Is the lawsuit real? How much to sue for a pai pai loan

Pat Pat LoanThe lawsuits are generally true.

Because Paipai is a relatively formal online loan platform.

It's not the kind that doesn't go to the central bank.

Credit reporting microfinance companies. Even if you don't care about your personal credit information.

Also try to repay your debts as much as possible, and never be legally liable for maliciously overdue.

1. Paipai is a formal online loan platform.

At present, there are still many online loans on the market, and the remaining online loans are basically loans issued by formal online loan platforms. It is precisely for this reason that almost all online loans are now entered into the central bank credit information. You'll need to assess how much you owe and how long you've been owing, and if you've been overdue for a long time, you'll want to consider whether Paipai Loan will sue you.

2. Malicious overdue belongsIllegal Behavior

When you signed the loan contract with Paipai Loan, you made this clear. Some people may interpret online lending as wool picking.

behavior, this idea is very naïve. Because borrowing an online loan will not only affect your personal credit investigation, make it difficult for you in your future credit life, but also make you bear legal responsibility. For a formal online loan company like Paipai, if you owe a huge amount of money, Paipai will directly sue you to the court to recover the arrears through legal means.

3. The lawsuit filed by the lending company and the bank is not a one-on-one lawsuit.

Some people may be naïve enough to think that the loan company won't sue you specifically, and I think you may be overestimating your worth. For online loan companies, small online loan companies will indeed urge you through collection, but large online companies generally have a special legal department. Hundreds of cases will be sent directly to the court, and the court will hear the corresponding outcome regardless of whether you are present or not.

To sum up, you need to further verify whether the litigation information of Paipai is correct. If the information is correct, it means that Paipai has sued you.

The indictment served by the court you received is genuine, otherwise it is just a means to scare you, which is an old method of online loan collection. Of course, if you borrow, you must repay the principal and legal interest you have received, otherwise your credit will be affected and you may be sued. In addition, it is recommended to stay away from online loans.

It's true, in fact, their lawsuit can't be faked, it is all happening in actual circumstances, and it is not to deter others.

It's true, because this loan company has also passed the corresponding review when it is operating, so the safety factor is also relatively high, and then there will be corresponding protection measures.

Look at the amount is generally one or two hundred thousand, and you have no assets. Most of the time it's fake. Receipt of a court summons shall prevail, and everything else is false. Because of the pat loan, 100% violent collection in the early stage. So in the later stage, it didn't dare to sue casually.

Yes. Because you have violated the contents of the contract, you have overdue, so you will be sued.

It's getting worse and worse, and I used to be able to pay it back for a long time, but now I have to be on time.

I really don't understand that there is interest and there is no less money, why can't you repay it in more installments, after three months, there will definitely be money to repay the flexible point of patting the loan.

All the indiscriminate use of personal information to threaten people is fake!

The principal and legal interest (no more than three cents per month) must be repaid, otherwise the credit will be affected and you may also be sued. However, if the annual interest exceeds 24%, the lawsuit may be refused.

The indictment received from the court is genuine, otherwise it is just a means of scaring the loan, which is an old method of online loan collection.

Legal basis. Article 26 of the Provisions on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases.

Where the interest rate agreed upon by the borrower and the borrower does not exceed 24% per annum, and the lender requests the borrower to pay interest at the agreed interest rate, the people's court shall support it.

If the interest rate agreed between the borrower and the borrower exceeds 36% per annum, the interest agreement on the excess part shall be invalid. Where the borrower requests the lender to return the interest paid in excess of 36% of the annual interest rate, the people's court shall support it.

Legal analysis: Generally, if the defendant fails to perform the court's judgment after the court judgment takes effect, the company will apply to the court for enforcement.

Legal basis: Article 236 of the Civil Procedure Law of the People's Republic of China: The parties must perform on the legally effective civil judgments and rulings.

If one party refuses to perform, the other party may apply to the people's court for enforcement, or the adjudicator may transfer it to the enforcer for enforcement.

The parties must perform the mediation document and other legal documents that shall be enforced by the people's courts. If one party refuses to perform, the other party may apply to the people's court for enforcement. Apply to the court to restrain the defendant from high consumption.

Legal analysis: Paipai can sue the court, and the court will rule that it has the ability to repay, but if it refuses to repay, it will be imprisoned if the circumstances are serious, and in addition, if it has not been repaid, it will also be included in the credit reporting system.

Legal basis: Civil Procedure Law of the People's Republic of China

Article 253:Where the person subject to enforcement fails to perform the obligation to pay money within the period specified in the judgment, ruling, or other legal documents, the interest on the debt for the period of delayed performance shall be doubled. Where the person subject to enforcement fails to perform other obligations within the period specified in the judgment, ruling, or other legal documents, a penalty for delayed performance shall be paid.

Article 255:Where the person subject to enforcement does not perform the obligations set forth in the legal documents, the people's courts may employ or notify relevant units to assist in employing restrictions on leaving the country, recording and publishing information on non-performance of obligations in the credit reporting system, and other measures provided for by law.

Legal analysis: There is a difference in the overdue time, if the lender exceeds the repayment date for a few days, the general Paipai loan will be urged and will not be prosecuted. However, if the overdue period is very long, and the person cannot be contacted at the same time, and the repayment intention is not clear, the lender will generally file a lawsuit with the court and require the lender to repay the loan within the specified time.

If the lender fails to repay the loan within the specified time, the court may take coercive measures, such as detention penalties, which will outweigh the losses for the lender. Uproar.

Legal basis: Article 119 of the Civil Procedure Law of the People's Republic of China: The following conditions must be met for a lawsuit: (1) The plaintiff is a citizen, legal person, or other organization that has a direct interest in the case; (2) There is a clear defendant; (3) There are specific litigation claims, facts, and reasons; (4) It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.

Legal analysis: Under normal circumstances, if the debtor wants to sue the debtor for online lending, the debtor should actively respond. The debtor can seek the help of a professional lawyer.

**, the debtor should actively express his willingness to repay the loan, and strive to obtain the consent of the creditor and the judge to repay the loan in installments. If the debtor is not willing to repay, or is absent from the trial, then the people's court will pronounce the judgment in absentia. The debtor may be blacklisted and will have to pay the full amount immediately.

Legal basis: Civil Code of the People's Republic of China

Article 667 A loan contract is a contract in which the borrower borrows money from the lender and returns the loan at maturity and pays interest.

Article 668: The loan contract shall be in written form, unless otherwise agreed upon between natural persons. The content of the loan contract generally includes the type of loan, currency, purpose, amount, interest rate, term and repayment method.

Legal analysis: Paipai Loan will only collect through legal means for users with large arrears, and may not be sued in some cases. At the same time, once the debtor is brought to court, it may be enforced by the court and included in the list of dishonest executioners.

If you continue to fail to repay, it will also become a credit blacklist, generate overdue interest, etc., so it is recommended that you should pay off the arrears as soon as possible.

Legal basis: Article 119 of the Civil Procedure Law: A lawsuit must meet the following conditions: (1) the plaintiff is a citizen, legal person, or other organization that has a direct interest in the case; (2) There is a clear defendant; (3) There are specific litigation claims, facts, and reasons; (4) It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.

Legal analysis: If the normal loan is not repaid, Paipai may sue to the court, and receiving the court summons means that Paipai has sued.

Legal basis: Article 48 of the Civil Procedure Law of the People's Republic of China: Citizens, legal persons, and other organizations may be parties to civil litigation.

Legal persons are litigated by their legal representatives. Other organizations are litigated by their principal principals.