I just bought the car for 3 years, and I want to buy a house again, and my daughter says that I don

Well, you just bought a car and want to buy a house, or your daughter wants to buy a car and a house, and wants to ask for your help, if you really have that ability, you can help your daughter in the life he needs, well, when he has money, he will pay you back, so don't you mind too much, if you have a child, isn't your money also your child? If you don't give your child flowers, who will you give, so if you can help, I will help you, and he won't. You don't dwell too much on that, and if you don't want to help you, you can tell him your reasons.

The car has just been sold for three years, and I want to buy a house, and my daughter said that there is a lack of down payment, I think I should be realistic and tell my daughter that it would be good to help, if I can't help, my daughter will not come back, blame you.

Don't compare, you have to rely on your own efforts, and you have to find a good boyfriend if you don't get the worst, as for my father's money, one is not much, and the other is to prepare for the future pension, and it can't be used until the last resort.

I said that I would talk about it for a few years, but I really couldn't get it out of the way, and the house and car agent had to pay if I wanted my father's life.

If you have limited abilities, you will not be able to meet all the needs of your child.

Come up with money: I can use the pension money to help you pay first.

You're a bit of a mess with that.

If you can return the car, it's best to return it.

At that time, the original owner did not repay the loan, and the bank drove the car back directly

Sure enough, he is rich and capricious! Then resell it, you can find a real estate agent, you still have to lose a little, or you can ** after two years, so that you lose a little less.

You can sell your home, but it's best to do so after 2 years of ownership, so you pay much less tax.

You can resell it, you can go to a real estate agent, but you have to lose a little, or you can ** after two years, so that the loss is less.

If you really don't want it, you can transfer, take advantage of the current national policy preferences, you can reduce the tax on the transfer, if the house is good, you can even make money, it is recommended to put the house for a year or two in **. Hope to adopt.

OK. Remortgage transactionRemortgage refers to the transfer of the loan owed by the owner of the house (the previous family) to the bank to the next family, the original mortgage relationship is dissolved, and the next family re-mortgages the purchased house to the bank.

The following conditions are required for this type of transfer:

1. The mortgage bank allows early repayment of the loan and has opened a remortgage business, and has a designated remortgage guarantee agency;

2. The next one has the loan conditions stipulated by the bank;

3. The loan amount of the next home is limited, generally speaking, if the loan amount of the next family wants to exceed or significantly lower than the loan amount of the remortgage, it is difficult to succeed.

Transaction process: The transaction process can be summarized as follows: intermediary entrustment——— preliminary review——— signing of sales contract——— mortgage application——— transfer mortgage.

Risk: The risk of transferring the mortgage house through the remortgage is low, but the transaction cycle is relatively long, and it usually takes one to one and a half months to refinance the review period, and the transfer procedures can only be handled after the review is passed.

In the course of the transaction, the bank's risk is mainly absorbed through their own financial service processes and sub-mortgage guarantee institutions. The risks of the upper and lower families are mainly prevented through intermediaries and contractual agreements.

If the seller wants to pay off the loan before selling the property.

or the buyer is optimistic but unwilling to buy the property with an outstanding loan, and the house with an unpaid loan can be transferred.

1. Remortgage.

The simplest and most direct method, in the second-hand housing transaction, is to transfer the personal housing ** or transfer to a third party and apply for a personal housing loan to change the loan term, change the borrower or change the collateral.

2. Pay off the remaining loan with the buyer's down payment.

This is the most widely used model in second-hand housing transactions at present. This method is suitable for situations where the original homeowner has a low loan amount or a small amount of loan left after a large amount of repayment. Typically, the buyer will accept 30% to 40% of the total transaction value of the property for a down payment, and the seller can use the buyer's down payment to pay off the remaining loan, and then cancel the mortgage registration of the property for the next step in the transaction.

3. Use bank loans to pay off the remaining loans.

This can be done if the seller wants to pay off the loan before selling the property or if the buyer is bullish but unwilling to buy the property with the loan outstanding. However, the premise is that the homeowner has collateral approved by the bank (e.g. other properties) to apply for a loan. In this way, the homeowner can borrow a certain amount of money from the bank through the mortgage to pay off the real estate loan he wants, and contribute to the success of the transaction.

Extended information: second-hand housing buying and selling process:

1. Qualification verification (residential).

2. Sign the contract online.

3. The local taxation department approves the deed tax.

4. The house ownership certificate shall be handled in the housing issuance hall.

Without a real estate certificate, the official cannot be bought and sold, and if it is sold, it can only be bought and sold in the form of an intermediary agreement. If the real estate certificate has not come down, if you can, the developer can change the name internally, that is, your purchase contract can be changed to someone else's name, but the specific cost is negotiated within the real estate developer, generally ranging from tens of thousands to hundreds of thousands, depending on the house. If you have already filed and don't want to change the mortgage, you can only wait for the transfer of the house capital.

First of all, of course it is possible!

The business process of re-mortgage of mortgage house sale.

About the mortgage of the house.

OK! However, it also depends on whether you have borrowed from the bank, and if so, whether you have repaid the loan and other details!

The house under mortgage must be resold and must be concluded in the form of a contract.

The next family has to pay your down payment first, and also give you decompression (loan repayment).The problem is that it is difficult to find such a home, because the risk is all in the next home.

Therefore, if you want to change hands, you must sign a credit contract with the next family, the content of the contract and even the details must be clear, the rights and responsibilities of both parties are clear, and sincere cooperation.

For this you have to pay a certain price, such as leaving a tail for the house payment, etc. In short, it is necessary to find such an object before it can be completed.

You can make a transfer, register with the intermediary, transfer how much money afterward. Go to the developer to change the name, and transfer the money to the bank where you are located.

This is okay, you can go to the real estate company to consult, it should be easy to prepare the buyer and then pay back your mortgaged house.

If you want to resell the house you have just purchased and are still under mortgage, you must pay all the money for the house.

This needs to be agreed upon in the contract.

It is agreed in the terms of the payment method.

According to the actual situation, both parties agree.

Is it appropriate for the buyer to pay a deposit of 5,000 yuan?

The amount of the deposit is agreed between you and the buyer and the seller, as long as you agree.

2.Was his request reasonable?

This requirement is not reasonable or unreasonable, it should be determined by your contract. Without an agreement, you can consider his request unreasonable.

3.Should I give him a refund of the deposit? Thank you so much for the advice!

I recommend withdrawing from this.

Reasons:1Your house does not have a property ownership certificate, the state stipulates that a house cannot be listed and traded without a property ownership certificate, and your contract is theoretically not protected by law, of course, it is you who collects the money, and now you have the advantage.

2.The buyer is reluctant to buy a house, and your house is not only worth 5,000 yuan, so there is no need to talk to the customer about this matter. 3.

Your entanglement with the buyer will affect your next sale. It's fine if you win, but if you don't, the gains outweigh the losses.

The deposit is the consensus of the buyer and the seller, he pays the deposit, you can't secretly resell the house to others, if you resell to someone else, he will be justified in letting you return the deposit.

Is it a deposit or a deposit? This difference is a bit big! The former can not be returned, but, but ......Your house is not yet in the property right, which is equivalent to pre-sale, so whether you book or set here, I am afraid you will be ...... to return

Article 118 of the Interpretation of the Supreme People's Court on Several Issues Concerning the Application of the Guarantee Law of the People's Republic of China provides: ".

Where the parties pay the lien money, guarantee money, contract money, deposit or deposit, etc., but do not agree on the nature of the deposit, the parties.

Where the right to deposit is claimed, the people's court will not support it. ”

There is no written sales contract, and the parties are in a de facto sales relationship. If the house does not have a title deed or land deed, you can claim that the sale and purchase contract is invalid and claim a refund of the purchase price paid. If the other party's formalities are complete and it is state-owned land, then the sales contract is valid, and if it cannot be negotiated, you do not have the right to terminate the contract, and you cannot ask for a refund of the purchase price paid, on the contrary, the other party also has the right to require you to pay the remaining house price.

Find a way to find a reason not to (legally defensible) to check out and be ready for a lawsuit.

You don't have a title deed, you only have a receipt, and it is difficult for your rights to be upheld without a notary.

I'm afraid no, you're going to lose money, you're breaking the contract.

After paying the down payment, I want to refund how much money I deducted.

Hello, the loan for the third home has been completely stopped. But there are loopholes to be drilled in actual operation, if one of your previous two houses is Quanshenzhou slip money to buy Kuanla, and the area where the house you want to buy now has crossed provinces, it will not be able to find out. This allows for a second home loan policy with a 50% down payment.

Interest rates have risen by 10 per cent. Hope.