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Clause. 1. Daily expenses for food, clothing, housing and transportation are between 1700-2500 yuan. Food, clothing, housing and transportation are the four basic needs of human life, and only by solving the problem of clothing, food, housing and transportation can we better devote ourselves to work and life.
Clause. 2. Parental maintenance.
1000。Filial piety comes first.
Supporting one's parents is the most basic obligation that a person should fulfill, so that his parents can have something to rely on in their old age.
Clause. 3. Purchase social insurance.
and commercial medical insurance expenditures between 800-1200 yuan. Social insurance includes endowment, medical, unemployment, maternity, and work-related injury insurance.
Commercial medical insurance, on the other hand, can make up for the shortcomings of social insurance.
Clause. 4. The expenditure on children's education is between 300 and 500 yuan. Children's education is related to the growth of children, and this expenditure is indispensable.
Clause. 5. Other expenses are between 1,000 and 1,500 yuan. Other expenses mainly refer to miscellaneous living expenses.
Among the above expenses, food, clothing, housing and transportation, parental support, insurance purchase, and children's education are necessary expenses, while miscellaneous living expenses are non-essential expenses.
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In terms of food, it is basically rice, flour, oil, meat, eggs and milk, fresh fruits and vegetables, gas, water and electricity bills. In terms of dressing, adult clothes do not necessarily add much throughout the year, and children need to add at least a few clothes in spring, summer, autumn and winter, and there are shoes, which are expensive to death. It is calculated according to 2400 yuan a year, that is, 200 yuan per month.
In terms of accommodation, mortgages and purchases are not considered. But many of our household items, such as decorations, televisions, refrigerators, washing machines, etc., are large items for one expense, and we budget 300 yuan per month. In terms of travel, if you buy a car, the cost of gas and various insurances for a year will also cost tens of thousands, but we don't think about such trouble.
The husband and wife go to work and the children go to school, because we are talking about three meals a day, we calculate according to the four buses a day, according to the budget of 100 yuan per person. Excluding some weekends, budget for other travel time. 300 yuan a month.
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There are too many things for household expenses in a month, such as water and electricity bills, gas bills, grocery shopping, kitchen supplies such as oil, salt, sauce and vinegar, and hygiene products.
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Paper, toothpaste, shower gel, laundry detergent, laundry detergent and other things for daily use.
Rice, oil, salt, sauce, vinegar and other food things.
In addition, if you have children, you have to give pocket money, and usually buy snacks and milk.
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There are monthly household expenses, such as food expenses, property fees, mobile phone expenses, utility bills, transportation expenses, toiletries, and social activities.
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Household expenses for a month include water, electricity, food, oil, salt, sauce and vinegar, toothbrush, toothpaste, toilet paper, laundry detergent, etc. If there are children, there is also milk powder, diapers, etc.
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The things that the family spends on a fixed monthly basis include water, electricity, gas, etc., and then food expenses and consumables, such as paper towels. In addition, there is the cost of personal contacts.
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A family's monthly expenses, the most important expenses for water and electricity, if you don't buy a house, and the cost of this rent, including the cost of food and drink. There are also the cost of children's education, as well as the cost of entertainment.
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Utilities, daily necessities, daily meals, children's living expenses, education expenses, mortgages, car loans, insurance, medical care, etc.
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One month's family expenses, first of all, everyone's clothes, food and clothing must be included, and there are also maintenance and repair of the house, water and electricity bills, various travel expenses for students and their families, etc.
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What are some of the things that cost a month's worth of household expenses? There are many things for a month's household expenses, such as Yanmi. Especially for families with children, the expenses are many, many.
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In fact, the expenses of different seasons may be different, for example, the normal expenses that may be needed in each season, clothing, food, housing and transportation are nothing more than a few.
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Now the normal expenses of a family are about 1,500 yuan a month.
The monthly living expenses of a family are about 1,500 yuan, and the most common family expenses at this time, because of the continuous increase in prices, if you want to be a good wife and mother in the family financial management, the family's life is high, and there are meat, eggs, vegetables, and water yards every day.
Because life is continuous, to accumulate a little wealth, the old man has a saying, the waist is bulging, do not panic, if you want to live a good life, you must plan and plan well at home, so that the family can live a rich and happy life.
Considerations for controlling household expenses.
A ledger should be established.
In our work, we should establish a ledger and be clear about our income and expenses, which will help us develop good habits.
In general, we should pay attention to the habit of shopping, not to pursue high-end, but should pursue practical, in the process of daily life, we pay more attention to some details, such as water, electricity and gas consumption, should try to control reasonably.
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The actual expenses of my family are as follows:
The mortgage is repaid 10,000 yuan per month, insurance + financial management is paid 120,000 a year, the average monthly extracurricular classes for two children are 8,000, and the average monthly average for two children is about 3,000 for pick-up, shopping, entertainment, and dining out, etc., The property management fee for water, electricity, gas, and telecommunications fees is about 2,500 per month, and the average monthly maintenance fee for car maintenance is 1,500 (insurance, maintenance, and refueling), and the average monthly family meal + daily use is 5,000 (vegetables, meat, fruits, seafood and drinks in the supermarket are not cheap, and sometimes takeaways) The average of the above month is also 40,000, The basic posture is quiet, and there is nothing to save in the clan hall. In addition, the couple's own shopping, eating with friends, beauty and fitness, honoring both parents, interpersonal exchanges, etc., an average of 3000-5000 a month is very little, if you want to take the baby to travel during the holiday, 500,000 a year is definitely not enough.
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1. Firewood, rice, oil and salt.
One can of gas a month, 100 yuan a can, 1200 yuan a year. One barrel of blended oil in February, 80 yuan per barrel, and 480 yuan a year.
All kinds of condiments (salt, vinegar, soy sauce and other condiments) are not considered to be good without 200 a year.
2. Water and electricity bills.
At present, in many places, rural water and electricity bills are expensive, according to the most basic, the electricity bill is 50 yuan a month, and 600 yuan a year. Water fee, if there is tap water installed, 5 yuan a ton, 30 yuan for 6 tons a month, 360 yuan a year, if you eat your own well water, it will be better.
3. Farming. It stands to reason that this account can't be counted into the usual basic expenses, because the number is large, such as seeds, fertilizers, pesticides, ploughing, harvesting, etc., a season of one acre of land should need about 600 yuan, if there is more land, only this one is more than 10,000 yuan.
4. Follow the elements.
Rural relations still have to be maintained, which family has marriage, childbirth or white things today, neighbors are to follow the part, the relationship is generally 100-200 yuan, a little better or a relative, the minimum is 500 yuan, there will always be a few times a year, how to say a year also about 2000 yuan.
5. Buy clothes.
A family of old and young, in saving, each person per year 2 pieces of clothes closed stupid clothes is to buy, summer one, autumn and winter one, 500 yuan per person is not necessarily enough, farmers and friends will have a deep understanding, to buy a dress in the city is not cheap, a family of 5 people to calculate, a year on the cost of clothes, the minimum is 3000 yuan, high there is no upper limit.
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It depends on where you live, such as which city. Basic living expenses such as the following: water and electricity bills (170), gas bills (70), garbage disposal fees (sanitation fees 5), daily consumables (toilet paper, washing products, sanitary products, etc. 200)** fees (300), broadband fees (180), and rent (2500) if you are renting a house
The cost of daily necessities such as firewood, rice, oil, and salt (1500).In addition, there are social expenses (this is different according to each person's social circle, and the standard is different, and I usually average about 600 per month) and my own pocket money, which is used to buy some spare money that is not a necessity of life. About 6000 or so.
The above is the basic cost of living alone in Beijing, for reference only.
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The exchange rate is not calculated!! Single, American, monthly salary of 3500, cooking dishes in restaurants, spending 1600+ per month, living a stable life, including: watching a movie once a month, taking a road trip around once a month, occasionally Starbucks, keeping fruits at home, rent, car expenses, buying and cooking by yourself, occasionally Burger King, shoes and hats, likes to play with guns, and occasionally goes to the shooting range to play a few shuttles.
The cost of "New Sanluo" is 1,000 more than this.
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It doesn't matter which city you are in, there are poor people in big cities, and there are rich people in small cities, mainly depending on the level of self-consumption.
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It depends on what standard it is, what about two people Ordinary life, in middle and upper cities, it costs about 1000, conservative, not counting the house mortgage. If you want to live a better life, then you have to increase it appropriately, for example, it costs 200 yuan to go out for a meal. See how many meals you can eat?
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Normally, it is 14500 yuan, and if you have a bit of courtesy, it will be about 2,000.
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It mainly depends on where you are and what kind of standard of living you have.
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If nothing is a big deal, it should be about 2,000 yuan!! I think.
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It depends on the size and level of the family, like my family of four, it looks like 6,000 or 7,000 ordinary families.
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It depends on which city you're in.
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Meal money: 50 yuan in the morning, 50 yuan in the afternoon, about 100 6000 yuan in the evening, afternoon tea: 2000 yuan.
All kinds of care + haircut: about 10,000 yuan.
Yoga fitness: 500 yuan for each personal training, about 4,000 yuan twice a week, entertainment: about 3,000 yuan.
Shopping: about 6,000 yuan.
Buy books + daily necessities: about 1000 yuan.
Other expenses: about 1,000 yuan.
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With the change of society, the traditional concept of "men should get married, women should marry" has begun to change, more and more young people choose to marry later or even not to marry, in addition to "rather lack than abuse", the rise in the cost of living has also made couples stop in front of the threshold of marriage, after all, after starting a family, it means to assume the responsibility of the family, the first thing is to make money to support the family, so how much money does a family need to be enough for a month's living expenses?
First of all, we must know the necessary expenses in a family, in daily life, firewood, rice, oil, salt, sauce, vinegar, tea, daily necessities must be indispensable, as well as mortgages, water and electricity bills, gas bills, and some families have car loans and so on. First of all, the water and electricity bills and gas are about 300 a month, the daily consumables such as toilet paper and washing supplies are about 200, the daily diet of firewood, rice, oil and salt is about 1500, and the mortgage and car loan vary from person to person.
Secondly, spending on children is not a small amount, according to statistics, spending on raising children accounts for one-third of a family, or even more. Nowadays, in order to "win at the starting point", children start to attend early reading classes before kindergarten, participate in various specialty classes and cram classes after school, and have a variety of extracurricular activities, etc., and the monthly cost is the majority of family expenses, and there is an upward trend every year.
Although the state has a pension, but the amount of pension is much or less, if the pension is less old, or need the monthly living expenses of the children to live. In addition, there are many living miscellaneous expenses, such as seasonal clothes, personal expenses, medical expenses, broadband fees, etc., which is not a small amount of money.
In fact, it is really impossible to calculate the expenses of a family, the so-called abundance and thrift by people, some people in the same city let go of their hands and feet to spend a lot of money, some people save money, how much a family spends, depending on how much burden the family has, such as children's interest classes, cram schools depend on the individual, those who can't afford it can choose to report less or even not to report, and the diet can also be appropriately adjusted. How you live depends on how you want to live, in addition to how much money you make.
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The average family should need about 3,000 yuan a month, and if there is no mortgage and car loan, it will be less.
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An average family needs 1,500 yuan a month. Now they are all office workers, and they all need to spend on food, clothing, housing and transportation, and generally 1500 is the minimum consumption.
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The monthly expenses also depend on the location, taking Jiangsu and Zhejiang as an example, a family's main monthly expenses are diet, it may take about 1,000 to buy vegetables a month, it is not enough to buy more meat, and also buy some clothes, household items, transportation expenses may also need hundreds a month, so a family's monthly expenses of 1,000 yuan must be wanted.
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An average family now needs at least 1,500 2,000 a month to spend on it, which is the normal cost of an ordinary family.
My monthly expenses are 100,000 yuan, and I usually spend 20,000 yuan on new clothes and shoes every month, then 20,000 yuan for new bags, 20,000 yuan for skin care and makeup, hair and treatment, then 20,000 yuan for travel, and the remaining 20,000 yuan for my parents.
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