With a monthly salary of 2,400 yuan, who can give me financial advice?

I said I could do it, and now it's higher. It has already begun to decrease, and when it is reduced to a certain extent, it will be higher again, and the cycle is about 2 to 5 years, and there can be a return of more than 200%. What do you think? Tempted?

I'm on the same salary as you, but I have a high monthly surplus. Let me tell you about my expenses, which may help you.

Meals every day: Lunch company package, but I give my family 500 a month.

I think you're eating 20 a little too much a day. My words should be 10 yuan a day.

Daily bus ride: Reimbursement from the company.

Your bus fare is quite high, and you try to find out if there is a cheaper route to get there.

Buying snacks on Saturday and Sunday: How do you eat so much? If you want to eat, you have to find a cheap one that is easy to eat? For example, dried sweet potatoes and peanuts are good and cheap for the body. I'm spending almost zero on this.

** fee per month: I only have 20.

Your salary of 2400 a month shouldn't have a lot of work**, and your network of contacts won't be very extensive, right? Don't understand how you spend it. Try to use the company's **, and send emails if you can.

The mobile phone should be a cost-effective **, almost the kind of corner per minute.

Buying clothes, shoes, socks and stuff every month: it's more reasonable, it's about the same as me.

Cost of Living: Why Use Paper Cups? Isn't it okay for you to buy a quilt at home?

Why garbage bags? Isn't the nylon bag that I usually use as a garbage bag when I go to the supermarket? Toothpaste shower gel should not cost 200, only you don't buy the most expensive.

The other 300 is reasonable.

Your financial plan is to save money. I have pointed out the areas that need to be throttled. Open source is all about finding higher wages.

It may seem like your income is good, but you don't seem to have any pressure, so you will spend a lot of money, so you might as well try to borrow some money from others first, use it to turn it into a fixed asset, and then repay it in installments.

However, people have also said that who knows what it will be like to repay the loan.

This can only be spent like this, and no matter how much it is changed, it will not change much, and the only way is to climb up, or don't plan to buy a house or a car. Your current financial management is the best, and then it's time to pick the door...

Did you know that earning 1,700 in Harbin is about the same as earning 5,400 in Beijing?

It's miserable, sympathetic.

My advice: buy a lottery ticket.

It stands to reason that 2400 should be enough to spend and have a surplus.

Besides, you don't need money for accommodation.

Try replanning.

Don't buy what you shouldn't.

The monthly salary is less, and I go to Taiwan to work, because the Taiwanese currency is not worth much in Taiwan, there is a lot of money, and coming back is worth money in some places!

If you want to invest steadily. Banks may be considered**.

Faced with this problem, Xiao Min has just come out to work for two years, and her monthly expenses are about 1,000 yuan, and there is no family burden. There is no long-term plan, and the requirement is that there is no bank. There are more than 10,000 yuan of spare funds in the account, and the risk coefficient is relatively low.

It is recommended that this little friend first take part of the money for further study or take a professional certificate, improve personal ability or take a certificate as a stepping stone will also play a role in work. Income will increase as the individual's ability increases. Because this little partner lives at home, so the unemployment risk fund can be ignored or less allocated here, because he can accept the risk coefficient is lower can only accept the capital of the financial products, 1w yuan is a certain distance from the threshold of the bank's wealth management products 5w, and the expected annualized return of the bank for one year is about 300 yuan (yesterday, the central bank cut the interest rate, and the expected annualized interest rate of one-year fixed deposits is only 275 yuan for a one-year fixed deposit.)

If you transfer it to Wealth Management Tong or Yue Bao or currency**, it will be about 400 yuan a year.

At this time, people may say that is not a salaryman who can't manage money? In fact, you can manage your finances, but financial management is to be divided into stages, you must not ask me today whether the online loan is guaranteed or not, and tomorrow I will be attracted by the high-interest platform, and I will curse the platform when I encounter a runaway incident. It is not recommended that she use that 1w to invest in online loans or **, because even if 1w invests in a platform with an expected annualized expected rate of return of 30%, the expected annualized expected return is 3,000 yuan, and the price to pay is to worry about the platform running away every day, affecting personal work and life, thinking that this is more than worth the loss.