Can I get a business license if I have a bad record?

Can I change my business license if I have a bad record?

To apply for a business license, only the necessary information for industrial and commercial registration such as the shareholder's ID card is required, and there is no need to submit a bank report on personal credit records in these materials. Therefore, a bad credit history will not affect the application of the business license.

A business license is a certificate issued by the administrative authority for industry and commerce to industrial and commercial enterprises and self-employed persons to allow them to engage in a certain production and business activity. The format shall be uniformly prescribed by the State Administration for Industry and Commerce.

The business license is divided into original and copy, both of which have the same legal effect. The original shall be placed in a conspicuous position in the company's domicile or place of business, and the business license shall not be forged, altered, leased, lent or transferred.

Article 7 of the Company Law of the People's Republic of China.

For a company established in accordance with the law, a business license shall be issued by the company registration authority. The date of issuance of the company's business license, Fu Heng is the date of establishment of the company.

The company's business license shall indicate the company's name, domicile, registered capital, business scope, name of legal representative, and other matters.

If there is a change in the items recorded in the company's business license, the company shall go through the change registration in accordance with the law, and the company registration authority shall renew the business license.

Adverse effects of credit history:

1. Affect loans.

If you have a bad credit record, you will not be able to borrow money in the bank in the future, and you will not even be able to get a credit card, which is called spending tomorrow's money to enjoy today's happiness.

Second, it affects travel.

If there is a bad credit record, the previous overdue repayment will be included in the credit information system, and the individual's travel will also be affected. For example, you can't take planes, trains, etc.

3. Affect employment.

Many large companies will conduct a background check on you before you join the company, and if you find your bad credit record, you will definitely not be able to join the company.

Fourth, it affects the family.

For example, if one person has a bad credit record between the husband and wife, then the other person wants to take out a loan to buy a house and a car, and it will also be rejected.

OK. According to Article 6 of the Trial Measures for the Administration of Registration of Industrial and Commercial Enterprises, the opening and closure of industrial and commercial enterprises shall be reviewed and approved by the competent business authorities, and approved and registered by the competent registration authorities of counties and cities.

An industrial and commercial enterprise that has been approved to commence business shall be issued a business license by the people's committee of the county or city where it is located or by the competent registration authority.

However, if the county or city people's committee or the competent registration authority deems it necessary to issue a business license, it may also not issue a business license after approval of registration. An industrial and commercial enterprise that has been approved to close down its business shall surrender and cancel its business license to the county or city registration authority. Industrial and commercial enterprises that have not been approved and registered are not allowed to open for business.

To apply for a business license, only the necessary information for industrial and commercial registration such as the shareholder's ID card is required, and there is no need to submit a credit report on personal credit records in these materials. Therefore, whether the credit record is bad or not will not affect the handling of the business license at present.

Documents required for business license.

The following matters need to be prepared for industrial and commercial registration:

1. Application for Company Establishment Registration signed by the legal representative of the company;

2. Articles of association signed by all shareholders;

3. Certificate of qualification of legal person shareholder or ID card of natural person shareholder and its copy;

4. Copies of directors, supervisors and managers' appointment documents and ID cards;

5. Proof of designating a representative or entrusting a person;

6. ** ID card and its copy;

7. Proof of use of residence.

Note: The preparation of proof of residence use is divided into the following three situations:

1) If you have your own property, you need a copy of the real estate certificate and a copy of your ID card;

2) If you are renting a house, you need a copy of the real estate certificate signed by the landlord, a copy of the landlord's ID card, a lease contract signed and stamped by both parties, and a rent invoice;

3) If you rent an office building under the name of a company, you need a copy of the company's official seal of the real estate certificate, a copy of the company's business license, a lease contract signed and stamped by both parties, and a rent invoice.

Extended Materials. Personal credit reporting scope.

As people increasingly use credit cards to make purchases, many people will definitely associate it with credit cards when it comes to personal credit reporting. In fact, credit cards are only a very small aspect of personal credit reporting. Generally speaking, the scope of personal credit reporting includes the following three categories:

1) Basic personal information, such as education, occupation, marital status, etc.;

2) Credit transaction information, such as loan information, credit card, debit card, guarantee information, etc.;

3) Public information that can reflect an individual's credit status, such as information on administrative rewards and punishments, court judgments, and so forth.

In addition, an individual's savings, income, holdings, insurance, real estate, tax information, etc. will also be included in the scope of credit investigation with the permission of the individual.

Bad credit history does not affect your application for a business license at the Industrial and Commercial Bureau, and the legal person and shareholder are required to be at least 18 years old, and have not been blacklisted at the Industrial and Commercial Bureau, and there are no other restrictions.

Business license application process:

1: Go to the local industrial and commercial bureau to verify the name first (prepare at least 5 names);

2: After the name verification notice is issued, it will be submitted to the Industrial and Commercial Bureau: the articles of association and the resolution of the shareholders' meeting;

3:7--10 working days, you can get a new business license at the window of the Industrial and Commercial Bureau;

4: After receiving the license, it is necessary to engrave the seal in the public security department, including: official seal, financial seal, and legal person seal, which is completed.

Yes, especially for customers who are blocked, many cases are not allowed to act as legal persons.

It depends.

What are the restrictions on the personnel who have been locked in the blacklist of "Beijing Enterprise Credit Information Network" when applying for enterprises?

Persons who have been locked into the "Beijing Enterprise Credit Information Network" personnel blacklist cannot serve as legal representatives, directors, supervisors, or managers during the lock-in period.

Please log in to the Beijing Municipal Administration for Market Regulation** and click on the "Enterprise Credit Information Inquiry" module to obtain relevant credit information.

No, you can't.

The following matters need to be prepared for industrial and commercial registration:

1. Application for Company Establishment Registration signed by the legal representative of the company;

2. Articles of association signed by all shareholders;

3. Certificate of qualification of legal person shareholder or ID card of natural person shareholder and its copy;

4. Copies of directors, supervisors and managers' appointment documents and ID cards;

5. Proof of designating a representative or entrusting a person;

6. ** ID card and its copy;

7. Proof of use of residence.

Personal credit records do not affect the business license at all.

It doesn't affect, if it's on the credit report, it's troublesome to do anything in the future.

According to the landlord's question, it is as follows:

1. At present, you do not need to provide a personal credit report to apply for a business license, so the bad record of the credit card will not affect your business license.

2. But the loan is different, the bank approves the loan first to check the personal credit record, this credit record is provided by the People's Bank of China, so no matter which bank to apply for, the other party can inquire (and must inquire) the personal credit of the lender. It can be seen that if an individual's credit card has a bad record, it will definitely affect your loan application. As for whether you can apply for it or not, it depends on how bad you are.

However, it is generally difficult to apply.

FYI.

1. All ID cards with bad records will not affect the business license, as long as you are at least 18 years old, and you are not included in the list of abnormal business operations in the industrial and commercial system, it will not affect your business license.

The business license application process is:

1. The industrial and commercial bureau shall first verify the name and prepare: the identity documents of the legal person, all shareholders, handling personnel and the person in charge of finance, the proportion of shares held by each shareholder, the registered capital, the business scope and other basic information; After 5 working days, the Chamber of Commerce and Industry will issue a notice of name verification, if the name verification is not passed, it is necessary to prepare the name and then check it again;

2. Then prepare the articles of association, shareholders' meeting resolution and other materials, and prepare the lease contract and real estate certificate copy of the office space (i.e. registered address) and submit it to the window of the Industrial and Commercial Bureau for approval;

After working days, the handler can go to the window of the Industrial and Commercial Bureau to obtain a new business license;

4. After receiving the license, it is necessary to record and engrave the seal in the local public security department, including: official seal, financial seal, and legal person seal;

5. Make an appointment with the bank, bring the company's full set of materials, open a bank account, and collect the account opening permit at the bank counter after 10 working days;

6: After getting the account opening permit, bring the company's other full set of materials, the original legal person ID card, the original account opening permit, and then go to the tax bureau for tax registration.