May I ask if Suning Tesco s capricious payment limit is only 4000, is there anything to do? How can

First, users spend more on it, and when they consume a certain amount, the limit will increase.

Second, combination payment: when purchasing goods, there is a certain difference between the amount of goods ** and the capricious payment, then you can choose the combination payment on the computer, that is, you can use the capricious payment amount and then use the easypay or bank card to make up the rest.

3. Increase the credit limit: The better the credit assessment, the higher the amount of Suning's capricious payment. If you want to increase the capricious payment limit, such as using Yifubao to shop, using Suding's change treasure and other financial services, enriching personal information, etc., can help increase the limit.

Fourth, however, it is not possible to increase the quota at any time, and it still needs to be systematically evaluated.

Fifth, it can be withdrawn. Suning provides a flexible cash withdrawal function, we only need to click on the flexible cash withdrawal in the figure above, and operate step by step according to the prompts, and then the amount of the willful payment flexible payment you apply for withdrawal will be directly credited to your bound bank card savings card account or E-Pay account.

1. Suning's capricious payment limit can reach up to 200,000, and users who have just registered and applied can apply for a limit of 2000, and the capricious payment limit is a credit line. The amount of money borrowed according to the customer's personal creditworthiness.

2. After applying, users can get a maximum of 50,000 yuan, which can be used to shop and consume on Suning Tesco** and then repay, with an interest-free period of 30 days.

3. Suning Wayward Pay opens: Register E-Pay: If you already have an E-Pay account, you can log in directly.

There are two ways to register for Epay: mobile registration and email registration. After choosing one type of registration, first set the login password; secondly, set the identity information and fill in the ID number; Finally, set the payment method and payment password.

Raise? I think you can find a card player! I've always gotten it from him!

I don't know how much Dongdong is, you still play card with Du Niang.

And now at the end of the year, there are many partial ones to find reliable ones.

If Suning willfully pays the quota but cannot pay, it is likely to be caused by the following reasons:

1.The merchant who consumes does not support Suning's capricious payment method. And you need to note that Suning Wayward Pay can generally only be used when shopping on Suning Tesco Online**, as well as offline direct stores such as Suning Supermarket and Suning Store.

Also, even if you spend on Suning.com**, there may be some goods that cannot be paid for with capricious payment.

2.The system detects that there is a risk in the transaction scenario, so it restricts the transaction (such as suspecting that the transaction is not operated by the person, but stolen).

3.Customers frequently modify account information, such as changing bank cards, changing mobile phone numbers, etc., or always changing devices to log in, and because there are too many such risk operations, the account risk has increased a lot, and the system has also carried out risk control on the account.

Extended information] Suning willful payment As long as there is a limit on the loan page and the account status is normal, then you can borrow. As long as the available amount is greater than or equal to the payment amount, users can successfully pay with willful payment. Every time the payment is successful, it is equivalent to borrowing a sum of money in the wayward payment.

The first time you apply for Suning's capricious payment, the amount will be relatively low, and the amount of the opening is generally about 2000-8000 yuan, which is mainly based on the applicant's personal qualifications and Suning's consumption to determine the loan amount. After the opening, you can increase your activity by using more capricious payments, installments, and diversified shopping, and you can also open Yifubao, and use more credit card repayment, water, electricity and gas payment, financial management, recharge and other functions, so that you can quickly raise the amount, and you can generally mention tens of thousands of dollars a year.

At present, Suning Finance's willful payment cannot take the initiative to increase the limit, and can only often use the willful payment to improve the activity of the account, and the system will automatically raise the amount from time to time, so you can directly enter the Suning Financial APP to view. It is recommended to use more functions such as credit card repayment, water, electricity and gas payment, financial management, and recharge. At the same time, it can also authorize auxiliary materials, such as sesame credit score, academic information network, etc.

In 2018, Suning raised the quota by 10 billion for 5 million capricious users and provided 1 million interest-free shopping places for 12 periods to help consumers "chop their hands". Suning Logistics also announced that from November 1 to 11, self-operated products will be free of freight. This is the first e-commerce company to explicitly say that its operating expenses are waived during the promotion period.

Withdrawals are not available. "Capricious payment" and other online consumer loan products have a limited scope of consumption when used, and TX operation is not allowed. Moreover, whether it is consumption or TX, the user will eventually have to repay the money used in these consumer loan products, otherwise he will be included in the credit "blacklist".

Extended Materials. Capricious Pay is an inclusive financial product with a low threshold:

1. Male: 18 years old and 55 years old (inclusive), female: 18 years old and 55 years old (inclusive).

2. Mainland residents with the nationality of the People's Republic of China (except Hong Kong, Macao and Taiwan).

3. The applicant must be a natural person with full capacity for civil conduct.

4. No bad credit record and serious negative information.

5. Have income**.

The threshold is low, and you can't withdraw cash, and illegal cash withdrawal is tx.

The legal profession generally believes that the use of "Suning Tesco capricious payment" and "white strip" tx is similar to credit card tx. Ruan Zhenyu said that with reference to the "Interpretation of the Supreme People's Court and the Supreme People's Procuratorate on Several Issues Concerning the Specific Application of Law in Handling Criminal Cases of Obstructing Credit Card Management", if it is subjectively malicious, involving a large amount of money, or even false transactions, the risk of being identified as an illegal business operation crime will increase.

We all know that now when you buy things online, you can use Internet credit cards to pay for consumption, like Tmall.

You can use ant flowers.

To overdraft, on Suning**, you can also use Suning Capricious Pay to pay, which is quite convenient and fast. So, is Suning's willful payment really willful payment? What is the general quota of sedan chairs?

What is Suning's capricious payment limit?

According to the official introduction of Suning Consumer Finance, the maximum amount paid by Suning is 200,000. It can be said that it is quite beautiful, but it is generally 3000-5000 when it is first opened.

Generally speaking, it may be okay to buy some small household appliances, but what if there are large items that need to be purchased, and the amount is not enough? This will require us to find a way to raise the quota after applying.

How to increase Suning's capricious payment amount?

1. Open Epay

If you want Suning to pay the amount capriciously, then it is necessary to open Yifubao and repay with a credit card.

Functions such as water, electricity and gas payment, financial management, and recharge.

2. Improve information

In the personal basic credit, fill in all the information you can fill, including completing real-name authentication.

Bind mobile phone mailbox, bind bank card, etc., all of which have closed group slips to help capricious payment and withdrawal.

3. Use more consumption

After opening, use Suning capricious payment to consume, maintain a stable consumption record and a more comprehensive consumption preference, and remember to repay the loan on time and in full each period, which is conducive to capricious payment.

4. Authorized credit

Like Sesame Credit now.

platform, as well as the academic information network.

The information platform can be authorized to pay willfully, maybe you sesame points.

If it's high, I'll give you a raise.

About "What is Suning's capricious payment limit?" If it's not enough, how can the quota be increased or Bi? "That's all for you, I hope it will be helpful to you. Anyway, in general, good credit is not wrong, and the amount of good credit will definitely be a little higher.

Suning's capricious payment quota can't be used, how can you use Suning's capricious payment quota.

Wayward Pay is a consumer finance loan product launched by Suning Finance, which is a comparative type with Huabei, after the user opens Wayward Pay, he can directly use Wayward Pay to pay when shopping in Suning Tesco, and then return the arrears of Wayward Pay at the specified time later.

Because it is a product of Suning, coupled with the huge user base of Suning Tesco, there are many users who have opened and used it, but recently some users said that their willful payment obviously has a quota and cannot be used, what is going on?

It is very likely that the capricious payment quota cannot be used because you are capricious pay risk control, and the reasons for being risk controlled are not different, and the method of using capricious payment again will be different.

1. The user has overdue repayment that has not been processed in the capricious payment

If the user has overdue repayment in the wayward payment, then it will cause the willful payment limit to be unusable, at this time the user must immediately borrow money to avoid more serious consequences.

As long as the overdue situation is not very serious, the general user can start to use capricious payment in the next accounting cycle after settling the arrears, but if the overdue is more serious, it is necessary to ensure a good credit for a long time, and then apply for use to the capricious pay.

Second, there is a problem with the user's credit investigation:

Although there is no overdue repayment in Wayward Pay, there are more serious overdue repayments on other loan platforms and recorded in the credit report, which will also lead to the problem that Wayward Pay cannot be used.

If the user's credit situation is not good, then the willful payment will also worry that the user will be overdue in the later period, so that the amount of the willful payment will be closed and not allowed to be used, then at this time, the user needs to settle their overdue repayment, and then maintain a good record of repaying Bichongzi for at least half a year, and then apply for the use of willful payment.

3. Capricious system upgrade or failure:

When the willful payment system fails or upgrades, the user is also unable to use the willful payment, the user only needs to wait for the willful payment to restore the system before using the willful payment again, if it has not been restored, the user needs to contact the willful payment customer service to ask the specific reason.

1. Decline in credit information: Nowadays, the information collected by credit information is becoming more and more comprehensive, and any untrustworthy behavior of the borrower will have a negative impact on the credit investigation, including arrears of water and electricity bills, gas bills, etc. For friends who barely met the standard in the past, if the credit is a little better, they will not be able to use the credit line.

2. Excessive debt: If you have already applied for other loans from Suning Consumer Finance and have loans from other Xiaoying institutions, then you will not be able to apply for Suning Tesco capricious payment because of excessive debt. After everyone settles part of the loan, Suning Tesco's capricious payment limit can be used.

3. Data invalidation: Some friends Suning Tesco can not use the arbitrary payment quota because the account information has not been updated for a long time, and some application materials have become invalid, and they need to fill in the information again and submit it for review.

Because Suning's consumer finance is more formal, it has always attracted more attention and has many users. Some friends found that they had a quota but could not use it after opening Suning Tesco Capricious Pay. Today, let's solve this tricky problem for these friends.

According to what we have learned, Suning Tesco can not use the capricious payment quota because everyone's situation has not passed the system review. That is, everyone did not pass the loan before the lifetime.

There are many reasons why the situation does not pass the system review, and there are three common reasons.

1. Credit reporting declined

Nowadays, the information collected by credit information is becoming more and more comprehensive, and any dishonest behavior of the borrower will have a negative impact on the credit investigation, including arrears of water and electricity bills, gas bills, etc. For friends who have barely reached the credit standard in the past, they will not be able to use the credit line if there is a slight credit problem.

2. Excessive debt

If you have already applied for other loans from Suning Consumer Finance and have loans from other institutions, you will not be able to apply for Suning Tesco Capricious Payment due to excessive debt. After everyone settles part of the loan, Suning can use it with the capricious payment limit of Tesco.

3. The data is invalid

Some friends Suning Tesco can not use the arbitrary payment quota because the account information has not been updated for a long time, and some of the application materials have become invalid, and they need to fill in the information again and submit it for review.

Through the above content, we have introduced how Suning Tesco can not use the capricious payment limit. In general, the decline in credit information, excessive debt, and data failure all know that Lu is the reason why Suning Tesco can not use the capricious payment quota.

Suning Wayward Pay is Suning's small loan software, apply online, and make a loan according to the corresponding amount, so, how does Suning Wayward Pay come up with the limit, and what is the amount of Suning Wayward Pay?

The amount of Suning's capricious payment depends on 4 factors, E-Pay account information, personal basic information, consumption records and preferences, and the evaluation of cooperative institutions. Each factor has a different weighting, but it affects the amount.

How do I apply for a quota? 1. Register ePay, mobile phone registration and email registration;

2. Real-name authentication;

3. Open capricious payment and submit an application;

4. Get the quota.

Suning can pay up to 200,000 yuan, and the better the borrower's consumption behavior, the higher the limit.