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The limit of liability refers to the maximum amount of compensation for the relevant bonds by the responsible person as determined under the limitation of liability system.
The Maritime Law of the People's Republic of China stipulates that the maximum amount of compensation for loss or damage to the goods by the carrier shall be calculated in units per piece or unit, or 2 units of calculation per kilogram of gross weight, and the maximum amount of compensation for the loss of goods by the carrier shall be the limit of liability. The liability limit in the compulsory traffic insurance clause refers to the maximum amount of compensation borne by the insurer for the personal life, medical expenses and property damage of all victims of each insured accident in the event of a traffic accident of the insured motor vehicle.
The liability limit in the compulsory traffic insurance clause refers to the maximum amount of compensation borne by the insurer for the personal life, medical expenses and property damage of all victims of each insured accident in the event of a traffic accident of the insured motor vehicle. If a traffic accident occurs between motor vehicles beyond the liability limit, the party at fault shall bear the responsibility, and if both parties are at fault, the responsibility shall be shared in accordance with the proportion of their respective faults.
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The liability limit for each accident refers to the maximum amount of compensation borne by the insurance company for the personal and property losses of all victims of each insured accident in the event of a traffic accident during the insurance period (usually one year).
Legal analysis
The same liability for the accident, the compensation cost is half of one person. After the traffic accident, it is necessary to call the police in time, and at the same time send the injured to the hospital**, and let the traffic police deal with it, so that the traffic police who deal with the accident will make a determination of responsibility according to the facts of the accident, and clarify the sharing of accident responsibility between the two parties. At the same time, the injured person should pay attention to keep the medical bills, etc., so that both parties can make adjustments after the responsibility is shared. At the same time, after the determination determines the allocation of responsibility and compensation, the traffic police can be requested to mediate the accident, if the mediation fails, you can file a lawsuit with the relevant court, but if you are not satisfied with the determination, you can request a review from the next level.
If the traffic accident causes disability, compensation shall be made: medical expenses, lost work expenses, nursing expenses, transportation expenses, accommodation expenses, hospital meal subsidies, necessary nutrition expenses, disability compensation, disability assistive device expenses, living expenses of dependents, as well as necessary expenses, nursing expenses, follow-up expenses, and solatium for mental damage.
Legal basis
Compulsory Insurance Clause for Motor Vehicle Traffic Accident Liability
Article 6 The liability limit in the compulsory traffic insurance contract refers to the maximum amount of compensation borne by the insurer for the personal and property losses of all victims of each insured accident in the event of a traffic accident of the insured motor vehicle. Liability limits are divided into death and disability compensation limits, medical expense compensation limits, property damage compensation limits, and compensation limits for the insured who is not liable in road traffic accidents. Among them, the compensation limit of no liability is divided into the compensation limit for death and disability without liability, the compensation limit for medical expenses without liability and the compensation limit for property damage without liability.
Article 7 The rescue expenses in the compulsory traffic insurance contract refer to the injured victim in a traffic accident of the insured motor vehicle, and the medical institution shall refer to the guidelines for the clinical diagnosis and treatment of traffic accident personnel and the national basic medical insurance standards formulated by the competent health department for the treatment of the victim whose vital signs are unstable and although the vital signs are stable, but if the treatment measures are not taken, it will cause life danger, or cause disability, organ dysfunction, or cause the course of the disease to be significantly prolonged. Medical expenses incurred for taking necessary measures.
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The accident liability limit refers to the maximum amount of compensation borne by the insurance company for the personal and property damage of all victims of each insured accident in the event of a traffic accident during the insurance period (usually 1 year).
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The maximum amount of compensation borne by the insurance company for the personal and property damage of all victims of each insured accident is 90,000 yuan. According to the provisions of the "Compulsory Insurance Clause for the Liability of Motor Vehicle Traffic Accidents in Langling", the liability limit in the compulsory traffic insurance contract refers to the maximum amount of compensation borne by the insurer for the personal and property losses of all victims of each insured accident in the event of a traffic accident of the insured motor stool, so the liability limit of 90,000 yuan per accident means that the maximum compensation amount borne by the insurance company for the personal and property losses of all victims of each insured accident is 90,000 yuan.
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The amount of compensation per accident is limited by the limit of compensation for each accident, and the amount of compensation for each accident is limited by the limit of compensation, and the number of accidents that fail during the insurance period is not limited until the end of the insurance period. There are two meanings in this accident, one is for each liability accident, and the other is a series of accidents caused by the same cause.
For example, the insurance policy stipulates that the compensation limit for each accident is 10,000 yuan, the first time is 10,000 yuan, and the second compensation is also 10,000 yuan.
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The compensation limit for each accident refers to the fixed amount that can only be paid each time when an accident occurs, and the amount of compensation for each accident of the insurer is limited by the compensation limit, and the number of accidents during the insurance period is not limited, and the reputation is won until the end of the insurance period. There are two meanings in this accident, Duan Minhui is one is for each liability accident, and the other is a series of accidents caused by the same cause.
For example, the insurance policy stipulates that the compensation limit for each accident is 10,000 yuan, the first time is 10,000 yuan, and the second time is 10,000 yuan.
In the event of an accident between a non-motor vehicle and a motor vehicle, the motor vehicle is primarily responsible! This is left to the insurance company and the traffic police to deal with. There is no need to pay medical bills.
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