What are the conditions for the insured of the Pacific Baby Kids Specific Illness Insurance Plan?

The insured person of the Pacific "Four Seasons Baby" Children's Specific Disease Insurance Plan should be a child aged 30 days to 17 years old who is in good health and can live and study normally.

With its strong financial strength, Taiping Insurance has been selected as one of the Fortune Global 500 for eight consecutive years, and it is a senior insurance company founded in 91. Let's evaluate Pacific Insurance Company with the following three questions:

1.Is the product launched by Pacific Insurance worth buying?

The popular products of Taiping type insurance are Jinnuo Life, Jinyou Life, Anxingbao Auspicious Life, Love Guardian, etc., I spent a week comparing the products of Pacific Company and sorting them out"Seven Products Worth Buying in 2020 by Pacific Insurance".

After reading it, you will know which product is good.

2.What is the level of service provided by CPIC?

Based on big data, the CBIRC will evaluate 10 levels for insurance companies according to the standards of timeliness of claims service, odds obtained, complaint rate, and preservation timeliness, among which AAA is the best.

Let's take a look at Pacific Life's service ratings:

Pacific Life has a rating of AA and is performing well. However, the rating changes every year, and next year will be different.

3.Is Pacific Insurance reliable?

Friends who are worried that the insurance company will be unreliable should be afraid that it will be difficult to settle claims after buying insurance. This is easy to do, and the higher the ranking, the more reliable it is. Earlier I compiled a following:

Top 10 insurance companies** points!

You'll be able to see which companies are ahead of Pacific Insurance.

That's all for me"What are the conditions for the insured of the Pacific Baby Kids Specific Illness Insurance Plan? "All, look!

Exclusion of Pacific "Four Seasons Baby" Children's Specific Disease Insurance Plan: The insurer shall not be liable for any insurance payment if the death or disability of the insured is directly or indirectly caused by one of the following reasons: (1) the insured intentionally kills or injures the insured; (2) The insured causes injury or suicide, except where the insured is incapacitated for civil conduct at the time of suicide; (3) Fighting, assault or being attacked as a result of the insured's provocative or intentional acts; (4) The insured violates the law, commits a crime, or resists criminal compulsory measures taken in accordance with law; (5) Injuries caused by illness of the Insured, including but not limited to sudden death, food poisoning, altitude sickness, heat stroke, viral and bacterial infections (except for wound infections caused by accidental injuries); (6) Injuries caused by pregnancy, miscarriage or childbirth of the insured, except for miscarriage or childbirth caused by accidental injury; (7) Injuries caused by drug allergies, cosmetic surgery, medical and surgical procedures, or other medical acts of the insured; (8) The insured does not follow the doctor's instructions to take, apply or inject drugs without permission; (9) The insured is declared dead by the court due to the disappearance of the insured due to reasons other than accidental injury or natural disaster; (10) The insured engages in high-risk sports or participates in any professional or semi-professional sports, including but not limited to various vehicle performances, vehicle competitions or training; (11) The insured does not comply with the regulations on safe driving or riding; (12) Injuries suffered by the insured as a result of an accident caused by an overloaded motor vehicle while driving an overloaded motor vehicle; (xiii) any biological, chemical, nuclear**, burns, contamination or radiation caused by an atomic or nuclear device; (14) Terrorist attacks.

2. The insurer shall not be liable for the death or disability of the insured under any of the following circumstances: (1) during the period of mental disorder or insanity of the insured; (2) during war, military operations, insurrection or armed rebellion; (3) During the period during which the insured is intoxicated or under the influence of drugs or controlled substances; (4) During the period when the insured is driving under the influence of alcohol, driving without a valid driver's license, or driving a motor vehicle without a valid driving license.