What should I do if my 30 year old son refuses to change his teachings and always takes out online l

I think this is a very serious problem, so I'm going to talk to you about it.

1. Online loans. With the development of the times and the progress of society, many new things have appeared in our field of vision, such as this online loan, many people in order to get a loan online for a while, and then use this money to be chic and happy, when it is necessary to repay the loan but can not do anything, the society has reported a lot of such behavior, especially today's college students and some unemployed vagrants, when they need money to borrow from the Internet, and then have no ability to repay, so as to begin to give up on themselves, He even gave his life for this. <>

In fact, most of the online loans are not allowed in our society, but there are still some criminals who carry out such activities in order to seek profits.

Generally speaking, the interest rate of an online loan is much higher than that of a loan at a bank, but an online loan does not require some property as collateral, only real-name authentication.

That's it, the steps are a little simpler. However, there are many people who take a fancy to his simple and do not need anything as collateral to make online loans, and finally they have embarked on a way back.

2. Communication. I think first of all, you should sit down with your child and have a good communication, because communication is a necessary way to solve the problem, to understand why he wants to take out an online loan, and how much money he has borrowed online, and how much money he has to repay now, these things must be asked clearly, and then you father and son can think of some ways to repay these loans, and you must tell your child that you must not take out an online loan next time. <>

3. Call the police. If none of the above methods work, and he refuses to change his teachings, then you can choose to call the police directly, because the law will protect our legitimate rights and interests, and the law will always stand on the side of fairness and justice, and let the law severely punish those online lending platforms.

And teach my son a lesson. <>

These are some of my opinions, and I hope that my suggestions will be useful to you.

Because if you always take out online loans, it will lead to higher and higher debts, so you should persuade your son to stay away from online loans.

If he always takes out online loans, you can choose to call the police and let the police educate him for you.

You should slowly channel your child's emotions, and you should reason with the other party, and you should also tell the other party that you shouldn't do this, so that the other party will wake up.

Once an individual has frequent online loans, it is recommended not to do any support for this person in the economy, even if it is your own son.

Online loan is a very bad consumption habit, once infected, will form a wrong perception of self, that money is very easy to earn, in fact, such a person is overdrawing their future, so as to roll themselves into the bottomless pit, and once there is such a relative, then the best way is to keep a distance from this person, and do not have any dealings with this person in money, until this person is overdue and leads to bad credit, then this person can no longer borrow any online loans, Then this issue can be considered to be terminated.

First of all: people who are addicted to online loans can only finally wake up after falling into the bottomless abyss.

There are three main reasons for many people to take out online loans, namely high consumption, illness, bad habits, etc. So the situation of the thirty-year-old son obviously does not belong to the special reason of illness, and whether it is high consumption or bad habits, repeated teaching is a kind of bad habit, so it can only go with the flow, and after the person is fully overdue, he will no longer be able to borrow money after the credit is blacked.

Secondly: the application entrance for online loans is convenient, and relatives cannot forcibly intervene or stop it.

In view of the fact that if the son continues to secretly take out online loans, his parents can't control them at all, and if you help him pay him back, he will take out a loan until he and his relatives are consumed until they are no longer able to consume.

Finally: the habit of online lending is a way to overdraft future consumption, and the final payment must be your own life.

The interest rate of most online loans is very high, and the methods of collectors are not all legal, and once you try, you will bring very serious consequences to yourself.

Don't be delusional that installments can reduce the burden on yourself, and your monthly income can be maintained, once the personal debt exceeds a certain amount, it is a matter of time before there is a full-blown collapse, and the longer the time drags on, the higher the amount of debt.

Conclusion: Thirty-year-old adult, the obligations of parents have long been fulfilled, he wants to take the road of online loans, parents do not listen, then he will pay for it, since people teach people can't teach, then let things teach people.

You can take him to the public security bureau to learn about the dangers of online loans, and tell him about the disadvantages of online loans, and if he insists on doing so, you can leave him alone, after all, he is quite old.

You should disconnect your child from the internet or confiscate your child's phone so that the problem can be solved at the root cause without serious consequences.

Let him take responsibility for himself, take responsibility for his own affairs, he is already an adult, there is no need for others to pay for his actions.

That's not going to work. You have to let him suffer something.

Tell him not to pay it back if he borrows it, and I do that.

There is no relevant legal basis for "child debts to be repaid by the father", and personal debts should be repaid by individuals, and if parents voluntarily repay them for their children, it is naturally good. The abyss begins with unreasonable overdraft, life is not easy, and it is even more difficult to move forward in debt, don't let credit cards and online loans swallow up our future.

In the first case, the son did lose money in business and borrowed from an online loan platform, so in this case, make it clear to the son and let him stop the behavior of "lending to support loans" and spend reasonably; The family worked with him to find a way to help him pay it off.

In the second case, the son squandered recklessly and refused to change his teachings, in this case, the first time when the parents' economic conditions fully allowed, they must help pay it off, but the premise is to make it clear to the son, only this time, it is impossible to help him a second time in the future.

If you don't pay it back directly, then the child may be greatly affected in the future, and even go astray, but if you pay it back, in many cases, the nature is difficult to change, and if you return it once, there will be a second time, and the third time, you must prevent this kind of situation from happening.

Summary. In the first case, the son did lose money in business and borrowed from an online loan platform, so in this case, make it clear to the son and let him stop the behavior of "lending to support loans" and spend reasonably; The family worked with him to find a way to help him pay it off.

In the first case, the son did lose money in business and borrowed from an online loan platform, so in this case, make it clear to his son and ask him to stop the behavior of "lending to support loans" and spend reasonably; The family worked with him to find a way to help him pay it off.

You have this sentence on the Internet.

Dear, if the son is wanton and squandering, and refuses to change after repeated teachings, in this case, if the parents' economic conditions are completely allowed, they can choose to help pay it off, but the premise is to make it clear to the son that the state rolls the ridge, only this time, and it is impossible to help him a second time in the future.

Dear, the principle is the same. You can't let your son go. Be ruthless, leave him alone, let him handle the loan himself.

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My dear, if you feel that your son has been taught repeatedly, you must stick to the bottom line of your own shortcomings. If you're not helping him, he'll slowly correct it. Do you have any other questions?

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