What are the conditions for the insured person of Pacific Pleasure?

Founded in 1991, Pacific Insurance Company is a senior insurance company and has been selected as one of the world's top 500 companies for eight consecutive years. Regarding the evaluation of Pacific Insurance Company, there are three main questions:

1.Are Pacific Insurance's products worth buying?

Blessing and health, Jinfu life, auspicious treasure d, wealth and wisdom win-win, enjoy millions and so on are the popular products of Pacific Insurance, the detailed interpretation of the above products I sorted out in this article:"Seven products worth buying in Pacific Insurance in 2020".

After reading it, you will know which product is good.

2.What is the level of service provided by CPIC?

The China Banking and Insurance Regulatory Commission (CBIRC) rates insurance companies based on their claims service, complaint rate, business processing speed and other indicators, with the highest grade being AAA and the lowest being D, in order to give consumers a standard.

Let's see how many levels Pacific Life can rate:

3.Is Pacific Insurance reliable?

Friends who are worried about the unreliability of the insurance company are still concerned about the claims after buying the insurance. This is simple, and the higher the ranking company in the same industry, the more reliable it must be. Earlier I compiled a following:

Top 10 insurance companies** points!

You can take a look at the ranking of Pacific Insurance.

That's all for me"What are the conditions for the insured person of Pacific Pleasure? "All, look!

The insured person of Pacific Joy is 0-65 years old for the first time, and the policy can be renewed up to 70 years old. Pacific Joy provides customers with a wide range of medical insurance products and value-added service options, which can be reasonably matched according to the different needs of their own enterprises.

Exclusion of Pacific Joy: The insurer shall not be liable for any payment of insurance benefits if the death or disability of the insured is directly or indirectly caused by one of the following reasons: (1) the insured intentionally kills or injures the insured; (2) The insured causes injury or suicide, except where the insured is incapacitated for civil conduct at the time of suicide; (3) Fighting, assault or being attacked as a result of the insured's provocative or intentional acts; (4) The insured violates the law, commits a crime, or resists criminal compulsory measures taken in accordance with law; (5) Injuries caused by illness of the Insured, including but not limited to sudden death, food poisoning, altitude sickness, heat stroke, viral and bacterial infections (except for wound infections caused by accidental injuries); (6) Injuries caused by pregnancy, miscarriage or childbirth of the insured, except for miscarriage or childbirth caused by accidental injury; (7) Injuries caused by drug allergies, cosmetic surgery, medical and surgical procedures, or other medical acts of the insured; (8) The insured does not follow the doctor's instructions to take, apply or inject drugs without permission; (9) The insured is declared dead by the court due to the disappearance of the insured due to reasons other than accidental injury or natural disaster; (10) The insured engages in high-risk sports or participates in any professional or semi-professional sports, including but not limited to various vehicle performances, vehicle competitions or training; (11) The insured does not comply with the regulations on safe driving or riding; (12) Injuries suffered by the insured as a result of an accident caused by an overloaded motor vehicle while driving an overloaded motor vehicle; (xiii) any biological, chemical, nuclear**, burns, contamination or radiation caused by an atomic or nuclear device; (14) Terrorist attacks.

2. The insurer shall not be liable for the death or disability of the insured under any of the following circumstances: (1) during the period of mental disorder or insanity of the insured; (2) during war, military operations, insurrection or armed rebellion; (3) During the period during which the insured is intoxicated or under the influence of drugs or controlled substances; (4) During the period when the insured is driving under the influence of alcohol, driving without a valid driver's license, or driving a motor vehicle without a valid driving license.