Can Huabei change the repayment date?

The repayment date of Huabei cannot be changed. The 9th of each month is the repayment date of Huabei.

After Ant Huabei applies for opening, it will receive a consumption quota ranging from 500-50,000 yuan. When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first, pay later". The 9th of each month is the repayment date of Huabei, and if you can't repay on the repayment date, you can apply for Huabei installments, and consumers can repay in installments.

The Huabei bill date is the date of Huabei's billing, and the bill date of the current month's bill (summary consumption details and expense details) is fixed on the 1st of each month, and cannot be modified temporarily. Huabei's repayment date is the last repayment time agreed in the agreement, and if the repayment is exceeded by this date, a certain overdue fee will be charged, and a negative overdue record will be generated.

<>2. After entering, find "Huabei" and click to enter.

3. You can see "My" in the lower right corner of the My Huabei page, click to enter.

4. Click "Repayment Date Setting" in the settings, as shown in the figure below.

5. You can modify the repayment date of Huabei to the 15th or 20th of each month, and the corresponding bill dates are the 5th and 10th of each month.

6. After setting the repayment date you want, you can see the interface as shown in the figure below.

You can change the repayment date of Huabei to the 15th or 20th, and after the repayment date is changed, the corresponding billing date will also change.

In addition, it should be noted that the repayment date of Huabei can only be modified once a year, so it is still necessary to be cautious when adjusting.

It should also be noted that Huabei does not support deferred repayment or negotiated repayment, and failure to repay the loan before the expiration date is overdue and will bear the corresponding responsibility, and the consequences to be borne after the overdue date are as follows.

1. Credit will be harmed.

2. It will be collected by the platform.

3. Penalty interest will be incurred.

4. The quota of Huabei will be frozen or reduced.

5. The platform will require you to settle the arrears in advance.

6. It is not conducive to carrying out other credit activities in the future.

7. Malicious overdue will be prosecuted.

8. Affect the use of other Alipay products.

9. It will be blacklisted by the platform.

If you really can't pay the bill, you should also apply for a bill installment or minimum repayment in time, although there will be a handling fee for doing so, but it is still better than overdue.

Nowadays, there are many online loan big data systems that can provide online loan record inquiry, and you can query important data information such as online loan application records, application platform type, whether it is overdue, overdue amount, credit card and online loan credit estimate amount and so on in "Blue Ice Data".

Extended information: Is it difficult to recover from Huabei turning gray?

For the case of Huabei turning gray, the difficulty of recovery is related to the reason why it cannot be used, some cases may be difficult to resume use, but some are not very difficult.

For example, if the account is frozen because the system suspects that it is illegal to cash out, then those who have not actually cashed out only need to contact Alipay customer service to appeal, provide the recent transaction details, and Huabei should be restored soon after the system verifies clearly.

And if Huabei is frozen because of credit damage caused by overdue repayment, it is indeed difficult to recover in a short period of time.

You must pay off the arrears quickly, and then patiently spend time to maintain credit well, and when the damaged credit is repaired, the accumulated good records will gradually cover the old bad records, and the system will comprehensively evaluate and pass, and then it will be possible to restore Huabei.

And because it is difficult to repair credit quickly in the short term, it is recommended to maintain credit for about three to six months before saying (overdue arrears must be paid off as soon as possible, and the longer it drags on, the more difficult it will be to recover).

Change where the repayment date of Huabei is.

Hello, now Huabei does not have this function, and it must be repaid before the 10th.

If you don't have enough money. It is possible to apply for instalment repayment.

I really don't have any money, and if it's overdue, I'll charge interest.

Yes, Alipay announced that it will adjust the date of Huabei's account to the 5th or 10th of each month, and the repayment date will be the 15th or 20th of each month.

Extended information] Alipay's Huabei has always been a point that everyone pays more attention to, many friends are using early consumption, and the use of Huabei in advance is also to repay, so the number of repayment is also a point that everyone pays more attention to, and those who have used Huabei know that Ant Huabei's bill date is the 1st of each month, and the repayment date is the 9th of each month, and usually everyone pays wages on the 15th or 20th, and today Huabei has launched a new policy and modified the repayment date, Next, let's take a look at Huabei's new policy?

Recently, Alipay has announced the opening of Huabei account issuance date and corresponding repayment date adjustment appointment. According to the relevant regulations, users who have signed a contract with Huabei for more than one year can enter the Huabei-My-Repayment Date setting after passing the system assessment, and users can now choose to repay on the 15th or 20th of each month, and the billing date will be adjusted accordingly to the 5th or 10th of each month.

The repayment date changes depending on the date of issuance. This adjustment can only be set to the 5th of each month or the 10th of each month, and after the adjustment, the corresponding repayment date will also be changed to the 15th and 20th respectively. It can only be adjusted once a year (non-natural year), and once it is operated, it cannot be reversed (that is, after adjustment, it cannot be adjusted again within one year); After one year, if the account is transferred back to the 1st of each month from another billing date, the repayment date will be fixed at 10 days.

According to the reservation interface of Huabei, after making an appointment, it is expected that the setting will be unified in September, and the user will receive an SMS notification of the setting result, and the successful setting will take effect from October.

Huabei's adjustment has certain benefits for most friends, after all, many people's pay days are also around the 15th, so you basically will not cause you to be overdue or make the minimum repayment. And how should Huabei repay the loan?

There are two common repayment methods in Huabei, one is to repay according to the monthly bill, and the other is to choose early repayment. According to the monthly bill repayment, it can be divided into two ways, one is the fifteenth or twentyth (because of the new policy, you can adjust your repayment date,), manual repayment by yourself, and the other is automatic deduction by the system on the repayment date, and the funds automatically deducted by the system mainly come from the Alipay account or the bound bank card.

1. Open the Alipay app on your mobile phone (if you don't have it, please install it yourself), click the "Huabei" app icon on the home page (if there is no Huabei in the home page display, please look for it in the "More" list).

2. After entering the Huabei app, click the "My" option in the lower right corner to enter the personal Huabei settings page.

3. Click on the "Repayment Date Setting" option, then select your own repayment date (repayment on the 15th or 20th), and finally click the "Make an Appointment Now" button.

4. You can see the change of the repayment date and the estimated effective time (note: it will take a year to apply again after the setting is successful, so think twice), and click the "OK" button if there is no problem.

5. The "Repayment Date Adjustment Appointment Successful" page pops up, and click "Complete" in the upper right corner to end the appointment process.

6. You will receive an SMS notification in the next month of the application to notify whether the setting is successful, because making an appointment does not mean that the setting can be successful. If you don't want to change the repayment date, you can click "Cancel Appointment" to do so (note the time limit).

1. Open Alipay and click [My] - Huabei - My;

2. Click [Repayment Date Setting] in the "My" details interface;

3. Choose the repayment date according to your own needs, at present, users can choose the repayment date of Huabei on the 15th and 20th of each month. Among them, if you select the 15th as the repayment date, then the bill date of each month is the 5th, and if you select the 20th as the repayment date, then the bill date of each month is the 10th.

I hope my answer is helpful to you

Huabei can repay the loan immediately, or repay before the 10th of the next month, and cannot continue to change the repayment date, if it is overdue, there will be a relatively high interest.

The repayment date of Huabei is fixed, and on the 9th or 10th of each month, you can log in to your Alipay client and enter the Huabei interface to view your repayment date.

So how should you calculate your specific repayment time? According to the official answer, to use Huabei for consumption, the bill will be issued on the 1st of the next month after the transaction is confirmed to receive the goods (after some transactions are paid), and the repayment can be made before 24 o'clock on the day of the repayment date (9th or 10th).

Huabei cannot change the repayment date, but you can contact the customer to help you extend.