There are nine consequences for 360 IOUs

1. Personal credit.

will be damaged;

2. It will be called on by the service platform;

3. There will be overdue interest;

4. The loan amount will be reduced or frozen;

5. Affect other loan applications;

6. Personal credit reporting damage causes work to be affected;

7. It will be pulled into the blacklist;

8. Malicious overdue will be prosecuted;

9. Unable to enjoy preferential loan policies.

It can be seen that the impact of non-repayment of loans on users is still quite large, especially if the loan is maliciously defaulted, it is very likely to be sued by the service platform, and the serious consequences will be more serious. That's the <> for 360 IOUs

The failure of 360 IOU face recognition is generally mainly due to the fact that the user does not carry out the corresponding facial actions in a timely and effective manner according to the voice broadcast, and the user needs to make timely and effective attempts to perform the corresponding facial actions according to the voice broadcast under the premise that the Internet and the light source are in good condition.

IOUs that fail to take out a loan can apply for a 360 Turnaround. 360 IOUs and 360 Turnover Stream are different loan applications, and their application standards and review specifications will be different, and the user's inability to pass the review of 360 IOUs does not mean that they cannot pass the review of 360 Turnover Stream. However, because the user's application for a 360 IOU is rejected, it is best for the user to apply for the 360 IOU after a certain period of time, which will not be easy to spend on personal credit and can also improve the chance of passing the loan review.

360 Turnover Token is a personal small and micro credit product, and its loan threshold is less than that of 360 IOUs, so users can try to apply for 360 Turnover Tokens after failing to apply for 360 IOUs. It should be noted that before applying for 360 Mobility, users need to ensure that they meet the application criteria of 360 Mobility, and those who do not meet the application criteria will not be able to pass the loan review. If the user meets the application criteria and the personal credit qualification conditions are relatively good, the probability of passing the loan review will be higher.

After successfully applying for 360 Turnaround, the user can repay each installment of the loan on time and accumulate a good personal credit history, and then try to apply for a 360 IOU. This article mainly writes about the consequences of 360 IOUs, and the content is for reference only.

1. Credit reporting leaves stains.

For those who do not repay the arrears in the 360 IOU, they will definitely leave a stain on the credit record of the central bank, because the 360 IOU is a platform for credit reporting. According to the current rules, if you don't pay off the debt, then the stain will remain permanently. Therefore, people who do not repay the loan will become a credit loan user, and it will be very difficult to apply for a loan or credit card from the bank in the future, and even finding a job and enjoying preferential policies will be affected.

2. Long-term collection.

For those who do not repay the loan, the 360 IOU will not be easily given up, and the staff will be arranged for collection for a long time. If necessary, 360 IOUs will entrust the arrears to a professional third-party agency for collection.

3. The defendant goes to court.

Now, the court has set up a list of dishonest people for Lao Lai, and has formulated clear punishment measures for those on the list. Once the 360 IOU sues the debtor to court, the debtor will face the consequences of becoming a defaulter, and the future living expenses and children's education will be restricted.

From the above, it is not difficult to see that non-repayment of 360 IOUs will have very serious consequences, and the debtor's life will be affected by non-repayment. Therefore, the loan in 360 IOUs is not very worthwhile.

What if you borrow money on 360 IOUs?

Hello friends. From the above, it is not difficult to see that non-repayment of 360 IOUs will have very serious consequences, and the debtor's life will be affected by non-repayment. Therefore, the loan in 360 IOUs is not very worthwhile. 

The consequences of non-repayment of 360 IOUs are very serious, and generally involve the following adverse effects:

1. Overdue interest, the cost is relatively high, and there is no clear interest rate standard;

2. Harassed by collection, **, text messages, door-to-door, etc.;

3. The address book may be exploded, and the people around you will also suffer;

4. Failure to repay the credit report within the time limit, and it is the credit of the central bank;

5. If the overdue amount is large, you may also be sued.

If you just borrow money and don't pay it back, it's just a civil dispute and you won't be suspected of criminal liability. However, if the borrower is sued and the court makes a judgment to return the loan, the borrower maliciously fails to repay, it may be suspected of the crime of refusing to execute the judgment or ruling, and the borrower will be investigated for criminal liability.

Article 193 of the Criminal Law.

Whoever defrauds banks or other financial institutions of loans for the purpose of illegal possession, and the amount is relatively large, is to be sentenced to up to five years imprisonment or short-term detention and a concurrent fine of between 20,000 and 200,000 RMB.

Article 313.

Where a people's court has the capacity to enforce a judgment or ruling but refuses to do so, and the circumstances are serious, a sentence of up to three years imprisonment, short-term detention, or a fine is to be given.

Is there any consequence of not paying back the IOU in 360?

Hello, I am a cooperative lawyer of LegalPro platform, and I am happy to serve you.

Hello Hello, I am a cooperative lawyer of Legalum platform, and I am happy to serve you!

Hello, if you don't repay the money you borrowed on the 360 platform, you will go to the court to sue.

If you don't pay it back, the 360 IOU can sue you in court, and the court will rule that you have the ability to repay, but if you refuse to repay, you will go to jail if the circumstances are serious.

1. According to the Criminal Law of the People's Republic of China, the provisions are as follows:

Article 313:Where a people's court's judgment or ruling has the capacity to be enforced but refuses to do so, and the circumstances are serious, a sentence of up to three years imprisonment, short-term detention, or a fine is to be given.

No matter how much you borrow, the other party has the right to sue you.

How much money borrowed will be accepted.

I borrowed 9000 I just called the police, the police said it was a lie, let it be left alone.

Borrowing a dime is actionable, and the law protects property rights, regardless of the amount.

What is the interest on the borrowing.

It won't be long enough.

Where a people's court has the capacity to enforce a judgment or ruling but refuses to do so, and the circumstances are serious, a sentence of up to three years imprisonment, short-term detention, or a fine is to be given.

I borrowed from the 360 platform, which is an online loan.

What is the interest.

Let me help you determine if it is illegal to borrow.

Do you get the money now?

I got the money, 9,000 yuan to repay 10,846 in 12 installments

Wait a minute, I'll do the math.

The interest rate is high, which is illegal lending.

You can stop paying the loan now and leave it to the police.

You've got the money now.