I accidentally ordered an installment loan today, and it was received, can I return it?

If it is a newly submitted loan order, and the order is in the stage of unapproved or pending review, the user can contact Installment.

The borrowed order has been approved, and it cannot be canceled at this time, and the user can only choose to pay off the arrears in advance to release the loan. Since it takes a certain amount of time for the installment to be reviewed, there is time to cancel the loan order after submitting it. After the installment loan order is cancelled, the user can resubmit the loan application or choose to apply for another loan.

Extended information: 1. It takes 1-3 working days for the installment loan to be reviewed, and the borrower will be released to the account within one day after the installment loan is approved

1. The borrower must be a mainland citizen over the age of 18;

2. The borrower has a stable job and income, and has a good ability to repay;

3. The borrower's comprehensive credit must be good;

4. The borrower's motive for the loan is legitimate;

5. The borrower can apply for an installment loan if he meets the above conditions.

2. The consequences of overdue installments.

If the installment is overdue, it will have the following consequences: the installment is overdue and the credit is recorded, which directly leads to personal credit.

Undesirable; Overdue interest will be charged on a daily basis after overdue, and the longer the overdue time, the more overdue interest will be; During the overdue period, the installment club will collect the user; After the installment is overdue, the user cannot use the installment again, and even if the overdue arrears are paid off, there is no guarantee that the installment can be used in the future. Therefore, the consequences of overdue installments are more serious, and it is best for users to return the arrears of each installment on time.

3. The process of applying for an installment loan is as follows:

2. Open the installment mobile client and enter the homepage of installment;

3. Click on My Page, click Login Now, register and log in;

4. Click "Lehua Loan" at the top, supplement your personal information, such as work, education, etc., and then wait for the system to grant the quota;

A penny. 3. After the final payment is successful, the system will automatically authenticate. Installment is Lexin.

Founded in October 2013, it is one of the first council members of the Internet Finance Association of China and the first batch of 17 Internet financial credit information sharing units. It is with Apple, L'Oreal.

Philips and many other well-known brands have established official cooperation, and have become the second largest brand sales volume after JD.com and Tmall.

The third largest internet channel. With a wealth of high-quality products and a good installment experience, Installment Le** provides users with a new e-commerce installment consumption scenario; At the same time, it also provides to Industrial and Commercial Bank of China and China Merchants Bank.

and dozens of other bank credit card holders are open to installment shopping.

This belongs to your own misoperation, but the software background will not think that you are misoperation, unless you can prove that you are a minor or mentally abnormal, then after the relevant evidence, and then by the ** intervention, it can generally be satisfactorily resolved! If you are a normal adult, then your own fault, you can only bear it yourself, although it sounds awkward, but your responsibility should be borne by yourself, this matter can be solved by early repayment, plus a little interest, you can do it.

This can be repaid, you can click on repayment to return the money, and if you need interest, the interest will also be settled.

There are many procedures for online installment loans, and relevant information needs to be provided, so the statement that you accidentally handled the loan is not valid, since the loan has been handled, and the money has arrived, it means that the loan agreement has been reached, and it is not possible to return it now, but you can negotiate with the loan company.

This may have to be fulfilled in accordance with the contract, because the other party has already released the loan, and you can apply for a lump sum repayment.

You can choose early repayment directly in the repayment process. Remember to write off after repayment.

This can be returned, you can ** contact customer service, tell him that you want to repay in full, and then follow his prompts and then confirm the full repayment, after the repayment may have some impact on your credit.

Your question is very interesting, he can't say that it is returned, you can click on it, and I can repay it in advance in this one.

I accidentally borrowed 3000, but I want to return it immediately, and I don't know how.

Installment music. Borrowing money to the account about 1 to 3 working days, the fastest day can arrive, but the premise is that you have to pass the review of the installment, after the audit is passed, the installment will arrange the loan, if your loan has not arrived, you can call the installment customer service **4000059151 consultation, sometimes a long time does not arrive may be the reason of the banking system, or catch up with the holiday, the arrival time will be delayed, so you need to wait patiently.

Installment is Lexin.

Founded in October 2013, its quality installment shopping** is the pioneer of China's installment shopping e-commerce model and has always adhered to it"Happiness is in moderation, and happiness is better"brand concept.

At present, the installment of Le** with Apple, Huawei, OPPO, vivo, L'Oreal.

Philips and many other well-known brands have established cooperation, and have become the second largest brand in sales after JD.com and Tmall.

The third largest internet channel. Installment Le ** also introduced JD.com**.

E-commerce platforms such as Xiaomi Youpin and Koala Overseas Shopping have settled in, and exported their installment service capabilities to Yang Wharf and Mafengwo.

and many other high-quality external platforms. As of March 2020, the number of installment products has exceeded 2 million.

Microfinance. 1. Review risks.

The occurrence of loan risks often begins at the loan review stage, and it can be seen from the disputes that occur in judicial practice that the risks that arise in the loan review stage mainly appear in the following links.

1) The content of the review is omitted, and the bank's loan examiners are omitted, resulting in credit risk. Loan review is a meticulous work, which requires investigators to conduct a systematic investigation and investigation on the qualifications, qualifications, credit, and property status of the loan subject.

2) In practice, some commercial banks do not conduct due diligence.

However, the relevant loan examiners often only pay attention to the identification of documents, but lack due diligence investigation, which makes it difficult to identify fraud in loans and easily cause credit risks.

3) Many erroneous judgments are caused by the bank's failure to listen to expert opinions on the relevant contents, or professional judgments by professionals. In the process of loan review, it is not only necessary to ascertain the facts, but also to make professional judgments on the relevant facts in terms of law and finance. In practice, most of the loan approval process is not very rigorous and in place.

Installment is a financial service platform for installment consumption under Lexin in China, which uses artificial intelligence and big data risk control technology to cooperate with banks and other financial institution partners to provide personal consumption credit and scenario installment services for the public. The specific time limit of arrival can be verified by contacting the official customer service of Installment Le.

Tips: The above information is for reference only. In order to ensure the safety of funds and prevent fraudulent loans, it is recommended that you choose a regular bank or a formal loan platform through your own judgment after a comprehensive understanding, and borrow according to your actual situation.

Ping An Bank has launched a variety of loan products, with different loan requirements, interest rates, and processing procedures. Among them, the new loan credit loan, unsecured, unsecured, simple procedures, fast approval, 3-500,000 yuan, age requirement 23-55 years old. You can log in to Ping An Pocket Bank APP-Finance-Loans, learn more and try to apply.

If you need to apply for an unsecured credit loan in an urgent need for money, it is recommended that you must choose a reliable big brand, which is a credit service brand of Du Xiaoman Finance (formerly Finance), which is safe and trustworthy, and has the characteristics of easy application, fast lending, flexible borrowing and repayment, transparent interest and fees, and strong security. The application materials are simple, the fastest is 30 seconds for approval, and the fastest is 3 minutes for disbursement. Early repayment is possible, and the recovery limit can be revolving after repayment.

Share with you the application requirements for money to spend: The application conditions for money to spend are mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

Once you meet the above conditions, you can apply for a loan. **If you have money to spend on the app, enter the loan entrance, click to view my limit, fill in the information, confirm the information, and get the limit. The fastest approval is 30 seconds, and the maximum quota is 200,000.

It's all in seconds, and the slowest is only a few minutes.

In the search index, a keyword related to the post-90s generation is, the most difficult generation. If nothing else, let's take the telecom network fraud case, which has been targeted by online loan fraudsters since they were in college. Unexpectedly, after graduation, I still couldn't escape the "favor" of the **.

You have an online loan account that is pending closure.

A few days ago, Xiao Cong, who was at work, received a ** from a customer service who claimed to be "installment music".

The so-called "customer service" person told him that he had filled in the information on the installment loan platform during college, and because the state was controlling the loan amount for college students recently, this call was to inform him to withdraw the loan amount in the account and cancel the account.

What is Installment Fun?

This is a formal financial service platform that provides installment consumption for young people, but I didn't expect it to become a fraud tool for them.

Xiao Cong clearly remembered that he had not registered, but the "customer service" could accurately tell Xiao Cong's personal information, including the school, major, and time of registration.

<> how can the cold water wash away the green tea, if you don't care about it, can she rush it.

<> the weather clears and the rain stops, you feel like you can do it again.

No. This will definitely arrive in the account, generally within 48 hours, just wait patiently.

Founded in October 2013, it is the first batch of council members of the Internet Finance Association of China and the first batch of 17 Internet financial credit information sharing units. It has established official cooperation with many well-known brands such as Apple, L'Oreal, and Philips, and has become the third largest Internet channel after JD.com and Tmall in terms of sales volume of many brands. With a wealth of high-quality products and a good installment experience, Installment Le** provides users with a new e-commerce installment consumption scenario; At the same time, it is also open to credit card holders of dozens of banks such as Industrial and Commercial Bank of China and China Merchants Bank.

Headquartered in Shenzhen, it is one of the first council members of the Internet Finance Association of China. Provide users with a wealth of products, advanced shopping experience and five-star installment services. Installment is the first to create an Internet small and micro consumer finance business model.

At the front end of consumption, Installment has improved the user shopping experience through cooperation with JD.com; At the back-end of creditor's rights processing, Installment Le launched Orange Wealth Management in June 2014, and exclusively launched all creditor's rights in installment, forming a closed-loop ecology of "self-production and self-sale".

At the end of 2014, the company received a Series B investment of 100 million US dollars, led by DST, followed by Bertelsmann, Jingwei China, Huaxing Capital, Xianfeng Huaxing, etc. In March 2015, the installment was awarded the strategic investment of JD.com. In September 2015, the installment music launched the "first national college student installment shopping festival", and the single-day sales exceeded 100 million.

In October 2015, the sales volume of the installment month exceeded 2 billion. In December 2015, Installment Le joined China's "World No Thieves Anti-Information Fraud Alliance".

In January 2016, Installment Le successfully issued ABS, with an initial amount of 200 million yuan. On March 25, 2016, the Internet Finance Association of China, led by the People's Bank of China, together with the China Banking Regulatory Commission, the China Securities Regulatory Commission, the Insurance Regulatory Commission and other relevant departments, was officially launched in Shanghai, and more than 400 member units participated in the first member congress of the association. Installment became the governing unit of the association.

In April 2016, Installment announced its open platform strategy and opened its services to white-collar workers. In June 2016, Installment completed the first 100 million US million financing in the D series. In June 2017, the number of registered users exceeded 16 million.

The installment loan has been handed over to the bank for processing, and it has not arrived after more than 30 hours, this will definitely arrive, generally within 48 hours, you can wait patiently.

Legal basis: Civil Code of the People's Republic of China

Article 577:Where one of the parties fails to perform its contractual obligations or its performance does not conform to the agreement, it shall bear liability for breach of contract such as continuing to perform, taking remedial measures, or compensating for losses.

Article 578:Where one of the parties expressly states or shows by its own conduct that it will not perform its contractual obligations, the other party may request that it bear liability for breach of contract before the expiration of the performance period.

Article 579:Where one of the parties fails to pay the price, remuneration, rent, or interest, or fails to perform other monetary debts, the other party may request payment from the other party.

Article 584:Where one of the parties fails to perform its contractual obligations or performs its contractual obligations in an inconsistent manner with the agreement, causing losses to the other party, the amount of compensation for the losses shall be equivalent to the losses caused by the breach of contract, including the benefits that can be obtained after the performance of the contract; provided, however, that it shall not exceed the losses that may be caused by the breach of contract that the breaching party foresaw or should have foreseen at the time of entering into the contract.