Huabei installment repayment? 5. Huabei installment repayment?

There are two situations in Huabei installment, one is Huabei installment payment, and the other is Huabei bill installment. Huabei installment payment means that you directly choose installments when placing an order to pay, and repay the loan on time after the account is issued. The steps of Huabei bill installment are:

Go to the My Bills page, click [Bill Installment] below, select the amount and number of installments you want to install, and then click [Confirm Installment] below.

Huabei installments generally support repayment in 3, 6, 9 and 12 installments. Borrowers choose different repayment periods, and the processing fee rates are also different. The specific number of installments and handling fees are subject to the display on the page.

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There are two repayment methods for Huabei installment repayment, which are as follows:

1. Automatic repayment; On the day of repayment, the balance from Alipay and Yue Bao will be in turn.

Debit cards are automatically debited quickly.

2. Take the initiative to repay.

2) After choosing to repay in installments, you also need to select the number of installments to install, and it should be noted that you need to pay a certain handling fee for installments.

Further Information] Instalment repayment means that there will be multiple repayments, and the principal and interest repaid will be spread over each instalment.

Ant Huabei. Since it was officially launched in April 2015, it is mainly used on Tmall.

** On shopping, it has been loved by the majority of consumers, especially after consumers. In order to better serve consumers, Ant Huabei began to break the restrictions of shopping platforms and expand its services to more online and offline consumption areas.

Ant Huabei has only been online for half a month, and more than 1.5 million merchants have opened Huabei on Tmall and **. Many merchants who respond faster have begun to modify the description of the baby and directly add the words "support Huabei", in order to attract consumers more accurately. Durex.

Tmall***.

The person in charge told reporters that for new users of Ant Huabei, a product specially launched sold more than 10,000 copies a day, and the inventory was sold out in a week.

The data shows that after merchants access Ant Huabei installment, the transaction conversion has increased by 40%. During the 2015 Double 11 period, Ant Huabei gave full play to its product capabilities of worry-free payment, with a total of 60.48 million payments throughout the day, accounting for the overall transactions of Alipay.

On June 30, 2017, "Ant Huabei" announced that it had changed its name to "Huabei" and updated its user service contract. The new contract stipulates that the user agrees and authorizes Huabei to collect the above user information.

On November 12, 2017, Huabei launched a new function: you can help friends repay the loan.

On January 17, 2018, Huabei ABS reopened the issuance and officially bookkeeping.

On October 18, 2018, Huabei officially launched the "Quota Management" function, and users can adjust their Huabei quota according to their actual needs.

On November 12, 2018, Alipay APP launched a new function preview, saying that the Huabei deferred repayment function will be fully opened on December 1. To put it simply, the postponement of Huabei is equivalent to a simple transition, which can reduce the repayment pressure of the chopper to a certain extent.

On January 28, 2021, Ant Huabei launched a new function of quota management, which allows users to adjust their quota more conveniently and add a consumption alarm clock function, which will remind users in the form of a notification after spending over. In September, Huabei was connected to the central bank's credit system.

If the user refuses to access the user, it will not be available.

Huabei installment repayment can be in two ways: automatic repayment and manual repayment, and the following are its specific steps:

1. Automatic repayment: Open the Alipay app, enter the "My" page, find "Huabei", select "View Bill" and scroll down to the bottom, select "Set up automatic repayment", and follow the prompts to complete the setting.

2. Manual repayment: Open the Alipay app, enter the "My" page, find "Huabei", select "View Bill", enter the bill page, select the number of installments to be repaid in the list, select the repayment method, and complete the repayment according to the prompts.

It is important to note that no matter which repayment method you choose, you must complete the repayment before the repayment date. In addition, in order to better manage your financial situation, it is recommended to pay attention to controlling the amount of consumption when using Huabei on a daily basis to avoid excessive installment bills.

The above is a detailed introduction to Huabei installment repayment, I hope it will be helpful to you.

Huabei can be repaid in installments, and the 1st of each month is the bill date.

If the user feels that he cannot repay the loan on time on the 9th or 10th, he or she can repay the loan in installments before the repayment date, and a certain handling fee will be charged when handling the installment repayment. In addition to using installment repayment, users can also use the deferred repayment function, which also requires users to pay a certain handling fee.

Extended Materials. The full name of Huabei is Ant Huabei.

It's Ant Financial.

A consumer credit product launched will receive a consumption quota ranging from 500 to 50,000 yuan after applying for opening. When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first, pay later".

On August 4, Ant Huabei consumer credit asset backed**.

The project is on the Shanghai ** Stock Exchange.

listed, which is also the Shanghai Stock Exchange.

The first Internet consumer finance ABS.

2. As of January 2018, Ant Financial has taken the initiative to increase the capital of two microfinance companies by 8.2 billion yuan, with registered capital.

from $3.8 billion to $12 billion. On May 18, Huabei announced that it would open to banks and other financial institutionsOn September 22, 2021, Huabei has been connected to the central bank's credit system.

If the user refuses to access the user, it will not be available.

Ant Huabei supports installment repayment, but the following conditions need to be met:

1) The consumption amount is more than 600 yuan.

2) Each user only has one chance to apply for installment every month, if you have used it, you can't apply for installment again, even if you pay off the bill in advance, you can't apply again, you can only wait until the next month.

3) If you turn off your Alipay function, or your Alipay is suspended, then you can't make installments.

4) The time of staging can only be selected between the 1st and 10th of each month, and it cannot be staging after this time.

5) If you are overdue, then don't think about it, you definitely can't install.

Ant Huabei staging steps:

1) Enter the Alipay homepage, click on Huabei, and then click Repay, and there is a installment below the repayment.

2) After choosing to repay in installments, there is a number of installments for you to choose, and you can choose 3 or 6 installments according to your own situation. However, it should be noted that there is a handling fee for installments.

Operating environment: brand model: iphone13

Whether Huabei can repay the loan in installments after payment must be analyzed on a case-by-case basis.

1. If Huabei is a one-time payment, you can naturally apply for installment repayment;

2. If Huabei chooses to pay in installments, the bill cannot be repaid in installments.

To operate Huabei bill installment repayment, you need to pay attention to the following basic rules.

1) Staging time.

It is recommended to apply for the bill installment before the system automatically deducts the bill on the repayment date, so as to avoid the inability to installment after the system automatically deducts the payment, and the outstanding amount can still apply for installment after the automatic deduction.

2) Installment amount.

Huabei's application for installment repayment does not necessarily allow all the bills to be installed, and in Huabei's billed amount, the overdue fee, the minimum repayment revolving interest, the installment principal part and the installment handling fee, the deferred repayment principal part and the deferred repayment handling fee are not within the scope of the installment, and the other amounts can be installmented.

and the minimum installment amount shall not be less than 10 yuan (the unpaid part of the bill still needs to be paid off this month).

3) Number of instalments.

The main installments available for installment repayment of Huabei bills are:

3 installments, 6 installments, 9 installments, 12 installments, and the number of installments selected, the corresponding installment handling fee rates will be different (the specific number of installments and specific rates are subject to the page display, and cannot be manually adjusted).

4) Staging Restrictions.

If Huabei is already overdue, it is no longer possible to apply for installment repayment of the statement (remember to repay on time to avoid overdue).

5) Number of staging.

There is only one chance to apply for bill installment repayment once a month, and it cannot be revoked after the application (if you have sufficient funds after applying for installment repayment, you can repay subsequent installment bills in advance, but you can only choose to settle or repay the next instalment bill in advance, and you cannot specify the early repayment of certain instalments).

6) Quota restoration.

The credit limit will not be restored immediately after the installment of Huabei, because the consumption still occupies the credit limit, and the credit will gradually recover with each subsequent repayment until the bill is settled.

Internet black, generally refers to users who do not repay on time, or have bad behaviors, it is easy to be listed in the network black, to judge whether they are network black, you can check it in "Four Joy Data".

Extended information: What's going on with Huabei's quota of 0?

The Huabei quota is 0, and the user can continue to use it, usually because the general quota is used up, and the user still has a special installment quota, so at this time, the user can use Huabei to pay in installments.

However, if you use Huabei to pay normally, when the limit is 0, Huabei cannot be used.

Therefore, when the Huabei limit is 0, if it can be continued, it can only be said that the user's luck is good, and the system allows the user to continue to overdraw.

Of course, how much is the overdraft limit of Huabei, this is determined by the system evaluation, and it can be known that only some users with good credit qualifications will have an overdraft limit.

Yes

Huabei operation can be repaid in a lump sum after installmentHowever, it is necessary to pay attention to distinguish between [early repayment] and [early settlement].

"Early repayment" is after the receipt of the goods can be repaid in advance before the bill date, but only the bill has not been issuedArrears for the next month

Operation process: 1) Log in to the Alipay client on your mobile phone.

2) Click [My] - [Huabei].

3) Go to [My Bills - Unpaid] and click [Early Indication and Repayment].

Early settlement" function, yesOne-time settlement function for all issued and unbilled bills in Huabei。If you need to repay the installment bill in advance, you need to select the anti-seepage function of early settlement.

Operation process: <>

2) Enter "How to repay Huabei in advance" and click the "Huabei early settlement" button.

Yes

Huabei operation can be repaid in a lump sum after installmentHowever, it is necessary to pay attention to distinguish between [early repayment] and [early settlement].

"Early repayment" means that the early repayment can be made before the bill date after the receipt of the goods, and the bill has been recorded but not yet issuedArrears for the next month

Operation process: 1) Log in to the Alipay client on your mobile phone.

2) Click [My] - [Huabei].

3) Go to [My Bills - Unpaid] and click [Early Repayment].

Early settlement" function, yesOne-time settlement function for all issued and unbilled bills in Huabei。If you need to repay the installment bill in advance, you need to select the early settlement function.

Operation process: <>

2) Enter "How to repay Huabei in advance" and click the "Huabei early settlement" button.

The specific steps are as follows:

First open Alipay, as shown in the image below.

Click mine, as shown in the image below.

Click on Huabei, as shown in the image below.

Click on My Bills, as shown in the image below.

Click on I want to install, as shown in the image below.

Select the amount you want to install, as shown in the image below.

Select the number of periods, as shown in the figure below.

8.Click Confirm the installment to succeed in the installment.

Summary. Dear, I'm glad you asked: Huabei installment repayment:

Go to your personal account; 3.Enter the Huabei interface; 4.Select a repayment option; 5.

Select the Bill Installment option to apply. It should be noted:1

There are 3 installments, 6 installments, 9 installments, and 12 installments for Huabei bill installments (the specific installment periods and corresponding rates are subject to the display on the page). 2.In the amount of Huabei, only the amount other than the overdue fee, the minimum repayment revolving interest, the installment handling fee and the installment principal part, the deferred repayment fee and the deferred repayment principal part can be installment, (the installment amount cannot be less than RMB10).

3.The time of Huabei's operable installment is between the monthly billing date and the repayment date, and it is recommended to operate the installment before the system automatically deducts the payment on the repayment date. If the current Huabei is overdue, you cannot apply for bill installment repayment.

Dear, I'm glad to have your question: Huabei installment repayment: the operation path is as follows:

Enter the Huabei interface; 4.Select a repayment option; 5.Select the Bill Installment option to apply.

It should be noted:1There are 3 installments, 6 installments, 9 installments, and 12 installments for Huabei bill installments (the specific installment periods and corresponding rates are subject to the display on the page).

2.In the amount of Huabei, only the amount other than the overdue fee, the minimum repayment revolving interest, the installment handling fee and the installment principal part, the deferred repayment fee and the deferred repayment principal part can be installed, (the installment amount cannot be less than RMB10). 3.

Huabei can operate the installment time between the monthly account and the repayment date, and it is recommended to operate the installment before the system automatically deducts the payment on the repayment date. If the current Huabei is overdue, it will not be able to apply for bill instalment repayment.

As long as the user ensures that the funds in the repayment account are sufficient on the repayment date, the system will automatically deduct the money on the repayment date, and the user does not need to repay the loan manually.