Is there a high threshold for paipai loans, and can I borrow money?

The threshold is not high, but the basic personal information is to be filled in, which will affect the audit results and the amount.

I borrowed 3,000 yuan, and I paid it back in the second month, and the interest didn't cost much, and I had used some other software before.

The interest rate of the auction loan is relatively high.

How to calculate the interest on the pai pai loan:

The annual interest rate of Paipai is generally around 18% per year.

The annual interest rate range of Paipai is 7%-24%, and the interest rate of borrowing 10,000 is 700-2400. The interest rate is less than 36%, so even if the interest rate is on the high side, it is legal.

As for the feedback that the overdue interest is too high and the collection interest is too high, this fee is not a regular loan interest and cannot be included in the loan fee. As long as the borrower repays the loan on time, then only the principal and interest need to be repaid, and no additional fees will be incurred.

Paipai is an online credit lending platform in China, and its operating body is Shanghai Paipai Financial Information Service, which is formal and reliable, and the Paipai platform is completely formal and legal.

When everyone is short of funds, I use no less than 10 loan products myself, and on the whole, it is still more recommended to have money to spend with Xiaoman (formerly known as finance), for reasons such as up and down: 1. Compared with the invitation system of borrowing and micro loans, you can take the initiative to apply if you have money to spend. 2. The maximum amount is 200,000, the minimum annualized, and the account arrives in 3 minutes, which is already very useful; 3. Regular big platform, don't worry about routines;

4. The general formal product review is relatively strict, although it is easy to use, but it is difficult to apply, and it is the same if you have money to spend, but I am looking for an exclusive application channel for internal personnel, and the next payment rate is very high, so it is the most recommended product in the product, there is no one, since it is recommended to everyone, and the exclusive application channel is presented, and friends in need apply for it themselves, just remember to use it on the same day to get the quota, otherwise it may be withdrawn.

There is another one: 360 IOU is actually the anti-virus king Qihoo 360 online loan platform, which mainly provides pure credit loans for everyone, with a limit of less than 200,000 yuan, a term of use between 1-12 months, and a daily interest rate that can be as low as. As a platform under the network security giant, 360 IOUs are still more reliable than general platforms.

360 IOUs can borrow up to 200,000!

The third:"A new loan"It is an unsecured RMB loan business owned or issued by Ping An Bank for personal legal consumption or business purposes other than the purchase of housing. The information is complete, and the loan will be disbursed within 1-3 working days.

Low application threshold: you can apply with an average monthly income of more than 4,000 yuan (car loan, housing loan, provident fund, insurance policy is preferred), the amount is appropriate, and the repayment is flexible: the loan amount is RMB 10,000 to RMB 500,000; The loan term is 12 months, 24 months, 36 months, and up to 48 months for good occupations.

In fact, the loan on Paipai Loan is not tolerant of lower payments, in fact, it mainly depends on the severity of the loan review process on it. It usually depends on whether you are borrowing for the first time or have borrowed before. If you borrow it for the first time, it may take 2-3 days to review, and after the review is passed, the money will be available to the bank card in a day or two.

If it's the second time you borrow it, it may be faster, and it's not uncommon to get it in a few hours.

The platform is a lending information intermediary that builds an information bridge between borrowers and lenders. At present, the flow of funds incurred by users in Paipai Loan is handled through China Merchants Bank, the third-party fund depository bank of Paipai Loan, and the platform does not touch user funds.

The application conditions for Paipai loan are Chinese mainland citizens aged 19-50, generally salarymen, private business owners, online shopping experts, etc.

The documents required to apply for a Paipai Loan include:

Proof of identity; Proof of income (general salary); Business license (private owner); Alipay annual statement (online shopping expert), etc.

If you have capital turnover needs, it is recommended that you use Youqianhua, which is a credit service brand (formerly known as Youqianhua, renamed as "Youqianhua" in June 2018) under Du Xiaoman Finance (formerly Finance).You can borrow up to 200,000 by clicking on the measurement

Big brands are reliable, low interest rates, and trustworthy. It has the characteristics of simple application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest rate and strong security. Youqianhua provides personal consumption credit services for the public, creates an innovative consumer credit model, inherits the technical genes, and uses artificial intelligence and big data risk control technology to bring users convenient, fast and reassuring Internet credit services.

How much can I borrow on Paipai Loan? This is related to your personal credit report, if you say that the higher your credit, the more money he will borrow, if your credit is poor, then it will definitely borrow less money. Everyone's situation is different, we can't explain each one by one, generally within a few thousand yuan, but if the credit is better, it may be tens of thousands of yuan, and the maximum will not exceed 200,000.

But generally speaking, I really don't recommend everyone to touch this thing, because the interest rate is really very high, and it is even a little bit like a loan shark. If you borrow money from them and can't pay it back, the interest will scare you to death. If you think about it, you borrowed because you didn't have any money, but when you want to repay the interest, it will be even more expensive, how can you pay it back?

Wouldn't that put yourself in an even more embarrassing position?

Of course, everyone must say, you say that he is a loan shark, what evidence is there? It is true that although his interest rate is said to be very high, it does not exceed the standard of a legal line of the state. This is indeed a very arrogant number for ordinary people.

Everyone borrows because they don't have money, but it's really hard to repay such a high interest after borrowing. In the end, we will only fall into a place of no return, and we don't know how to end up in the end.

If you need money urgently, and then you can guarantee that you can fully repay the money later, then you have to pick it up, and we have no other way, after all, it is urgent. However, I recommend that you must be able to afford this interest rate and be able to repay the money before you can choose a loan. Otherwise, he will bring a consequence that we ordinary people cannot bear.

Life is not easy, do it and cherish it.

Generally, the lowest is 500 yuan, the highest is 200,000 yuan, and then it will also be related to personal credit, if the credit limit is relatively high, then the loan amount is also relatively high.

Hello, sorry for your question. Paipai is still very reliable, it is a loan matching platform with a good reputation in China, and it has been successfully listed in 17 years. When reviewing the borrower's information, Paipai Loan is mainly based on the qualification of reviewing identity information, which shows that only people with credit will lend, and I personally think that this way is better, and the review speed of Paipai Loan is also very fast, the procedures are not cumbersome, and it is still relatively reliable, which can make people feel at ease to borrow.

First of all, Paipai is one of the earliest Internet-based loan matching platforms in China, and has won a good reputation among users for its integrity, transparency, fairness, efficiency and innovation. Paipai emphasizes independent investment, the products mainly include loose bids and new rainbows, flexible terms, and then, there is a Paipai Loan forum on the Paipai Loan platform, for some junior financial professionals, the platform provides some novice encyclopedias, in-depth interpretation, etc., to help everyone understand Paipai Loan. So overall it's a very good platform.

Users who have lent money in Shanghai may have this experience, which is particularly safe and reliable. Paipai is an old brand that has been operating stably for more than ten years, and it has been very stable.

Question: Is the interest rate of the paipai loan high, how much higher than the bank interest, for example, how much is the interest of 10,000 yuan? Do you need a *** number for your family?

A little higher than the bank interest.

No *** gold.

Emergency contact required**.

If you have used Paipai Loan before and can repay it in time, then you can borrow tens of thousands of yuan, and if you just use it, it may be about a few thousand yuan.

Paipai loan is formal and reliableAt present, Paipai Loan has been listed in the United States, and the registered capital is as high as 1 billion yuan, and has been operating steadily in the market for 11 years.

In 2021, there are still users who have successfully borrowed money on Paipai Loan, but unlike in the past, Paipai is no longer a platform that matches borrowers and lenders, but does loan assistance business.

For example, some users apply for loans on Paipai Loan, matching the products of New Orange Youpin, and some recommend credit wallets, etc., which is equivalent to an intermediary service platform that matches products for borrowers, and in fact, it is the funder who reviews and disburses the loan.

In addition, according to the official announcement of Paipai Loan, after the transformation into a loan business, it is mainly to recommend the products of licensed financial institutions to users, so if you need to apply for a loan, you can see whether the actual matching institution is indeed regular. If the push platform is high interest and does not meet the qualifications, then it is recommended that users consider not applying, so as not to cause personal information leakage and loss of funds.

If you have capital turnover needs, it is recommended that you use Youqianhua, which is a credit service brand under Du Xiaoman Finance (formerly known as: Youqianhua, renamed "Qianhua" in June 2018), a big brand with reliable and low interest rates. There is money to spend - full easy loan, the maximum amount of borrowing is 200,000, daily interest rates as low as toIt has the characteristics of simple application, low interest rate, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security.

Tips: The above information is for reference only and does not provide any lending advice. In order to ensure the safety of funds and prevent routine loans, it is recommended that you choose a regular bank or a formal loan platform through your own judgment after a comprehensive understanding, and borrow reasonably according to your actual situation.