Doesn t the bank accept the money of adhesive tape?

To be collected. Don't say it's sticky, it's broken, and you have to collect it.

In order to protect the national currency and the interests of the people and facilitate circulation, the People's Bank of China promulgated on May 8, 1955 the method for converting the broken renminbi.

The Measures stipulate that any person who falls under any of the following circumstances shall be able to exchange the full amount of the RMB with the license of the People's Bank of China

1. The face of the ticket is incomplete no more than 1 5, and the rest of the patterns and words can be connected as they are;

2. The face of the ticket is defaced, scorched, wet, soaked in oil, and discolored, but it can distinguish the true from the false, and the complete or incomplete face of the ticket does not exceed 1 5, and the rest of the pattern and text are connected as they are.

If the face of the ticket is mutilated from 1 5 to 1 2, and the design and text of the rest can be connected as it is, it shall be exchanged with the People's Bank of China for half of the original denomination, but shall not be used in circulation.

At the same time, the measures stipulate that any mutilated renminbi shall not be converted under one of the following circumstances:

1. The face of the ticket is mutilated 1 2 or more;

2. The face of the ticket is defaced, scorched, wet, oiled, discolored, and cannot distinguish the real from the fake;

3. Those who deliberately dig up, alter, cut and paste together, or remove one side.

Incomplete renminbi that cannot be exchanged shall be voided by the People's Bank of China and shall not be circulated for use.

The bank collects the money only because the adhesive tape is not easy to uncover to judge the integrity of the money. Once it is sticky, it is difficult to uncover and it is easy to peel off.

The bank is obliged to exchange the residual currency, so only your money is real, the bank cannot refuse to collect it, and it should exchange it for new currency for you.

Scotch tape is used in the bank to save money or exchange it for new currency.

According to Article 4 of the Measures of the People's Bank of China for the Exchange of Defective and Defaced RMB, the exchange of mutilated and defaced RMB is divided into two situations: "full amount" and "half amount".

1.If the denomination can be distinguished, the remaining three-quarters (including three-quarters) of the face value, and the design and text can be connected as it is, or if the RMB is damaged or defaced, the financial institution shall exchange the full amount of the original denomination to the holder.

2.If the denomination can be distinguished, the remaining one-half (including one-half) to less than three-quarters of the face value, and the design and text can be connected as it is, or if the renminbi is defaced, the financial institution shall exchange it with the holder at half of the original denomination.

If a quarter of the banknote is missing in the shape of a cross, it shall be exchanged at half of the original denomination.

If the damage is not very large and serious, the bank will collect it, and if it is very serious, the money detector may not be able to detect it. Banks do not charge fees.

Adhesive tape of money bank can be changed. According to the relevant requirements of the People's Bank of China, as long as the institutions operating RMB deposit and withdrawal business should exchange incomplete and complete RMB for the masses free of charge, they cannot refuse to exchange them. Incomplete and incomplete RMB exchange is divided into two cases: full and semi.

How to distinguish between full and half RMB?

1.Full amount: If the face value can be seen, and more than three-quarters of the remaining three-quarters of the ticket can be connected in its original state, and the design and text can be connected in its original state, the financial institution shall exchange the full amount of the original face value to the holder;

2.Half amount: If the face value can be seen on the nuclear merge stool, the remaining half to three-quarters of the ticket, the pattern and text can be connected incompletely according to the original state, damaging the RMB.

A financial institution shall exchange half of the original face value to the holder. If the banknote is missing a quarter of the cross, it is exchanged at half of the original face value.

When a financial institution converts currency, the financial institution shall explain the assessment results to the exchanger, and the residual currency that is not exchanged shall be returned to the exchanger.

Yes, but don't stick the RMB after it is torn, just take the damaged RMB to the bank to exchange it.

Because the surface of the banknote has been possessed of glue, so the identification and counting can only be carried out manually, can only be handed over and destroyed as a damaged currency, that is, the new banknote has not been circulated has lost the circulation function, which is a waste of national resources, not to mention the deliberate defacement of the RMB, a large amount is illegal.

For ** banknotes, the relevant exchange standard of the bank is the "People's Bank of China Defective Defaced RMB Exchange Measures" formulated by the People's Bank of China in accordance with the Law of the People's Bank of China of the People's Republic of China and the Regulations of the People's Republic of China on the Administration of Renminbi. Article 3 stipulates that any financial institution that handles the business of depositing and withdrawing renminbi shall exchange renminbi for the public free of charge if it is mutilated or defaced, and shall not refuse to exchange renminbi for those who have exchanged it.

Precautions: The premise of bank exchange of RMB banknotes with various problems such as damage, residual currency, stains and so on is only to verify the authenticity, and at the same time, according to the bank's regulations, the residual currency after redemption will no longer flow out and will not be used in the ATM, but will be returned to the cash center.

Banknotes placed at ATMs are not brand new, but they must be inspected by the cash center sorting machine to prevent storage failures and other behaviors caused by old banknotes. Banknotes, including adhesive strips, may not be used at ATMs.

If some of the remnants are seriously damaged or accidentally damaged, the residual value will be exchanged according to the relevant standards. If the denomination can be identified, if the remaining face value contains more than three-quarters, the full amount of the original denomination will be exchanged; The denomination can be distinguished, and the remaining sedan potatoes on the face of the ticket contain half to less than three-quarters, and they will be exchanged at half of the original denomination. If a quarter of the cross is missing, it will also be exchanged for half.

For the remnants of the currency exchanged, the exchange amount will also be stamped and recorded, and then returned to the cash center. If a dispute arises, it may be submitted to the local branch of the People's Bank of China for appraisal and arbitration.

For example, if a bank refuses to accept residual currency, because the services of banks in various places are uneven, it is possible that this situation exists. The bank accepts and exchanges the residual currency and serves the people, which in itself does not hinder the interests, and it is not that the residual currency is handled and exchanged by the exchange bank itself. However, refusing to give exchange is a serious violation of bank regulations, and can be complained and supervised by the bank's superior department or the relevant unit of the People's Bank of China.