Where to check personal credit records, and how to check personal credit inquiries? Where to check?

At present, if you want to check personal credit, you only need to bring your ID card to your local Agricultural Bank of China branch to check and print, or you can check the generated credit through the mobile banking app of Bank of China, China Merchants Bank or Industrial and Commercial Bank of China.

**You can check your personal credit information.

At present, there are two inquiry channels to check all of a person's credit and online loan records.

1. Central bank credit report. You need to bring your ID card to the local central bank outlets to inquire, and the credit report will show the user's lending platform, loan amount, loan term, negative information and other data content in the past 5 years.

Click to query, enter the information to query their own credit data, the data comes from more than 2,000 online loan platforms and UnionPay centers across the country, users can query their own big data and credit situation, can obtain various indicators, query their own personal credit situation, online black index score, blacklist, online loan application records, application platform type, whether overdue, overdue amount, credit card and online loan credit estimate and other important data information.

Extended information: Credit reports are divided into personal credit reports and enterprise credit reports, which are records of personal credit information issued by the Credit Information Center of the People's Bank of China and used to inquire about the social credit of individuals or enterprises.

The credit report is divided into three categories, namely basic personal information, credit transaction information, and other information.

Hello, you can bring your ID card to the local People's Bank of China for inquiry, or you can check online.

The official website of the Credit Information Center of the People's Bank of China (

After logging in to the People's Bank of China online personal credit inquiry system, click Verify Personal Information - Submit Application - Enter the identity verification code to view the electronic credit report.

I want to ask a question, other people's credit is not good, I helped someone else buy a car under my name, now his car loan is not paid, and now the car is towed away by the bank, is this will not affect my credit information.

The car is not mine, I didn't drive it, the owner is in my name.

That is to say, my credit report is black, how can I make my credit report return to normal.

There is no other way, this is determined by the People's Bank system.

The question is also about the car sent earlier, will it affect my credit information, and is there any other way.

This is the big data of the People's Bank of China, and no individual can solve it.

Question: Will this credit report affect my future purchase of a house or car?

Unless you have good reason to convince the bank you're lending to that it's not your problem.

Question: I call the bank ** to make it clear, I have a car at home, I also have a house, it is someone else's credit is not good, and now I buy a car under my name, he can't make a car payment, and it is impossible to block my credit.

Although the car is your friend's, the name and the loan are in your name.

If you want to check your credit records, you can choose to check the central bank and Baihang credit.

Among them, if you want to check your central bank credit, you need to go to your local central bank outlets with your ID card to inquire, or log on to the official website of the central bank for verification and inquiry.

If you query Baixing credit, it is relatively simple, and it is very convenient to query, you only need to open the in-depth investigation data, click on the query, and you can get your own Baixing credit report.

For personal credit investigation, you can bring your ID card to the local People's Bank of China for inquiry.

You can check your own credit in **.

Seconds understand how to check personal credit in the debt micro-classroom.

How to check the personal credit inquiry of Bank of China?

Hello friends, check personal integrity records directly to the local People's Bank of China credit center.

Service Hall. Check personal credit information.

Recording method 1:

2. Prepare relevant items, such as ID cards.

A bank card, some cash, etc., that you can use to have credit with a bank. After that, bring these relevant items to the local People's Bank of China Credit Information Center service hall.

3. In the service hall of the Credit Information Center of the People's Bank of China, select any counter and submit an application to the counter service staff to inquire about personal credit records. Usually, when checking personal credit records at the Credit Information Center of the People's Bank of China, there are two opportunities for free inquiry every year. After using up these two free opportunities, a service fee of 25 yuan will be charged for each query.

4. After receiving the inquiry application, the counter service staff will ask the applicant to show his ID card and other materials. After the applicant gives the ID card to the counter service staff, the counter service staff will swipe the ID card on the card reader and enter the identity information into the system for matching verification.

5. After the matching verification is completed, the personal credit record will be displayed on the computer screen. Applicants can ask the counter service staff for the relevant credit information they want to know, or they can ask the counter service staff to help print a complete personal credit record report.

Method 2: Check in the service hall of the People's Bank of China Credit Information Center, or check personal credit records on the official website of the Credit Information Center of the People's Bank of China.

1. First open the official ** of the Credit Information Center of the People's Bank of China, and find the "Core Business" module in the middle of the **.

2. Find "Internet Personal Credit Information Service Platform" in the core business module, and then click "Start Now" to log in. After logging in, select the information you want to inquire about and the object to be queried, and fill in your personal information. After filling in the personal information, click the "Send Verification Code" icon to receive the SMS verification code on the bound mobile phone.

After that, enter the verification code in the SMS into the verification code filling area for verification.

3. After successful verification, the inquirer will receive a "query code" given by the credit information center within 72 hours. Use the "inquiry code" to check your personal credit record.

1. Inquire on the official website of the central bank's credit information system.

1. Inquire about personal credit first open the search engine, search for the People's Bank of China Credit Information Center (be sure to click on the official website of the certification to prevent piracy ** stealing personal information), click on the Internet personal credit information service platform, and then click to start immediately, if there is a direct login, the first inquiry needs to register an account, click on the new user registration, and then enter the name, ID number, verification code, you can log in after registration.

2. After logging in, click to apply for credit information, and then select the verification method, there are three options, namely bank card verification, digital certificate verification, question verification, choose a verification method that suits you, and then select the information you want to query, which are also three, which are personal credit information tips, personal credit information summary, and personal credit report, these three options can be selected all, and then click Next.

3. Take bank card verification as an example, click Next and choose to get UnionPay verification code, then enter the bank card number, name, ID number, and mobile phone number reserved when handling bank card on the pop-up page, click Submit for verification, the authentication code will be prompted, and then return to the application for credit information, enter the authentication code, and then click Submit, the authentication code will be prompted, and then the mobile phone will receive the authentication code, and you can query after entering.

2. Go to the local People's Bank office to line up for inquiries.

The location is precise: the local People's Bank of China's credit management department inquiry. At this time, some people do not understand, what kind of bank is this People's Bank of China - this bank is a ** institution, which is available in every city.

When you go to the office of the credit management department of the local People's Bank of China, there must be a special, relatively large, hall-like place for you to make inquiries conveniently.

3. The People's Bank of China makes inquiries at the points set up by commercial banks.

In order to facilitate credit inquiry, the People's Bank of China has set up special inquiry machines in many commercial banks, which can inquire and print reports. It is also very convenient to check credit in this way.

It is more convenient to print the letter report or to print the paper, and the general bank requires paper for reference.

Hello, the most convenient is to check online, search the official website of the People's Bank of China Credit Information Center on the Internet, click to start the new user registration immediately, and then select the bank card, and then you can inquire after submission, the second is the self-service inquiry machine This can also be queried. In the past two years, many local banks have appeared self-service inquiry machines, you can check self-service reports, including earning cash, offline inquiries, for some home buyers, banks often need to provide detailed credit reports, you can go to the local People's Bank of China. Printing at branches or credit bureaus in various places.

The first is on-site inquiry: bring your original valid ID card + copy of ID card + "Personal Credit Report Personal Inquiry Application Form" to the local central bank bank branches and credit investigation sub-centers for inquiry. According to the recent policy, individuals who go to the counter to check their credit reports are free of charge for the first two times and will be charged from the third time onwards.

However, this year, the fee has been reduced, before it was 25 yuan each time, and now it is 10 yuan each time.

The second is online inquiry: log in to the central bank's personal credit information service platform. Register first, and then fill in the information such as your real name and ID number.

Generally, you will receive a short message from the system on the next day, and you can check it by logging in to the personal credit platform again at this time.

There are four ways to check personal credit:

1. For inquiries made by the People's Bank of China and the People's Bank of China, you should directly bring your valid identity documents to the local People's Bank of China for inquiries.

2. Log in to the official website of the People's Bank of China to inquire, and you can view the credit report after logging in to the official website.

3. Inquire at authorized commercial bank outlets, hold personal ID cards, and inquire and print reports on autonomous machines.

Regulations on the Administration of the Credit Reporting Industry:

2. Article 17: Information subjects may make inquiries into their own information from credit reporting establishments. Personal information subjects have the right to obtain their credit reports free of charge twice a year.

3. Article 18: Where inquiries into personal information are made to credit reporting establishments, the written consent of the information subject shall be obtained and an agreement shall be made to use the act of repentance. However, there is an exception where the law provides that an inquiry may be made without consent. Credit reporting establishments must not provide personal information in violation of the provisions of the preceding paragraph. <>

No matter what channel we inquire through, it is nothing more than wanting to know the credit situation.

Ways to check personal credit: 1. Log in to the People's Bank of China Credit Information Center on your mobile phone to register personal information, and you can choose to check your personal credit record. 2. Individuals bring their ID cards and other documents to the local People's Bank of China branch credit investigation window to inquire about the credit report.

3. Self-service inquiry at bank outlets with self-service inquiry machines.

Personal credit reporting refers to the activities of lawfully established personal credit reporting establishments collecting and processing personal credit information, and providing personal credit information inquiry and assessment services upon the request of users. Personal credit report is a personal credit history history that the credit reporting agency processes and sorts out the information collected in accordance with the law, and finally provides it to the legitimate information inquirer in accordance with the law.

With the continuous improvement of the social credit system, credit reports will be more widely used in various commercial credit sales, credit transactions and recruitment and other fields. In addition, the personal credit report also provides a way for the inquirer to examine and regulate his or her own credit history behavior, and forms a verification mechanism for personal credit information.

Personal credit reports are generally updated once a month, and the specific time of updating will vary according to different banks. Personal credit will record the credit information of the individual within 5 years, and the credit information for more than 5 years will not be reflected in the personal credit report.