step by step.

Hello. I don't know how much you paid and how many years. Let me give you an example. Refer to it for yourself.

Insurance: Taikang Anxiang Life B Insurance (Participating) (90% at the age of 65).

Insured and Insured: Mr. ZhangGender: Male.

Age at the time of application: 30 years old Payment period: 20 years.

Insurance amount: 100,000 yuan dividend collection method: accumulated interest.

Insurance premium: 3,800 yuan per year.

Insurance Benefits: 1. Survival Insurance:

At the age of 65, you can receive a one-time survival insurance benefit of 90,000 yuan.

At the age of 65, the survival pension can be converted into an annuity, and the monthly or annual pension can be paid).

2. Death Benefit:

1. If Mr. Zhang dies within one year without an accident, we will pay the death insurance benefit of 3,800 yuan to the beneficiary of his death, and this contract will be terminated.

2. If Mr. Zhang dies before the age of 65, we will pay the death insurance benefit to the beneficiary of the deceasement, and this contract will be terminated.

The amount of the death benefit is equal to the largest of the following three amounts:

1) Sum insured; That is, 100,000.

2) the cash value of this contract as at the date of Mr. Zhang's death;

3) The amount of insurance premiums paid by Mr. Zhang under this contract.

3. If Mr. Zhang dies after the age of 65, we will pay the death insurance benefit to the beneficiary of the deceasement, and this contract will be terminated.

The amount of the death benefit is equal to the largest of the following three amounts:

1) The balance of the insured amount after deducting the survival insurance money paid is 10,000 yuan;

2) the cash value of this contract as at the date of Mr. Zhang's death;

3) The balance of the insurance premiums paid by Mr. Zhang after deducting the survival insurance premiums paid.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Hello, I'm honored with your question Reliable Taikang Participating Insurance 10 Years is a participating insurance product launched by Taikang Life Insurance with a payment period of 10 years. There are many kinds of such products, such as Taikang Superior Wealth, Taikang Xinfu Annuity Insurance, Taikang Wealth Elite Win Insurance Plan, Taikang Happiness Sega, etc., which usually have a relatively long protection period, and the payment methods are more flexible and diverse, which meets the protection needs of different consumer groups. Taikang participating insurance can bear the risks brought by the fluctuation of interest rates for 10 years, and also directly reduce the losses and risks caused by the decline in interest rates.

Taikang Life has insurance products with a payment period of 10 years, such as Taikang Excellence Wealth, Taikang Xinfu Annuity Insurance, Taikang Wealth Elite Win Insurance Plan, Taikang Happiness Sega, etc.

In order to meet the insurance needs of consumers with different economic conditions, the payment methods provided are more flexible and diverse, please refer to the product terms and conditions for details.

Summary. Founded in 1996 and headquartered in Beijing, China, Taikang Life Insurance Group Co., Ltd. (formerly known as Taikang Life Insurance Co., Ltd.) is a large-scale insurance and financial service group covering the three core businesses of insurance, asset management and medical care. Taikang Insurance Group has subsidiaries such as Taikang Life Insurance, Taikang Assets, Taikang Pension, Taikang Health Investment, and Taikang**.

The business scope comprehensively covers life insurance, Internet property insurance, enterprise annuity, asset management, medical pension, health management, commercial real estate and other fields.

Is Taikang Life's participating 15-year insurance reliable?

Founded in 1996 and headquartered in Beijing, China, Taikang Life Insurance Group Co., Ltd. (formerly known as Taikang Life Insurance Co., Ltd.) is a large-scale insurance and financial service group covering the three core businesses of insurance, asset management and medical care. Taikang Insurance Group has subsidiaries such as Taikang Life Insurance, Taikang Assets, Taikang Pension, Taikang Health Investment, and Taikang**. The business scope comprehensively covers life insurance, Internet property insurance, enterprise annuity, asset management, medical pension, health management, commercial real estate and other fields.

Expand knowledge: Taikang Life Whole Life Insurance Participating Insurance How to get money after 15 years, it depends on which participating insurance is actually insured, if the insurance is Taikang Life Whole Life Insurance Participating Insurance, this commercial insurance is Taikang's first commodity that is delivered and received, after the grace period to 59 years old, 10% of the basic sum insured will be paid every year, and the annual dividend will be based on the specific operating conditions of the enterprise. We need to understand that in addition to the fact that the participating insurance of Taikang Life Whole Life Insurance can be taken out at a specific time, it is attributed to the change of direction surrender insurance, which is calculated according to the cash value and the use value of the unredeemed universal account, which may be less than the principal.

Summary. Hello, we are happy to answer your questions. China Life Corning is a critical illness insurance product, and from the perspective of the product alone, it is not a participating product.

Hello, we are happy to answer your questions. China Life Corning is a critical illness insurance product, and from the perspective of the product alone, it is not a participating product.

I have paid the premium for 19 years, the payment period is 20 years, I pay 1452 yuan per year, and there are dividends every year, because there are other insurances, I want to surrender the policy, please help me calculate, how much can I refund? Thank you!

Insurance surrender is a loss, first of all, it is not recommended that you blindly surrender Secondly, if you confirm that you want to surrender the policy, you can look through your policy to find the cash value column to confirm your payment period, and the corresponding cash value is your surrender refundable amount.

Hello, Taikang Life Insurance Participating Ten Years is reliable, and Taikang Life Insurance is an insurance company approved by the China Banking and Insurance Regulatory Commission.

The insurance companies established by the CBIRC are trustworthy, and the CBIRC has relatively high requirements for insurance companies, and the products sold by insurance companies must be approved by the CBIRC before they can be put on the shelves, so this insurance is reliable. According to the Insurance Law, the conditions for the establishment of an insurance company are still relatively strict, not only requiring a registered capital of not less than 200 million yuan, but also having clear requirements for the background and sustained profitability of the main shareholders of the insurance company, and the main shareholders need to have the ability to continue to make money, as well as a sound organizational structure and management system. It can be seen that setting up an insurance company is not an easy task.

After establishment, each insurance company must withdraw 20% of the total registered capital and deposit it in a bank designated by the CBIRC, which shall not be used except for the purpose of paying off debts when the company is liquidated.

Summary. Dear, I am happy to answer for you, there are many ways to pay dividends for 10 years of Taikang participating insurance, the policyholder can receive it after the expiration of the insurance protection, and then you need to bring the relevant information to the insurance company's counter to handle the expiration of the participating insurance coverage, or you can handle the collection business online through the official app of the insurance company; If the policyholder only receives the refund, then you can also go directly to the insurance company's counter to handle the collection business, or through the insurance company's official app to handle the online collection business.

Dear, I'm glad to answer for you, there are many ways to pay dividends in Taikang participating insurance for 10 years, the policyholder can receive it after the expiration of the insurance protection, and then you need to bring the relevant information to the insurance company counter to handle the expiration of the participating insurance protection, or you can handle the collection business online through the official app of the insurance company. If the policyholder only receives the refund, then you can also go directly to the insurance company's counter to handle the collection business, or through the insurance company's official app to handle the online collection business.

Hello, I have Taikang Life Participating Policies, two, I have been paid for ten years, when will I start receiving money, I will pay more than 8,000 a year.

What is the insurance coverage period?

After 10 years, you can start receiving money.

It refers to the time agreed in the insurance contract or the start and end time when the insurer provides insurance protection for the insured.