Is Haier s consumer finance easy to approve? Q: Is Haier s consumer finance formal?

Updated on technology 2024-06-28
26 answers
  1. Anonymous users2024-02-12

    Haier consumer finance is an online loan product, and the threshold for registration is relatively low, as long as the credit is good, it is generally very good to make a payment, and Haier is a big brand and trustworthy.

  2. Anonymous users2024-02-11

    Haier's consumer finance approval is still relatively easy to pass, as long as you pay attention to the following points, you can pass. Precautions for Haier's consumer finance review: 1. Complete personal information. The borrower applies for Haier Finance1

  3. Anonymous users2024-02-10

    Haier's consumer finance approval only needs to meet several requirements.

  4. Anonymous users2024-02-09

    I'll tell you that I was deceived by bai.

  5. Anonymous users2024-02-08

    It's not reliable at all, when I haven't handled it, the customer service will tell you that the package is passed, but you pay the procedure fee for 10 minutes to arrive, the right to pay the procedure, or no, you have to transfer tens of thousands of dollars of running funds into it, I said no money to transfer it to borrow it, the customer service said that it has been handled, can not go through the procedures not to borrow, I just want to say that I have tens of thousands of dollars to do running water, why do I still want to borrow money from your platform? I said put it in ** regardless of him, the customer service told me that it would not work, and that I would be blacklisted in the future, and I would have to repay my card every month if I didn't receive it.

  6. Anonymous users2024-02-07

    It's not regular, it should be a fraud gang, they deliberately made the wrong card number you filled in and then asked you to pay money to authenticate and unfreeze the funds, and directly call the police, I believe the state will deal with it.

  7. Anonymous users2024-02-06

    There is basically no loan review, do you say it is formal? Someone borrowed money and filled in my ** without permission, and the loan was successful. Haier has been harassing me recently, I wonder if anyone will take care of the police?

  8. Anonymous users2024-02-05

    If it is a financial consumer product launched by the real Haier company's platform, it is formal, but I am afraid that it is an impostor, so it is difficult to say.

  9. Anonymous users2024-02-04

    Yes, this is a project created by the Haier Group of Companies.

  10. Anonymous users2024-02-03

    This thing, if you dig deeper on the Internet, there will be a lot of negative news. Don't take online loans lightly!!

  11. Anonymous users2024-02-02

    If it is Qingdao Haier's company, it should be regular.

  12. Anonymous users2024-02-01

    Loan sharks, you see online sniper complaints, black cat complaints, all reflect high interest rates.

  13. Anonymous users2024-01-31

    Cooperate with training institutions to deceive consumers and choose carefully.

  14. Anonymous users2024-01-30

    As long as there is an industrial and commercial business license. Conduct business. If it doesn't go beyond the range, it's regular.

  15. Anonymous users2024-01-29

    Haier's consumer finance is still relatively formal.

  16. Anonymous users2024-01-28

    Haier's products are relatively formal.

  17. Anonymous users2024-01-27

    I think it should be regular, you can also call ** to consult Haier.

  18. Anonymous users2024-01-26

    You have to check this yourself, how do others know.

  19. Anonymous users2024-01-25

    It's not formal at all, it's deceitful.

  20. Anonymous users2024-01-24

    It's a regular company, so you can rest assured here.

  21. Anonymous users2024-01-23

    Haier's consumer finance is easy to approve.

    Is Haier Consumer Finance a good one?

    1. Application conditions: The application threshold is still very low, as long as the user meets the basic conditions, he can apply, fill in the information on the app, carry out face recognition, and take the letter review.

    2. Audit: As mentioned above, Haier will have an audit for consumption**. Since it is a manual operation, it is recommended to apply on weekdays as much as possible. Generally speaking, the results will be available after one day of review, and the pass rate is not bad.

    3. Arrival: Under normal circumstances, it will arrive within three days, but some netizens reported that they waited for more than 20 days to arrive. This phenomenon is related to the user's qualifications on the one hand, and may be caused by the platform's tight funds on the other hand.

    4. Haier consumption is a credit report.

    So the credit aspect of the user is still very important, and if the audit is rejected, you can see if you have a credit stain. Secondly, if the information is filled in incorrectly, it will also affect the application, so you must check it carefully before submitting.

  22. Anonymous users2024-01-22

    Enough to spend is a formal lending platform. Enough to spend the loan is reliable.

    Enough Flower is an Internet personal consumption loan service platform under Haier Consumer Finance, with a maximum amount of 200,000 yuan, a term range of 1-12 periods, and the fastest 30-minute loan.

    The daily interest rate of Haier's enough spending can be as low as. However, the specific interest that the borrower needs to pay depends on the actual situation.

    Haier has enough to spend online and manual review, so for loan applications, it may be necessary to manually review and conduct a return visit to verify the information.

    If you spend enough, you will have to go on the credit report. When applying for a loan, you will need to authorize a credit inquiry, and you need to be in good credit before you can apply.

    When everyone is short of funds, I use no less than 10 loan products myself, and on the whole, it is still more recommended to have money to spend with Xiaoman (formerly known as finance), for reasons such as up and down: 1. Compared with the invitation system of borrowing and micro loans, you can take the initiative to apply if you have money to spend. 2. The maximum amount is 200,000, the minimum annualized, and the account arrives in 3 minutes, which is already very useful; 3. Regular big platform, don't worry about routines;

    4. The general formal product review is relatively strict, although it is easy to use, but it is difficult to apply, and it is the same if you have money to spend, but I am looking for an exclusive application channel for internal personnel, and the next payment rate is very high, so it is the most recommended product in the product, there is no one, since it is recommended to everyone, and the exclusive application channel is presented, and friends in need apply for it themselves, just remember to use it on the same day to get the quota, otherwise it may be withdrawn.

    There is another one: 360 IOU is actually the anti-virus king Qihoo 360 online loan platform, which mainly provides pure credit loans for everyone, with a limit of less than 200,000 yuan, a term of use between 1-12 months, and a daily interest rate that can be as low as. As a platform under the network security giant, 360 IOUs are still more reliable than general platforms.

    360 IOUs can borrow up to 200,000!

    Third, the "New First Loan" is an unsecured RMB loan business owned or issued by Ping An Bank for personal legal consumption or business purposes other than the purchase of housing. The information is complete, and the loan will be disbursed within 1-3 working days.

    Low application threshold: you can apply with an average monthly income of more than 4,000 yuan (car loan, housing loan, provident fund, insurance policy is preferred), the amount is appropriate, and the repayment is flexible: the loan amount is RMB 10,000 to RMB 500,000; The loan term is 12 months, 24 months, 36 months, and up to 48 months for good occupations.

  23. Anonymous users2024-01-21

    Haier Consumer Finance is a consumer finance company designed by Haier Group, Haier Finance Company, Red Star Macalline and other enterprises, and is the first national consumer finance company approved by the China Banking Regulatory Commission. Therefore, the formality of Haier's consumer finance is very high, and you don't have to worry about security.

    Haier Consumer Finance's loan products mainly include Hi Pay, Enough Money, Scene Installment, etc. The general situation of the product is as follows:

    1. Hipay can provide a loan of up to 200,000 yuan for families aged 18-60, and new users can also enjoy interest-free services from the daily interest rate of the loan.

    2. Enough to spend mainly provides loan services for young white-collar workers aged 18-40, with a maximum loan amount of 200,000 yuan and no unknown fees.

    3. Scene staging mainly provides you with large-amount consumption installments, involving scenarios such as home, home appliances, decoration, education, etc.

    If you have capital turnover needs, it is recommended that you use Youqianhua, which is a credit service brand under Du Xiaoman Finance (formerly known as: Youqianhua, renamed "Qianhua" in June 2018), a big brand with reliable and low interest rates. There is money to spend - full easy loan, the maximum amount of borrowing is 200,000, and the daily interest rate is as low as low.

    It has the characteristics of simple application, low interest rate, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

    Share with you the application requirements for money to spend: The application conditions for money to spend are mainly divided into two parts: age requirements and information requirements. 1. Age requirements:

    2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card. Note:

    The application is only supported by debit card, and the application card is also your borrowing card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply. Online loans are risky, so you need to be cautious in your choice!

    If you have capital turnover needs, it is recommended that you use Youqianhua, which is a credit service brand under Du Xiaoman Finance (formerly known as: Youqianhua, renamed "Qianhua" in June 2018), a big brand with reliable and low interest rates. There is money to spend - full easy loan, the maximum amount of borrowing is 200,000, and the daily interest rate is as low as low.

  24. Anonymous users2024-01-20

    Informal, no review of borrower information, high interest, high overdue fees, malicious collection, don't borrow.

  25. Anonymous users2024-01-19

    Haier Consumer FinanceHaier Consumer Finance is a consumer finance company founded by Haier Group, a formal licensed consumer finance company approved by the China Banking Regulatory Commission (CBRC), and one of the first batch of consumer finance companies approved to be established after the state expanded the scope of consumer finance pilots. So it's very reliable. Haier Consumer Finance is a legal and formal licensed financial institution jointly initiated and established by Haier Group, Haier Finance, Red Star Macalline, Greentown E-commerce and China Innovative Payment Large Enterprise Group.

    In other words, Haier Finance is not only supported by large commercial giants such as Haier Group and Greentown Group, but also will be supervised by the China Banking Regulatory Commission, so from the perspective of platform strength, Haier Finance is no problem at all. The registered capital is 500 million yuan. Haier Consumer Finance relies on Haier's industry, and so far the balance of Haier's consumer finance loans has exceeded 1.2 billion, serving more than 100,000 users.

    ), daily interest rates as low as toIt has the characteristics of simple application, low interest rate, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

  26. Anonymous users2024-01-18

    1. Haier Consumer Finance.

    It's an online loan. Haier Consumer Finance is a subsidiary of Haier Group.

    The consumer finance company established is a consumer finance company established with the approval of the China Banking Regulatory Commission and is a legal and formal licensed financial institution. It is an online loan platform that specializes in providing lending services to users.

    One. Haier Consumer Finance currently has two major products: Hi Pay and Enough Money.

    2. Hipay can provide loans for people between the ages of 18 and 60, which can be withdrawn in cash or used for commodity installments. The payment amount can reach 200,000 yuan, support recycling, and the daily interest rate starts. Enough to spend mainly for young white-collar users aged 18 to 40 to provide cash loans, the amount can reach 200,000 yuan, support recycling, the daily interest rate is as low as 3/10,000.

    Extended Resources: Introduction to Consumer Finance:

    1. Traditional consumer finance (CF) refers to the provision of consumer loans to consumers of all classes.

    The modern way of financial services. Whether it is from the innovation of financial products or the expansion of domestic demand.

    From a point of view, the consumer finance pilot is of positive significance. Under China's current macroeconomic situation, the timely introduction of relevant management measures is to meet the trend and needs of the objective economic situation. From the perspective of financial product innovation, personal credit business is an area that is difficult for traditional banks to fully benefit, and the establishment of a professional personal consumption financial system can better serve individual residents.

    2. Consumer finance companies refer to those approved by the China Banking Regulatory Commission.

    Approved as non-bank financial institutions established within the territory of the People's Republic of China, which do not absorb deposits from the public, and provide loans for consumption purposes to individual residents in China on the principle of small amounts and decentralization.

    The professional consumer finance company to be established on a pilot basis does not absorb deposits from the public, and the funds in the initial stage of establishment are mainly capital.

    After the scale is expanded, you can apply for bond issuance or borrow money from banks. This type of professional company has a single line of credit.

    Small, fast approval, no mortgage guarantee, flexible service mode, short loan term and other unique advantages.

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