How to politely refuse someone to borrow money? How to politely refuse someone to borrow money?

I think that since you want to refuse, it doesn't matter, euphemism or not, or just say it more to make the other party accept, even the euphemism of the debt expression is not to lend to the other party, the other party will be unhappy, so it is better to tell the other party directly that there is really no way to help him, so that it will reduce your guilt, and it can also make the other party not care about you borrowing money next time, this is a solution once and for all.

If you are a very good friend, I think you can borrow it, and you can help it. Because after all, who hasn't encountered difficulties, there are times when they need help. If it's not a particularly familiar friend, then just make an excuse, whoever in the family two days ago, because something just borrowed how much it is.

At that time, I had just started college, and my classmates didn't know each other very well, and then one of my classmates borrowed money from me, and I looked at her and showed him all kinds of e-wallets that were empty, like this. Witnessing my poverty, he cared about my food and was ready to lend me money.

Let's just say that I've been a little nervous about money recently. Recently, the cost has been relatively large. If it's a good friend, if you know that he can definitely pay it back, borrow it.

If you don't want to lend to someone who has a bad relationship, find an excuse to refuse him. I am not very rich, and I am not a bank because I have limited money.

If someone keeps asking you to borrow money, you're at his house, and you'll be asked to borrow money from him the second time. Until you have asked him to pay it off, he has borrowed your money before, and you keep asking him to borrow money, he will realize that this behavior is particularly annoying, and he will not want to have money dealings with you in the future, so you can put an end to the problem of him borrowing money from you.

I think that when someone borrows money, no matter how tactfully they refuse, it is a refusal, so it is better to tell others what they are embarrassed about, and that there is no use for the little money, and I really don't want to borrow. In fact, most people who lend money to others have had the experience of being too difficult to collect debts, so in order to avoid it, it is best not to borrow.

In fact, the best way is to say that you are a strict wife, so that you can borrow money to find your wife, you have no money in your hand, when you find your wife, it is very simple, you must know that borrowing money from a woman is no less than sharing her favorite food from her, you know.

Directly say that there is no money, or do not reply to the other party.

Usually friends will inevitably involve money exchanges.

How to refuse a friend's loan is indeed a difficult problem. First of all, make sure whether to borrow or not, if it is an iron buddy and a friend has a good character, then of course you can borrow;

For those who have a general relationship, it is recommended to be cautious, and even if they want to borrow, they should keep evidence to protect their rights and interests.

The amount of borrowing should be controlled, and although we agree to borrow money, we must also lend more money than we can afford according to our own economic strength. After all, I still have to live.

When lending money to a friend, be sure to ask the other party to issue an IOU, keep the other party's ID card, and the loan is best paid to the other party through bank transfer.

If the payment is made in cash, ask the other party to issue another receipt. In this way, in the event of a dispute, they can protect their own interests.

Different people must have different ways to refuse a friend's loan, and if you turn your face because you don't lend him money, then you don't have to cherish such a friend.

Borrowing money is a thing that people often encounter in their daily life, the amount of money is more or less, but there are always some people in life who will not repay the money, so how to refuse other people's requests to borrow money is a very important thing.

I have only lent money to others once, but that time it was a large amount, for one of my students, 2,500 yuan is about a month's living expenses, but I lent it to my friend, and now the result is that she did not pay me back the money, and blocked me ......And then the more tragic thing was that I used someone else's mobile phone number to call her **, and she blocked all ......And she not only borrowed money from me alone, but also borrowed money from many friends, a typical ...... of killing acquaintances

Refuse someone's request to borrow money, and you can tell him that you don't have money yourself. If you are a student, you can tell the truth that you only have those living expenses for a month, and say that you have no money to lend him; Or you can just cry about being poor, saying how poor you really are and how much money you have spent recently, although it doesn't seem very kind. If you are already working and are an office worker who makes money on your own, you can say that you have to repay the mortgage and car loan, and you need to pay the monthly payment, which is undoubtedly a good reason to refuse; You can also say that all your money is invested in **, **, as far as I know, some of **and** can only be sold and withdrawn for a certain period of time; In addition, you can also say that your money has been deposited in the bank for a dead period, and the interest rate of the bank's dead period is still very high, so the borrower will not continue to ask for money.

There will also be a situation where someone asks you to help borrow money, in this case you must be cautious, if you don't want to help, you can delay for a while, and then tell him that your friend has no money either.

In addition to these reasons, I think the best way to reject others is to save money on a daily basis and not squander it. Only if you save every day, others will not think that you are very "big". This seems to be the knee-jerk reaction of many people, people who usually spend money must have money, people who are usually very frugal must have no money, and the vast majority of people will be embarrassed when borrowing money from people who are usually very frugal, and it is difficult to put it into action.

The best way to refuse other people's requests to borrow money is to start from daily life, develop a good habit of thrift, and if you really don't want to lend to others, you must have the courage to refuse, don't feel embarrassed, even if you don't lend to him, you don't owe him! Lend him only affection between you, and you are not sorry for him. There will always be people who feel embarrassed not to lend money to others, but once you have such an idea, you will not be embarrassed to ask for it when he does not pay it back!

At that time, no matter how much you regret it, it is useless.

Question: There are risks in borrowing, so you need to be cautious in your choice.

How to cleverly refuse a friend to borrow money from you? I'll answer.

I think borrowing money is such a thing, if you meet an honest and trustworthy person, maybe the money will come back, if that person's character is really bad, then don't think about it, so you still have to think about how to solve such a problem.

Hello landlord, COPY is happy to answer this question for you.

Before 2019, many people asked me to borrow money; But this year, I borrowed money from a lot of people (business is not good and my family is sick, there is no money in the business to make money slowly, but the hospital is not waiting for me, I believe that people who have been to the hospital know what I am talking about).

Tactfully refused (you can play to your heart's content, just find a reason, according to your own situation) directly say that there is no money (be bold, whether you have money or no money, just say that you don't have money) There is no way to borrow money, to appease me, but according to my situation came up with ideas and suggestions (very grateful for this kind of people, the difficulty is temporary).

In short, there is nothing wrong with whether you borrow or not, and don't have a situation of 3, my personal opinion.

01 Unfamiliar friends do not borrow.

It is good to borrow money, and it is duty not to borrow. Borrowing money is also learned. It's not that you can borrow if you want to.

If you don't borrow, don't borrow. For example, in my example, he said that if he were me, he would definitely not borrow, why, because you are not familiar with the situation, you don't know the situation, you don't know if you have lent it, you can take it back, you must understand his situation when you lend money to others, know that he has the ability to repay, you can choose to borrow. If you don't have the ability, you must make excuses, just like Arwen, you don't know each other, he asked you to borrow, you can say that your money is used to buy a house, and there is no spare money recently, anyway, he doesn't understand.

02 Inconvenient refusal.

This does not hurt the face, and it sounds good to say. He then gave me several examples, the first is that his college classmate asked him to borrow money, his classmate loves to play **, he doesn't want to lend him it, he feels risky, he said that he has been playing ** recently, the money is **, there is no money. In this way, people can play by themselves, understand the situation, and not hurt the peace.

03 I am a strict wife, and all the money is given to my wife.

The second is that his colleague asked him to borrow money to buy a house, he knew that he didn't know when he could pay it back when he lent it, and it was not good if he didn't borrow it at all, so he told his colleague that the money was handed over to his girlfriend, and he didn't have much private money. Everyone understands people, and when they say this, they all know it. After listening to what he said, I suddenly realized that borrowing money is really a science, and it should be a trick that you can't figure out when dealing with different people.

I'm stupid and sweet. If you don't know anything, you promise someone. I really regret it, and I have to humbly ask him for advice.

Dear, glad to answer for you. You say this: I sympathize with your plight, Shiwan, but my life has not been going well lately, I'm really sorry, and I still owe money to my friend, so I don't have any money to lend you any more.

How to refuse others to borrow money: 1 Tell a friend that he still owes someone someone to return the money to the mu, this trick is the most absolute, the friend borrows money from you, thinking that you will have a surplus to borrow from you, and when the other party knows that you not only do not have the remaining money, but also need to borrow money from others, it will be even more embarrassing to talk to you about borrowing money, and even feel ashamed. 2 When it is difficult to refuse head-on, adopt a roundabout tactic, whether it is to change the subject or for another reason, mainly to use the turn of tone—gentle and persistent—never agree, but not to tear your face.

For example, offer sympathy or praise to the other person, and then give reasons for rejection. Since the other party has psychologically shortened the distance between the two because of your sympathy, you can also accept your rejection with a "relatable" attitude. 3 Ask for help from others, first stabilize the borrower, then use the excuse to go to the toilet, hide in the bathroom and call for help.

Ask your friend to call you, lie that there is an urgent matter to ask you out, and take the opportunity to slip away. Remember to take the borrower out of the house and don't let him wait at your house. So as not to waste your efforts.

4 Before you borrow money, you should examine the trust of the borrower, and once you lend money to someone, you must trust him. Sometimes he can't decide when he can afford to pay you back, so don't keep urging him to pay back, which is more likely to hurt feelings. If you know this, you might as well not lend it to the other party in the first place.

The above carefully compiled answers hope to help you

Gracefully refuse someone to borrow money, you can take the following approach:

1.Apologize. Say sorry first to show that you understand the difficulty of borrowing money, but it is difficult for you to agree to borrow money in your own situation, so it can avoid feeling too straightforward.

2.Explain yourself as difficult. Explain that you yourself have recently faced certain financial difficulties, and the funds on hand are more tight than those of your brother Hail, so you can't lend money casually, which can make the other party understand your position and will not feel that you are deliberately embarrassing.

3.Propose other possible options. If possible, you can propose other ways to borrow money, such as borrowing money from other relatives and friends, borrowing from ICBC, or recommending the other party to summarize the current expenses and find feasible savings solutions.

This shows that you are also actively thinking about how you can help the other person, not just simply saying no.

4.Commitment to future support. You can say that you will try to support and help the other person if the situation allows in the future, but you really can't agree to borrow money at the moment. This can make you feel kind and supportive, even if you can't borrow money at the moment.

5.Change the subject. After apologizing and explaining why, you can change the conversation to something else to avoid getting into an awkward situation due to borrowing money. If the other person brings it up again and again, you can simply reiterate why.

6.Maintain a normal relationship. After refusing to borrow money, you should try to maintain a normal relationship with the other party, talk to them with a smile, take the initiative to greet them, and show that you have not been surprised by the loan.

This will prevent changes in the relationship and make the other person feel that your decision is not targeted, but based on an objective situation that is helpless.

Therefore, the key to gracefully refusing to borrow money from others is to express sincere apologies, explain your difficult situation, propose other feasible ways to borrow money and future support commitments, and show a normal relationship attitude after refusal. This will remove unhappiness and will not affect your friendship to a certain extent. After going through this, as long as both parties understand each other, there will not be much estrangement.

In a sense, this is also an inevitable run-in process in a friendship.

An attitude of open communication and consideration of other people's feelings is the best way to deal with this type of situation.

<> refusing to borrow money from others can easily hurt the self-esteem of the other party, because borrowing money is often because the other party cannot solve some kind of financial difficulties by themselves, and asks others for help, if they are refused, it will make the other party feel that they are helpless and not valued. Therefore, refusing to borrow money from others requires a certain number of skills and methods.

Here are some tips and solutions to gracefully refuse someone to borrow money:

1.Be honest about your finances. You can say, "I've been in a tight financial situation lately, so I can't lend it to you for the time being, so I hope you can understand." ”

2.Exaggerate overhead. You can say, "I've been a little nervous lately and need to save some money, and I can't lend it to you." ”

3.Evade questions. You can say: "Recently, I have not been very convenient to lend money to others, I hope you can understand." ”

4.Claims that it can only be lent to familiar people. It can be said: "I only lend him (her) money because we are familiar and trust each other." ”

5.Help find other solutions. You can say, "Although I can't lend you money, I can help you think of other ways to help you solve your problems." ”

Whichever method you choose, be honest and respectful while giving the impression of respect and understanding to the other person. Most importantly, remember that your financial stability and quality of life are your number one priority.