A female college student is in love, how to manage her money better

In fact, it's best to do everything AA system, so that it is good for yourself and each other, and it will not make people feel that you live by your boyfriend, you can pay by yourself, or you can pay half of it by one person, don't force your boyfriend to pay, how you used to live, how you should live, don't go to waste what you shouldn't buy, go out to live if you rent a house, then half of the money for one person, and then 2 people every month stipulate how much money to take out is for pocket use, more refund and less compensation, of course, If the other party asks for payment, don't deliberately refuse.

Why does it cost money to fall in love?

Is this how it can be called falling in love?

It is also a good choice for two people to be together, exchange ideas, and take a walk!

You don't have to go somewhere to spend money!

AA system, what's there to think about. Generally, the patting and dragging are more male pulls. What else do you think, stupid.

Women generally don't have to pay, let alone have boyfriends.

But for us boys, it's still more reasonable to have an AA system.

Generally speaking, there are many men who come out of the house, and if you don't have money, he can't ignore you.

Analyzing this problem from many aspects, we can use the following aspects:

1.Financial Concepts:

Everyone has their own financial ideas. Some people believe that in a relationship or a common-law relationship, both partners should share the cost of living; Others believe that it is fairer to pay for their own living expenses. You and your boyfriend may have differences in perception in this regard, and both parties need to communicate and understand each other's position.

2.Depth of Feelings:

Your discomfort may stem from the feeling that your boyfriend is taking care of your finances and making you feel that he doesn't care enough about you. But it could also be a way of managing his finances, which he may think is fair to both parties. Understanding the true intentions and motivations of a boyfriend helps to understand his behavior.

3.Communication & Consultation:

Communication is the key to problem solving. You can have an in-depth discussion with your boyfriend about financial issues to get to know each other's thoughts and needs. During the discussion, stay calm and reasonable, respect the other person's point of view, and seek a common solution.

4.Personal Growth:

Focusing on your own feelings and needs and developing an independent financial mindset can help you maintain self-confidence in your relationships. Learning to manage your personal finances and being able to afford your own living expenses can make you feel more confident in your relationships.

5.Relationship Balance:

A healthy relationship requires balancing the needs and expectations of both parties. When it comes to finances, try to find a balance that works for you. For example, you can try to create a common spending plan to share living expenses.

In short, in the face of this problem, the key is communication, understanding and adjustment. Through communication, understanding each other's perspectives and needs, and seeking mutually acceptable solutions, will help maintain a harmonious relationship. At the same time, focusing on personal growth and developing an independent financial outlook will also help you maintain self-confidence in your relationships.

In a relationship, financial problems may have a certain impact on the relationship. When you feel that your boyfriend is financially calculating, you first need to calmly analyze the cause of the problem, and then decide whether to break up. Here are some suggestions for you to consider:

1.Communication: Have an open and honest conversation with your boyfriend about why he is financially calculating. It may be caused by his consumption concept, family background or economic pressure. Through communication, you can get to know his ideas and needs more deeply.

2.Analyze the problem: Analyze your differences on economic issues and see if they can be resolved through communication and compromise. If it's just a small problem, try to adjust your expectations and deal with it together.

3.Consider values: Think about your differences in values and see if those differences affect your relationship. If you have a big difference in values, it may affect your long-term relationship.

4.Evaluate the foundation of the relationship: Review your relationship journey and assess whether the foundation of your relationship is strong enough. If you are emotionally compatible and care about each other, then financial problems may only be temporary.

5.Set a bottom line: Before deciding whether or not to break up, set a bottom line that you can accept. Think about whether you can tolerate the relationship if your boyfriend's financial concerns continue to escalate.

6.Seek outside advice: Before making a decision, ask for the advice of family, friends, or a professional to see what they think about the issue.

Ultimately, whether or not to break up depends on your values, the foundation of your relationship, and your expectations of the relationship. Before making a decision, think carefully about the above suggestions so that you can make the best choice for you.

Here are some tips for managing your finances:

Budgeting: Keep a record of your income and expenses and make a budget plan for each month.

Build emergency savings: Whenever possible, keep a portion of your income in a bank account as an emergency reserve in case of an emergency.

Avoid borrowing: Try to avoid using credit cards and other forms of loan sharking.

Save money: Look for cheap and practical options when buying necessities, and don't spend too much money so that it doesn't interfere with your daily life.

Invest in the future: Consider investing a portion of your income in projects that add value in the long run, such as **, **, etc.

Learn about financial literacy: Learn about financial literacy and keep up with market trends to understand the types and risks of financial products.

In short, financial planning can be carried out through reasonable planning, saving expenses, investing in the future Zhaobi, etc., so as to accumulate wealth in study and life.

What is your major? It is recommended to go directly to the training book "Principles of Financial Management" of AFP Financial Planner. Straightforward and comprehensive basics.

However, you can't read such a book for investment. Then read the two books "The Road to Financial Freedom" and read them. The key is understanding, though.

Youth is the biggest capital, to make good use of it, there is no need to rush to add value to the money in hand, because risks and returns coexist, so you should first learn, understand and master the way to increase the value of money, reduce the risk to the lowest point, and then start to think about what to do.

Suggested practices: 1. Specialize in your own major, which will be the main source of your income in the future, take a relevant professional qualification certificate, lay a solid foundation for yourself to find a job in the future, and accumulate more practical experience.

2. Begin to contact the tools to increase the value of money, from low to high in terms of risk and return: regular savings, bonds, bank wealth management products, insurance, **, **, real estate, **, collectibles, foreign exchange, **, lottery, etc., and there are many derivatives, gradually determine the direction of the allocation of funds, generally speaking, choose 3 5 kinds of them.

In this case, you can choose the method of "regular investment", which can appropriately diversify the risk, although the return is not very high, but it can play a role in forcing savings, and after a period of time, you will find that you have a large amount of capital.

3. Learn to keep accounts, learn investment and financial management skills, search on the Internet, learn from people around you, etc.

4. Determine your financial goals and make a plan.

When you're almost done, you can use some of your money to try investing and build self-confidence that you'll succeed!

What is financial management? That is, after arranging the daily expenses, the remaining money is used for planning.

Financial management is mainly divided into savings and investment, as a student, if you have spare money, you can still learn to invest a little.

Learn more, plan more! Have a goal in your finances!

<> first you need to do a test of your financial risk appetite to see what type you belong to? Risk appetite from low to high is: conservative, prudent, balanced, aggressive, and aggressive.

Attitudes towards risk can vary greatly from person to person, and similarly at different ages for a person to treat risk differently.

What are the risks? When I first started learning about financial management, I didn't understand what risk was, I was an extremely conservative person, and I was only exposed to one investment method at that time, which was to save in the bank. So at first I thought that risk was losing money, which meant losing money.

However, as I slowly learned and thought about it, my understanding of risk gradually improved, in fact, risk is volatility.

The so-called high risk means that the volatility is large, and the so-called low risk means that the volatility is small. High volatility is not necessarily a bad thing for us, because we can invest more at the bottom, less at the high or gradually get high returns through the method of regular investment. Small fluctuations are not necessarily a good thing, the fluctuations of Yu Bao are small, if you invest all your funds in Yu Bao, let alone financial freedom, even inflation can not resist.

In investing, we need to take advantage of this volatility and coordinate different fluctuations.

Also, remember that high returns must be high risk, and low risk must be low returns. The opposite is not true.

At present, you have 60,000 yuan, and we can allocate the 60,000 yuan to different accounts.

1. The daily expenditure account is the consumption account.

The purpose of this account is to save various daily expenses, that is, after making a budget every month, the money will be transferred directly to the account until it is used up. You can put all this money into currency** and use it whenever you want.

2. Emergency account.

In life, we will inevitably encounter some sudden events, such as accidents, unemployment, illness, major expenditures, etc., which catch us off guard. To prevent scrambling, you need to set up an emergency account. Generally speaking, this account needs to prepare 6-12 months of family daily expenses, and the proportion of savings can also be increased according to their actual situation, and the money must be put in a place with good liquidity, that is, when there is an accident and urgent need for money, you can use it at any time.

It can be deposited in Class B currency**, the rate is relatively low, and the income is slightly higher than that of other currencies**. The most important thing in this account is to ensure liquidity, and the rate of return is not the main appeal.

3. Investment account.

The money in this account is spare money that is not used for a long time, which is used to invest in the index**, and the assets here are best intended to be held for a long time, ranging from 3 to 7 years, or even longer. Let assets make money for us and resist inflation.

Let's say you have 5,000 yuan in your daily expenditure account and 15,000 yuan in your emergency account, and we can use the remaining 40,000 yuan to make it compound interest.

How do female college students manage their money? The relevant content of how to start with investment and financial management, I will talk about it today, I hope it can help you. More financial investment-related content will be updated continuously.