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My monthly expenses are 100,000 yuan, and I usually spend 20,000 yuan on new clothes and shoes every month, then 20,000 yuan for new bags, 20,000 yuan for skin care and makeup, hair and treatment, then 20,000 yuan for travel, and the remaining 20,000 yuan for my parents.
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Pay the rent, electricity, water and other daily necessities first, and then carefully calculate the daily meal expenses, and the rest can buy clothes or something.
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That's how I'll arrange my expenses for a month. Because I'm a foodie. Therefore, most of the month's expenses will be allocated to food, the rest will be allocated to their own clothes and cosmetics, and the rest will be arranged to their own books and other things.
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I set aside part of my monthly expenses for eating, part of hanging out with friends, and part of buying cosmetics.
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Of course, I will make reasonable arrangements, part of it will be used to buy clothes, part of it will be used to buy cosmetics, and the rest part will be saved.
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A month's expenses should be put into the bank card, and the other half will buy some clothes that they want to eat and wear.
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My monthly expenses are basically divided into three parts, one for saving, one for living, and one for self-improvement.
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For a month's expenses, I will divide all the money into several aspects, and I will arrange for food, accommodation and entertainment.
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I have to charge 50 yuan a month, 100 yuan for a transportation card, buy a dress of three or four hundred yuan a month, about 1,500 yuan in total, and save the rest.
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I will arrange all these things myself, and I will remember what to spend and what not to spend. Won't go there and spend money.
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I first set aside 3,000 for the car loan, followed by 2,000 for commercial insurance per month, the rest is living expenses, and then the rest is in Alipay.
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My expenses for a month will be reasonably arranged, and I will buy some things for my own use in addition to expenses such as eating.
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The amount of expenses that are normal in a chaotic month varies depending on the standard of living. The following is a reference for Chi Chun:
1.Meals: If you eat three meals a day in the cafeteria, it will cost about 50 yuan a day. If you go out to eat out occasionally, the cost will be higher.
2.Dressing: If you buy some seasonal clothes, you need to spend a certain amount of money every month. If you rent a house, the monthly rent is also a significant expense.
3.Daily necessities and cosmetics: There is a certain amount of money to be paid every month.
4.Social activities: Social activities such as dinners, movies, and travel need to spend at least a few hundred yuan per month.
5.Other expenses: such as transportation expenses, mobile phone bills, Internet bills, etc., you also need to spend a certain amount of money every month, and the specific expenses are related to the services and ** used.
Based on the above factors, it is normal to spend about 1500-2000 yuan a month. However, the specific cost will vary depending on different living standards, spending habits and other factors.
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A month's worth depends on a month's worth of receipts!
1.If the family income is more than 5w, the monthly expenses are controlled in a reasonable state;
2.If the monthly household income is between 1-5w, it is recommended to control the proportion at about 30%.
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For each of us, each of us wants our lives to be better, so we all work very hard and learn a lot.
People in the city spend a lot of money. So they will work harder and harder.
For rural people, they also have to live, so they will also incur expenses, so some people want to know how much they spend a month in the countryside, which is normal.
In fact, we know that many people living in rural areas have dry spring fiber, and some of their things are produced by themselves, for example, some farmers grow their own grain and vegetables, so they don't need to buy a lot of food. And for them, they just need to buy some necessities of life.
But in other rural areas, they may not only buy necessities, but also some food, so in fact, for rural residents, it may be different families. There will be different costs, but they are all about the same. After all, life in the countryside is not as stressful as in the city, so the relative cost in the countryside is much smaller than in the city.
So we see a lot of people living in rural areas, who spend relatively little a month, much less than in cities. And they are not very stressed, so the cost of living in the countryside will allow the rural residents to enjoy a better life as well.
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Look at those expenses that can be dispensed with, just cut it!
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1. Read. The distribution of wages needs to be decided according to the level of consumption each month, if you are working outside, then you need to set aside a part of your salary to pay rent, water and electricity, which is the most basic expense, so you need to plan it every month.
2.If the salary is relatively low, then you can choose the bus or subway and other ways to travel, but you need to pay special attention to catering, try to cook by yourself, not only very hygienic.
Interpersonal communication, every month will always expand the circle of friends by inviting friends to dinner, but everyone also needs to pay special attention to abandon the bad social circle, which will waste time and a lot of money, and the consumption of interpersonal communication needs to be controlled at about 500 yuan per month.
4. A part of the monthly salary also needs to be set aside for studying, because at any time you need to study without being hungry, so that you can continue to make progress, so you should take out a part of your salary to buy books, or take out a little salary every month as training money.
5.Investment and financial management. Some people's wages will be smaller, but we also need to pay special attention to setting aside a little money every month for investment and financial management, but we can't be blind, and we can directly deposit it in the bank.
6.If the salary level of consumption entertainment will be relatively low, then the expenditure on consumption entertainment will naturally be relatively small. Generally speaking, the cost of consumption and entertainment needs to be controlled at about 500 yuan. Of course, if you want to accumulate it, it's also very good.
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The salary paid every month, after paying off Huabei, the credit card and then the money is gone, and I never know how to spend it, it seems that there is nothing more than that. Through negotiation with my boyfriend, he also agreed to cooperate with me to keep accounts every month, and this past August was the month when we started bookkeeping, and we made a small summary last night.
The average daily cost of drinking and smoking is about 25 yuan.
About 1-2 times a week, the cost of supper is 30 yuan per time.
The daily cost of food is about 20 yuan.
The ** fee for two people a month is about 150 yuan.
In August, the daily necessities shower gel, edible oil, etc., were almost exhausted, and nearly 400 yuan was spent, and this part can be saved next month.
On the way back from work, there was a car accident, and the other party was fully responsible, but he had to send the car for maintenance, and he took a taxi to work for a few days, which cost about 350 yuan.
There are also some necessary supplies for girls for about 170 yuan per month, which can be used here for about three months.
The total consumption is about 3050 yuan.
There is also a rent of about 1,100 yuan per month.
And then that's how the money is gone.
In fact, bookkeeping is very good, you can clearly record how much money is spent every day, what Peizi dates bought, through bookkeeping, we can delete some unnecessary consumption. In fact, I also kept accounts before, but my boyfriend was not very cooperative, so I slowly stopped keeping records. But now, maybe he himself feels that he always doesn't see money every month, and the bills are still more and more owed, and he doesn't know why!
So this time, I put out the bookkeeper, and he was very cooperative.
Now we have a fixed thing every night: honestly, how much did you spend today?
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1600 yuan is reasonable.
Considering the university in addition toFood expensesThere are many moreHydropower chargesPurchase of daily necessitiesThe cost of going out occasionally, andPrepare for small fees (reserves) that may be required for classes, schools, etcWait, if you want to have a relatively comfortable campus life, about 1600 is a relatively stable consideration.
I myself am studying in Wuhan now, and the price is also at a medium level, coupled with the epidemic prevention and control, the number of times I go out is about once or twice a month, and the rest is spent around the school.
Here's how I spend:
Food 38 30 = 1140 (i.e. 1200).Generally, if you don't buy milk tea, 8 yuan for breakfast, 15 yuan for lunch, and 15 yuan for dinner, which is already considered a high allocation, sometimes add a cup of milk tea to evenly pay for the meal, that day is about 40, basically spend between 35 and 45 every day.
Hydropower 25+20=45 (i.e. 50).Our school is not covered with water and electricity, the dormitory is a four-person room, and the electricity bill is divided equally (only more than forty or fifty electricity bills are used in a month), that is, every two months, pay 30 for four people each time, add a little more, 25 a month is enough. We had two wifi in our bed, one 40 and one 20.
Everyday items 100Purchase once or twice a month on demand.
Outgoing 100 2=200 (i.e. 200).The fare is 20, the catering and play are low with 80, and the cost and frequency are adjusted freely, I have to spend more than 100 every time I go out, and 200 is barely enough.
Reserve 50It can't cope with emergencies, but small payments are almost enough, such as phone bills and class fees.
This is the case as a whole, 1,600 yuan is enough to live, not to the point of survival.
In February and March, there is a balance from the New Year's money.
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What is the concept of having so many of me?
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Just a thousand, I feel like you have to see what kind of situation the other person is! After two people are together, they have to think about their families, sometimes? I think you should still make a plan like at the beginning of the month, write down what you have to buy this month, and then what!
Then write down what you can buy or not, and when you go out and see something you like, you have to think about whether you will use it in the future before deciding. In fact, I am the kind of person who wants to buy everything when I go out, but when I buy it and play for a week at most, I feel bored and I leave it there, so these are unnecessary consumptions.
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More than a thousand. See how it was spent.
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About 5000, we almost belong to the moonlight family, but now the digital appliances are updated too fast!
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It's okay, but it depends on which families.
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What is the concept of having so many of me?
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As a student, I can accurately say that my monthly living expenses are less than 1000 yuan, at most 1000 yuan, generally seven or eight hundred yuan, or even less than that, because we don't spend a lot of money during school, mainly on food and drink, and other aspects are basically not very designed, and there is more money to buy some learning materials, which costs more money, and it costs seven or eight hundred yuan a month comprehensively, I feel okay, but now prices are indeed rising a little fast, The things in the restaurant change every year, and either the money goes up or it makes you smaller, and it feels like the price is rising a little fast.
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The student party who has just graduated and worked for half a year, coordinates Shanghai, female, spends about 3500, usually brings food at noon, and there are no cultural and recreational activities.
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How much you spend a month depends on how much you earn, but I have a low salary, and I spend more than 1,000 per month.
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Our family's monthly expenses are sometimes more than one thousand, sometimes more than two thousand, and more than one thousand means that we don't buy clothing, oil, rice, or flour. Diversification refers to buying clothing and buying oil. Other expenses such as buying rice, flour, etc.
Therefore, the monthly expenses of each family are different.
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Forty or fifty, ranging from tens of dollars.
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