The borrowing has already been paid off. Can I use it again?

Generally speaking, as long as there is a quota for ant borrowing, it can be recycled. If you are unable to borrow if you do not have the current borrowing quota, it is the result of the comprehensive evaluation of the system, and manual application for activation is not supported. It is recommended that you maintain good credit and account activity and wait for the system to automatically conduct an irregular assessment.

If your borrowing quota is not enough, you can also consider other reliable big brands, such as Tencent Micro Loan and Du Xiaoman Finance. The application for money is simple, the loan is fast, and the borrowing and repayment is flexible, and users can take the initiative to apply. The interest fee for money is transparent, the big brand is reliable, the interest rate is low, and the maximum borrowing amount is 200,000, which can meet the needs of most borrowers.

In addition to individual consumers, small and micro business owners who need start-up or working capital can also consider having money to spend, and Money is committed to providing accurate, convenient and efficient financial services for small and micro business owners.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

In case of financial difficulties, repay the credit card first, and then swipe out the money repaid by the credit card to repay the loan. This is conducive to capital turnover. I don't know how to teach you how to operate.

It can be used again after the loan is paid off.

As long as there is a limit, you can borrow again, borrowing is a revolving limit, borrowing and repaying, if the borrowing can not be used, you can go to the online business loan to see.

If you have a quota, you can apply again, and whether the application can be successful is based on the applicant's credit qualification, sesame credit, usage records and other multiple assessments, subject to the actual review results, if you have any questions, you can ask Alipay's official customer service.

As long as there is a quota for ant borrowing, it can be recycled.

"Borrow" is a loan service launched by Alipay, and the current application threshold is more than 600 sesame points. Depending on the score, users can apply for loans ranging from 1,000-300,000 yuan. The maximum repayment period of the loan is 12 months, and the daily interest rate of the loan is to borrow and repay at any time.

Service introduction: At present, the consumer loans launched by e-commerce giants are mainly for installments in the consumption scenarios of the e-commerce platform, but with the continuous accumulation of personal credit data, personal credit loans for non-consumption scenarios are also being launched one after another. Here's the actual experience of raising the quota:

1. Deposit Yue Bao or Zhao Cai Bao (regular), deposit 15,000+ money, and it can basically be withdrawn after 10 days, generally on the 1-10th limit;

But there are still netizens complaining about Uncle Ma Yun; One of the reasons why I am not optimistic about these Internet companies engaging in finance is that they do not have the experience of receiving users who can't even distinguish between interest and fees.

If you pay it off and you still have a limit, you can borrow it.

You can borrow it right away. Generally speaking, Alipay borrows again as soon as there is a limit after full repayment.

Alipay Borrowing will also adjust your loan amount according to your credit situation, if your credit is not good at this time, then Alipay Borrowing will reduce your loan amount or close your loan. If you don't repay it in full, you can't borrow again.

Therefore, when using Alipay to borrow, you must repay the loan on time, and do not overdue, borrow and cash out, etc., otherwise Alipay borrowing may be closed, and you will not be able to borrow again.

There are three main impacts of borrowing and failing to repay on time:

1.Functional limitations: After the overdue period, the borrowing function will be directly restricted from being usable, and whether it can be restored after subsequent repayment is evaluated by the system from time to time, and manual intervention cannot be made;

2.Negative records: Overdue records will be uploaded to Sesame Credit, and uploaded to the basic database of financial credit information in accordance with regulations;

3.Overdue interest: Late repayment will incur a late fee at multiple times the normal interest rate.

It is recommended that you repay the loan on time and maintain a good usage record to avoid overdue.

Summary. Hello, dear, yes, after paying off the loan at one time, the borrowing account will be closed. Legal Analysis:

In fact, there is not much correlation between borrowing and early repayment and account closure. Because borrowing mainly depends on the user's creditworthiness, and early repayment will not cause the user's creditworthiness to decrease. Therefore, it stands to reason that early repayment will not lead to the closure of the account.

Moreover, borrowing itself is a loan product that can be borrowed and repaid at any time, and it fully supports early repayment. However, in real life, there are indeed cases where the account is closed after the loan is repaid early. In this case, it is likely that the creditworthiness of the account itself is not high.

There have been bad behaviors such as overdue before, and the account risk is high, so it was closed by the system.

Hello, dear, yes, after paying off the loan at one time, the borrowing account will be closed. Legal Analysis: "There is not much correlation between borrowing early repayment and account closure.

Because borrowing mainly depends on the user's creditworthiness, and early repayment will not cause the user's creditworthiness to decrease. Therefore, it stands to reason that early repayment will not lead to the closure of the account. Moreover, borrowing itself is a loan product that can be borrowed and repaid at any time, and it fully supports early repayment.

However, in real life, there are indeed cases where the account is closed after the loan is repaid early. In this case, it is likely that the creditworthiness of the account itself is not high. There have been bad behaviors such as overdue before, and the account risk is high, so it was closed by the system.

It means that I will pay off the loan at once now, and my loan will be closed, and I can't use it, right?

You can use "borrowing and prepayment, but it doesn't have much to do with the account being closed." Because borrowing mainly depends on the user's creditworthiness, and early repayment will not cause the user's creditworthiness to decrease. Therefore, it stands to reason that early repayment will not lead to the closure of the account.

Many people know about borrowing.

This online lending platform.

You can apply at Alipay. Some people apply for a loan and pay it off in 12 installments, but they borrow a few installments because of the loose funds, so they pay off in one lump sum in advance. These people don't know the consequences of paying off the loan in a lump sum, and they regret it.

If the loan is overdue, there will be serious consequences, such as credit investigation.

Damages, rejection of bank loans, fines and prosecutions. In that case, why repay the loan early.

It is also considered a taboo by some people?

In fact, it is okay to borrow and repay in advance, so that you will not be penalized with interest and will not cause credit stains. However, if you borrow a lump sum and repay the loan in advance, it will be considered by the platform that you are not short of money, and then your borrowing qualification will be cancelled, and you will not be able to apply for a loan in the future. Borrowing is a good platform, and if it is closed to you, then it is also a loss.