What is a Ponzi economy? What exactly is a Ponzi scheme? How do you explain it in the most popular t

Ponzi**. The name ** is given to an American named Charis Ponzi. Ponzi ** essentially treats the investment of the latter round of investors as investment income.

Payments are made to investors in the previous round, and so on to get more and more people and money involved. "There's evidence that it's not a legitimate company, it's a Ponzi **. ”

Ponzi ** is the name of investment fraud in the financial field, the ancestor of pyramid **, many illegal pyramid schemes use this trick to accumulate money, this kind of fraud is a speculative businessman named Charles Pounds "invented".

Ponzi is the name of investment fraud in the financial sector, the ancestor of pyramid, which uses the money of new investors to pay interest and short-term returns to old investors, in order to create the illusion of making money and then defraud more investment.

Ponzi ** is characterized by the anti-investment law of low risk and high return; the characteristics of the funds for demolishing the east wall and repairing the west wall; the unknowable and non-replicable nature of investment know-how; the counter-cyclical nature of investment; The pyramid features of the investor structure.

Ponzi **, literally a type of fraud, was first invented by a foreign speculative businessman who sat all day long and "daydreamed of making a fortune", and then continued to circulate and deform, Ponzi ** is also considered to be enduringPonzi's approximate routine is to deceive more investors, use the money of new investors to give certain interest benefits to old investors, stimulate people's greed, so as to defraud more money round by round, and finally when the time is ripe, defrauders donate money and run away.

To take the simplest example, there is now a financial investment project on the Internet, which is well publicized and has a lot of participants. If you look at the relevant investment cases, you will become tempted, invest 10,000 yuan, you can earn 2,000 yuan of interest per month, and invest 1,000 yuan, and the monthly interest will be 200. Investors don't believe it at first but are excited, so they will steal a small amount of 1000 to try it, and lose the lesson of buying.

I didn't expect to really harvest 200 yuan in a month. People's greed is endless, so slowly, the amount of investment will accumulate every month, and the benefits will increase every month. When the fraudsters see that there are so many people and such an amount of money, they feel that the time is ripe, so they will run away with the money, commonly known as "cutting leeks".

In 15 years, Ponzi ** entered our country, characterized by a low investment threshold, a short payment cycle, the amount is not online, more investment, and the rate of return is higher than ordinary financial products, now the economy is developed, the people's income level is improving, financial awareness is getting stronger and stronger, there are always people who dare to be the first to eat crabs, dare to invest, this kind of "investment beauty" will spread ten in the short term, ten to spread quickly, in the early stage, there will indeed be some people to make money.

But this kind of ** often erupts when investors are peaceful, and the greedy ones will change from prosperity to decline overnight.

Ponzi ** still exists, especially the protrusion of online financial products, and there are many types, and the skin is more confusing, but as long as you restrain your greed, know how to accept what you see, and do not take advantage of it, then you will not suffer.

A: Ponzi is an Italian man named Ponzi who promises to give investors 40% of their profits in three months. He uses the money of the new investors to give the profits of the previous investors, and so on.

In the most layman's terms, what is Ponzi**? To use the old saying of our Chinese, it is the deception of "tearing down the east wall and making up the west wall".

The one who deceived everyone is called Ponzi **, generally has a formal record in the Industrial and Commercial Bureau, the company is large-scale, the background is strong, and almost everyone thinks it is true before they run away.

Ponzi is the name given to investment fraud in the financial sector and is the ancestor of the pyramid. This is the trick used by many illegal pyramid schemes to amass money, and this deception was "invented" by a speculative businessman named Charles Pounds. Ponzi ** is also known as "tearing down the east wall to make up the west wall" and "empty gloves white wolf" in China.

Ponzi is an Italian named Pounds in history, promising investors that they can return 40% of their profits within three months, and then use this commitment to attract new investors to invest, from the people who have just entered the game, take 40% to pay the people in front, and the people in front really get 40% returns, so they naturally think that this investment is true, and they began to run to tell each other, and more and more people will give money to Pounds, so that more and more investors have been pulled in about half a year. In the end, it was debunked, and the investors lost all their money, so they were called Ponzi.

The essence of the socialist market economy is a market economy that is integrated with the basic socialist social system, and embodies the fundamental nature of socialism.

The socialist market economy is an economic system in which the market plays a decisive role in the allocation of resources under the macroeconomic regulation and control of the socialist countries. It enables economic activities to follow the requirements of the law of value and adapt to changes in supply and demand; Through the best leverage and competition mechanism, the allocation of resources to the best efficiency of the link, and the implementation of the survival of the fittest; Use the characteristics of the market to be sensitive to various economic signals to promote the timely coordination of production and demand.

As an economic mechanism, the basic characteristic or intrinsic requirement of the market economy lies in the allocation of resources through the autonomy, equality, competitiveness, and effectiveness of operation. The socialist market economy, that is, the market economy under socialist conditions, emphasizes the development of the market economy under the socialist economy, rather than saying that the market economy itself has a distinction between capitalism and socialism. The market economy is an economic form determined by the level of development of the productive forces and the relationship between different interests, and it has its own prescriptiveness, which is the commonality or generality of the market economy under different social and economic systems; The different conditions of the social system have given the development of the market economy different characteristics, which is manifested in the particularity of the market economy under different social conditions.

The development of a market economy under socialist conditions will inevitably be constrained and influenced by the basic socialist economic system, so that the socialist market economy will present its unique basic characteristics.

One of the simplest characteristics of Ponzi ** is the unlimited development of the downline, his essence is that he does not create new social wealth, but fills the old funding gap by deceiving new victims into the pit.

In real life, several modes of finance are nothing more than the following ways.

One takes advantage of people's greed and promises high profits that do not conform to the normal economic profits of the market.

Second, taking advantage of people's fears, such as the need to cooperate with the transfer of money in the name of law enforcement agencies.

3. Take advantage of people's sense of morality, such as raising funds for charity.

It is nothing more than to be vigilant, restrain your desires, ask more and understand more.

I think the best way to prevent this kind of ** is to keep a rational heart, don't think anything, as long as you invest money, you will be able to get a good return, in fact, there are many things in the world that are not simple and simple, she still has to go through legal means if she has some things. In order to ensure the safety of your funds, and you must not believe that there will be pie in the sky, and you will generally be deceived by pie things, so we still have to treat some things with a rational heart. When you come across something that is highly profitable, don't believe it.

I think that's the best way to prevent yourself.

In 1919, an American speculator named Charles Pounds claimed to have discovered a money-making business to buy some kind of postal bills in Europe, and if you invested the money in him, you could get a 40% return in 90 days. He continued to use the money of later "investors" to return to the "investors" in front of him, attracting 40,000 investors and collecting $15 million in about a year. This was a huge amount of money at the time.

In August 1920, Pounds was imprisoned because of the rupture of the financial chain.

Later, people called this story "Ponzi **" and recognized it as the most classic ** of the 20th century.

The reason why "Ponzi**" is classic is that in less than 100 years, a variety of similar "Ponzi**" appeared in an endless stream around the world. The largest fraud maker in American history, former NASDAQ Chairman Madoff Madoff is the culmination of the "Ponzi **", he spent 20 years and defrauded more than $60 billion. The notorious "pyramid scheme" organizations in China are actually copies of "Ponzi **".

Although these forms are varied, they all have the common characteristics inherited from the "ancestor" Pounds:

With low risk and high return as bait, build a pyramid-shaped investor structure, and use the "borrowing new to repay the old" fund transfer technique to continuously snowball, and after expanding to a certain extent, the capital chain is broken, and the truth is revealed.