I deliberately looked at a few car insurances today, how is Tianan? Can anyone who has voted for the

Car insurance is about to expire, consider which insurance company to choose. Through online searching, I found that Tianan Insurance Company is quite high in terms of popularity and evaluation. In the mood to give it a try, I called their customer service**.

After I explained my needs, the other party's customer service gave me a series of solutions, because I have been driving for 2 years, driving a Changan Suzuki Swift, their customer service suggested: because my car itself is not a high-end car, the chance of glass damage is very small, even if the glass is broken, it doesn't cost much. As for the scratches on the body, they can accumulate into a lot, and finally the whole car can be painted through insurance.

For new cars, if you don't change the circuit and don't smoke in the car, the chance of spontaneous combustion is even smaller, and this insurance can also be waived. In addition to the three small types of insurance, such as scratch insurance, spontaneous combustion insurance, and glass insurance, it is recommended to buy all other types of insurance, and the insurance premium is more than 4,000 yuan, saving me more than 700 yuan.

The customer service on the other side is not only caring, but also very professional. She also told me a lot of things to pay attention to, such as some car insurance is not arbitrary, for example, 10 years old cars and more than 10 years old can not be insured for spontaneous combustion insurance and theft insurance, cars more than 3 years old are not allowed to pay for scratch insurance, different insurance companies, the specified years are also different. In addition, if the owner does not go out of insurance throughout the year, the insurance can be discounted up to 7%, but if there are too many accidents, the insurance company will double the insurance premium, or euphemistically refuse the owner to insure, and some insurance companies will also euphemistically refuse the owner to insure for certain models; Car Damage Insurance:

Vehicle damage insurance is responsible for compensating for the loss of the vehicle itself due to natural disasters and accidents. This type of insurance covers a wide range of areas and is suitable for many car owners; Third Party Liability Insurance: How to Buy Car Insurance?

The role of third-party liability insurance is similar to that of compulsory liability insurance, but there are certain differences. It can be seen as a supplement to compulsory traffic insurance; Deductible exclusive: This insurance is very practical, and it is recommended that new car owners should equip their cars with this insurance.

In this way, if something happens, the owner can repair the car without paying a penny of his own. This is a type of insurance that maximizes the benefits of claims; Scratch insurance: If you have a new car, you may have a small bump and leave a variety of scratches, and the owner of the new car will also have a headache for these things, and buying scratch insurance can solve this problem, so that the insurance company can pay for your repaint, etc.

No, the service attitude is not good.

Summary. Hello, dear. We're happy to answer your <>

Cheonan Insurance Company's car insurance is good. Tianan Property Insurance is the fourth property insurance company established in China, and the second joint-stock commercial insurance company established in accordance with the modern enterprise system and international standards, with a long history of 24 years. Moreover, Tianan Property Insurance won the honorary title of "2014 China's Best Brand Image Award", so it is more reliable to purchase Tianan car insurance, and compensate the owner according to the responsibility of the accident according to the law.

How about Cheonan Insurance Company's car insurance.

Hello, dear. We're happy to answer your <>

Cheonan Insurance Company's car insurance is good. Tianan Property Insurance is the fourth property insurance company established in China, and the second joint-stock commercial insurance company established in accordance with the modern enterprise system and international standards, with a long history of 24 years. Moreover, Tianan Property Insurance won the honorary title of "2014 China's Best Brand Image Award", so it is more reliable to purchase Tianan car insurance, and compensate the owner according to the responsibility of the accident according to the law.

Although Tianan Company also occupies a gratifying share of the insurance market, because of the big hands of several large insurance companies, in order to open up a new face, it can only rely on first-class discounts to attract more users. However, the ** discount does not mean that you can do the same perfect service in terms of service. In the case of relatively large cases, there is a significant gap between the loss assessment ability of Tianan Auto Insurance Company and that of large companies, and the timeliness cannot be guaranteed.

In some cases, the owner may not be able to get a satisfactory payment.

Want to know how Cheonan Auto Insurance performs? Take a look at the performance of Cheonan Auto Insurance in the ranking list of auto insurance companies

"Newly released 2020 latest top ten auto insurance company rankings! 》

1. What is the strength of Cheonan Auto Insurance?

Tianan Property Insurance Co., Ltd. is the fourth property insurance company in China. Founded in December 1994 and headquartered in Pudong, Shanghai, with a registered capital of 9.9 billion yuan.

In the first quarter of 2020, the premium scale of Tian'an Property Insurance was 4.2 billion, an increase of 3% compared with the same periodIt is ranked 10th in the property insurance industry.

On service, 2018 insuranceThe service evaluation grade is at the BBB level, and the performance is good.

2. What is the service content of Tianan Auto Insurance?

1. Complimentary service

1) Provide value-added services such as free water, oil, electricity, trailer (within 30 km), tire replacement, drunk driving, etc.

2) Unique "you repair the car, I inspect" service, if the customer puts forward the need for repair quality review after the accident vehicle is repaired, Tianan will send professional surveyors to the scene to carry out vehicle repair inspection, which is to prevent the manufacturer from replacing the original with low-quality parts for the sake of profit, so that the customer's interests are damaged.

2. Claim settlement speed

where the amount of compensation is less than 10,000 yuan (inclusive), notice shall be given within one day;

where the amount of compensation is 10,000 yuan (inclusive), notice shall be given within three days;

If the compensation amount is 1-50,000 yuan (inclusive), notice shall be given within five days;

3. Miscellaneous

Therefore, it is still quite high in terms of cost performance, but it is not as generous as giant companies in terms of large claims.

StillBut Tianan Property Insurance as a "rising star".Compared with several well-known insurance companies, the reputation is still far behind.

3. Summary

The overall performance of Tianan Auto Insurance is still good. However, with the development of the auto insurance market, auto insurance companies are also paying more and more attention to user experienceSo there is not much difference in the service in the claims

Car owners can according to the characteristics of each company and the actual situation of their own insuranceChoose the insurance company and product that is more suitable for you.

Personal experience, Tianan car insurance, don't participate. It's okay if nothing happens, but if something happens, it will drag you to death, and all the programs are fine. My wife's car was reported in January 19, as of June 4, 19, it hasn't arrived, and it's next week, and I've been waiting for dozens of next weeks.

Their internal complaints** are useless, forget it, and don't report hope to the disappointed company. The safety of my own car was basically received on the same day, and the difference was huge. My wife bought Tian'an cheaply, and there is still half a year, so I change the company directly

The one who does not report the vehicle and vessel tax is the sunshine car insurance bought in the 4S store in the first year When the second year is renewed, many insurance companies hit **I didn't understand at the time I paid attention to the ** Sunshine renewal salesman did not add the vehicle and vessel tax The third year is this year Said that the policy has changed ** have risen Listen to him for almost ten minutes Directly ask if this year includes vehicle and vessel tax Stunned and said to help you check it to see if you pay this year ·· So resolutely renew the insurance, resolutely renew the insurance, resolutely renew the insurance.

Can't generalize because of a case, there are also people around me who say that the PICC claims are slow and have many requirements, Pacific is really not a big company, now the insurance company has an assessment of the claims adjusters, and the efficiency will deduct the salary, and now the overall claim settlement speed is not slow, unless the information is incomplete, all the words can be received on the same day.

Are you a car? bai

Choose a big insurance company (PICC du, Ping An, Pacific) zhi, big insurance companies are more dao protection, you.

The version is to see the low premium of Tianan, the small right is generally lower than the big insurance companies, but you must look carefully at the type of insurance, four basic, compulsory traffic insurance, car damage, three, vehicle and vessel tax, and not counting deductibles, on the **chic look at the total premium, some black-hearted either the insurance amount of the three cars is very low, or not on the ** do not say the vehicle and vessel tax, and other normal salesmen ** is much lower, but there is no protection, and the vehicle and vessel tax must be paid,

Generally, the types of insurance that do not report vehicle and vessel tax are the so-called large companies such as PICC and Ping An.

Tianan Insurance does not make unreasonable claims, and there is no way to complain.

Large companies and small companies are the same, anyway, it's which one buys at a discount.

The insurance company's policy invoice** is the same, but the rebate is different, and there is anyone who dares to give you less insurance? What kind of insurance you can't see?

I didn't say that the vehicle and vessel tax was done by the earth