Money is meant to be saved, not spent?

Updated on Financial 2024-06-23
15 answers
  1. Anonymous users2024-02-12

    In the past two days, I have come to understand one thing, money is for spending. It's not for saving. Growing up, I had a habit of saving money, and every once in a while if I didn't save a little money, I wouldn't be able to sleep at night.

    But I understand one thing now. Money must not only be saved, but also spent. I feel like I've come to understand these days.

    In the future, I want to live a good life. Just do your own. As for what others think of me and what they think of me, that's someone else's business, and it's none of my business.

    Okay, it's time to sleep. Yesterday, I saw a few blogs that I was relieved to fly, and I found that I seemed to have regained a little bit of my school self, and I was very nostalgic for that feeling. I've completely lost my school-going self now.

    But I haven't found me yet, so I'm very confused now. Since I graduated, I have always missed going to school and that time. I'm probably old.

    So willing to miss. Brothers, remember: you must eat, drink, sleep, play and live well.

    Otherwise, once you are tired to death, the result will be: other men live in our house, spend our money, sleep with our wives, and beat our babies.

  2. Anonymous users2024-02-11

    Hehe, the landlord, people's needs are pyramidal, first of all, to have food, to live to consider saving, saving money is also for the future of food, clothing, housing and transportation. . . Spirit... If you have enough money, of course, you can't spend it all, depending on your economic strength, just enough to eat and spend when you are hard, if you have more money, you still consider saving.

  3. Anonymous users2024-02-10

    You can spend the money you earn if you want! Don't treat yourself badly with the money you earn.

  4. Anonymous users2024-02-09

    If you save too much, you can't spend it more comfortably.

  5. Anonymous users2024-02-08

    Whether you save or spend, it depends on your attitude towards life.

  6. Anonymous users2024-02-07

    Let's start by discussing the need to save and the benefits of instant pleasure.

    You can then take the IT Depends strategy to make a selection.

    Whether it is better to spend money in time for pleasure or to save it depends on the amount of money. If you earn 800 yuan a month, there is only one option, spend it.

    2000 yuan, you can spend some and save some.

    20,000 yuan, just spend more, you can also save more.

  7. Anonymous users2024-02-06

    Spend what is necessary, and save the rest for urgent use. Or for a happy life in the future.

  8. Anonymous users2024-02-05

    I feel like you can spend 1/3 of your money and then save 2/3 or 1 (if you choose to save 1/3).

    words, you can put it on your body as an urgent need.

    I don't know if it helps you. Hope it helps.

  9. Anonymous users2024-02-04

    Earning money is still something that is used to spend it outside of the body

    It's not bad to save some appropriately,,, you can use it urgently, you don't have to borrow it everywhere. . .

  10. Anonymous users2024-02-03

    The meaning of saving money:

    1.Emergency Backup: Unexpected situations can happen at any time, such as unexpected medical bills, car repairs, and more. If we don't have a reserve for emergency expenses, these expenses can cause us to fall into debt.

    2.Present financial goals: We may already have certain long-term goals, such as buying a house, a car, a large electronic device, and traveling, and saving money can help us build up those funds to achieve them.

    3.Develop good financial habits: Saving can help us keep our finances under control and avoid the financial stress of overspending. It also fosters financial awareness and keeps us focused on investing and spending.

    The balance between having fun and saving money:

    1.Moderate consumption: Consumption does not have to be avoided entirely, but we need to consider whether we need to define rules to buy less and be more rational (e.g., buying practical items, living-related expenses, housing, transportation, food, etc.).

    We can also choose to do some recreational activities that do not require high fees, such as walking, cycling, watching movies, etc.

    2.Rational and planned spending: We can build on a budget created beforehand, consider the size and timing of spending, and maintain financial stability while enjoying life.

    This approach can help us avoid financial disputes caused by unnecessary spending and help us stay on track with our long-term goals.

    3.Investment plan: Having a good financial plan can help us find a balance in our lives in terms of savings and investments. An effective investment plan allocates disposable income to areas such as savings, investments, assets, etc., while maintaining an economic budget and financial balance.

    Finally, balancing and managing our life money requires that we both make good choices, both intellectually and emotionally, and follow a lifestyle and financial plan. The right thing to do is to find a comfortable balance that allows us to balance and be content financially and in life.

  11. Anonymous users2024-02-02

    1.Saving money can help us make money.

    Deposits can not only earn relatively high interest, but also get more returns through financial management. On the one hand, interest can help us earn extra money and increase our wealth accumulation. On the other hand, with proper financial planning, we can get more benefits and spend our money on the edge of our pants to make our money more useful.

    2.Saving money can help us achieve our dreams.

    Life is full of all kinds of good things and dreams, but many times these need money to support them. Having enough reserves allows us to go ahead and achieve our dreams without worrying about financial stress. For example, with enough savings, we can travel, buy a house, start a business, and so on, to make our lives more fulfilling and meaningful.

    3.Save money in response to "surprises".

    People's lives are full of surprises all the time, but it is precisely because of this surprise that Hu Jianneng makes our lives full of meaning. But this kind of surprise makes our lives full of suffering, and saving money while you are young now is the best solution, because most things in this world can be solved with money, and it can also be said that everything around us can be solved with money. If you don't keep saving, you will be very upset, and you may even accept to leave if you do.

    4.Save money to spend it better.

    The real meaning of saving money is not to spend money without spending money, but to spend it better. With the awareness of saving money, at least there will be more worries when spending money. Saving money is also a good habit, it allows you to plan your spending, so that you have a plan for money, you can use the money to spend it, you can also use the money you save to invest yourself, after investing yourself, you will have more ways to make money, invest yourself in order to make more money in the future.

  12. Anonymous users2024-02-01

    The meaning of saving money is:

    1.Take control of your finances: Saving money can give us a clearer picture of our finances, rather than spending money blindly.

    2.Responding to emergencies: Saving money can help us cope with emergencies such as job loss, temporary illness, car accidents, etc., so that we don't have to fall into an economic crisis due to unexpected events.

    3.Forming investment habits: Saving money can help us form and develop good financial habits, and generate positive investment awareness and willingness.

    4.Achieve future goals: Saving money can help us achieve our future goals, such as buying a house, traveling, buying furniture, etc.

    5.Reduce debt: Saving money can help us reduce the amount of debt we have buried over our heads, such as credit card debts, mortgages on our troubled homes, etc., and make our lives easier.

    Of course, saving money actively does not mean that we have to give up enjoying life altogether, we can enjoy life in moderation without affecting our savings, such as trying to find better deals**, learning self-control, changing the way we relax, and so on.

  13. Anonymous users2024-01-31

    The purpose of making money is to have fun, but money still has to save a little, saving money and having fun in time are both important aspects of life, the two are not in conflict, we should achieve balance and moderation. Here's what I think.

    1.Saving money is a very good habit that can help us cope with emergencies and improve the quality of life, and people with financial backing will have a greater sense of security and self-confidence, and can face the challenges and changes in life more calmly. However, we should not be too frugal and save money, which will lead to a life that is too boring and constrained, and we should strike a balance between saving and enjoyment.

    2.Having fun in time allows us to enjoy life better, reduce stress, and increase happiness. However, we should not over-consume and enjoy ourselves and lead to insufficient savings, and if we are unable to cope with the uncertainty of the future, we should strike a balance between enjoying old age and saving.

    To sum up, saving money and having fun in time are interrelated, we should make a balance between the two, rather than a trade-off, according to our actual situation and needs, moderate savings and consumption, so that our lives are more balanced and beautiful.

  14. Anonymous users2024-01-30

    I will choose to save money, the meaning of saving money is that parents can help when they need us, and children can be satisfied when they need us, and they can be happy. There are several reasons, one is that as yourself, with savings, you can complete the things you want to do, without worrying about it, such as you want to travel, you have no money to consider taking a vacation, and you must always pay attention to work, and you can't relax. Second, as children, parents need financial support for pension and medical care, and they also need a happy old age.

    Third, as a parent, of course, I want my child not to lose at the starting line.

  15. Anonymous users2024-01-29

    Increasing savings and decreasing consumption is a macroeconomic phenomenon, and its pros and cons vary depending on individual factors. The following is an analysis of the pros and cons of the phenomenon of increased deposits and decreased consumption:

    Pros: 1Increasing the personal savings rate: The phenomenon of increasing savings and decreasing consumption can encourage individuals to increase their savings, which is conducive to personal financial stability. Drawbacks.

    2.Saturated market demand: Reduced consumption can reduce excess market supply in some cases and ease market competitive pressure.

    3.Increase disposable income: Compared with a large increase in consumption, the increase in savings can gradually increase the disposable income of individuals, which is conducive to the stability of personal financial situation and long-term planning of personal consumption plans.

    2.Economic imbalances: If excessive savings lead to a decrease in real consumption, which lowers the levels of production and employment, it can lead to economic imbalances, which may also further exacerbate the problem of income inequality.

    3.Reduced business activity: When consumption decreases, business activity tends to decline, which can lead to a slowdown in business activity and the stability of employees and families may be affected.

    Summary: The phenomenon of increased deposits and reduced consumption has some positive aspects, but it can also have a negative impact on the economy and society. Individuals should make choices based on their own needs, and macro decisions that contribute to economic development should also be carefully considered.

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